Gavop tells you how to get the best homeowners insurance in Talladega County, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Talladega County, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Wood Ave, Midland Dr, Harris Ln, Millhaven St, Cooperfield Cir, Church St, Old Shocco Rd, Cedar Bend Rd, Oakleaf Way, Indian Hill Dr | $150,500 | $140,000 | $150,000-$175,000 | $62,000 | $50,000 | $50,000-$75,000 |
| Co Rd 400, Cooper Dr, State Rte 76, Morning Glory Cir, Browndale St, Bob White Dr, Hodges Loop, Harvest Rd, Southern St, Ridgeview Rd | $116,500 | $100,000 | $100,000-$125,000 | $83,000 | $80,000 | $75,000-$100,000 |
| Colvin Rd, Allen Ln, Vols Ln, Tanyard Hill Rd, Machen Dr, Shangri-la Ln, Rays Loop, Brooks Rd, Jenni Ct, Pine Grove Rd | $133,000 | $110,000 | $100,000-$125,000 | $94,000 | $80,000 | $100,000-$125,000 |
| Parkdale Dr, Fairview Dr, Old Bowden Rd, Gaither Cir, Wills Farm Rd, Co Rd 473, Concord Church Rd, Arnold St, Songbird Ln, Howard Cir | $99,000 | $90,000 | $75,000-$100,000 | $73,000 | $60,000 | $50,000-$75,000 |
| Hickman Quarry Rd, Cemetery Rd, Autumn Ln, S Lake Hills Dr, Heath Ln, Co Rd 325, Co Rd 47, McLain Ave, Ruth Cir, Germany Mountain Rd | $126,000 | $100,000 | $125,000-$150,000 | $110,500 | $90,000 | $100,000-$125,000 |
| 26th St, Vonzel Rd, W Battle St, Jackson St, James Garrett Ln, W Hickory St, Huntingdon Dr, S Main Ave, Co Rd 42, Patty Ln | $131,000 | $110,000 | $125,000-$150,000 | $143,500 | $120,000 | $125,000-$150,000 |
| Hawthorne St, S Oak Ave, Sayers Ln, Beck Rd, Sloan Ave, Loretta Ln, Twin Ridges E, Elm Way, Sims Ln, Co Rd 91 | $124,000 | $110,000 | $100,000-$125,000 | $64,500 | $50,000 | $50,000-$75,000 |
| Co Rd 332, 2nd Ave S, Grant St, Mockingbird Ln, Estell Ln, Ward Ave, Drummond Rd, Co Rd 354, McKinley St, Tara Dr | $111,000 | $100,000 | $100,000-$125,000 | $102,000 | $90,000 | $75,000-$100,000 |
| Handley St, Peachtree Ln, Whetstone Ave, Allison Hill Rd, Co Rd 303, Co Rd 103, River Pines Ln, S Bolton Ave, Turpentine Ln, Norman C Wood | $117,500 | $110,000 | $125,000-$150,000 | $82,000 | $70,000 | $50,000-$75,000 |
| Old Lincoln Rd, Sunset Dr, Old Fayetteville Rd, Hale Cir, Centaurius Cir, Co Rd 234, Franklin Dr N, Turkey Roose Rd, Keith Ln, Family Ridge Ln | $109,000 | $100,000 | $100,000-$125,000 | $78,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $764 |
| Superior Protection Discount | -$92 | $829 |
| Fire & Security Discount | -$74 | $847 |
| Hail Resistant Roof Discount | -$18 | $902 |
| Newly Constructed Home Discount | -$258 | $663 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Talladega County | $700 | $910 | $1,610 | $661 | $1,361 | $249 |
| Talladega County, AL | $2,000 | $910 | $2,910 | $661 | $2,661 | $249 |
| Bon Air, AL | $400 | $765 | $1,165 | $556 | $956 | $209 |
| Stewartville, AL | $1,000 | $588 | $1,588 | $427 | $1,427 | $161 |
| St. Clair County, AL | $500 | $1,121 | $1,621 | $815 | $1,315 | $306 |
| Odenville, AL | $1,500 | $1,195 | $2,695 | $869 | $2,369 | $327 |
| Weaver, AL | $400 | $1,014 | $1,414 | $737 | $1,137 | $277 |
| Jefferson County, AL | $2,500 | $1,148 | $3,648 | $834 | $3,334 | $314 |
| Thorsby, AL | $200 | $1,087 | $1,287 | $790 | $990 | $297 |
| Brighton, AL | $1,500 | $685 | $2,185 | $498 | $1,998 | $187 |
| Trafford, AL | $400 | $874 | $1,274 | $635 | $1,035 | $239 |
| Reece City, AL | $1,000 | $1,098 | $2,098 | $798 | $1,798 | $300 |
| Home Insurance Company Talladega County, AL | Homeowners Insurance Agency Talladega County, AL | Address | Popularity Score | Distance from Talladega County (miles) |
|---|---|---|---|---|
| Allstate | Cory Bline | 141 Magnolia St, Lincoln, AL, 35096 | 16.6 | |
| Travelers | Talladega Insurance Agency | 109 N Spring St, Talladega, AL, 35160 | 6.1 | |
| Travelers | Talladega Insurance Agency | 109 N Spring St, Talladega, AL, 35160 | 6.1 | |
| Farmers | Tom Gant | 1820 Cogswell Ave, Pell City, AL, 35125 | 16.3 | |
| Farmers | William Hart | 2 Riverchase Office Plz Ste 214, Hoover, AL, 35244 | 35.7 | |
| State Farm | Connie Myers | 2109 7th Ave N Ste 1, Pell City, AL, 35125-1327 | 16.8 | |
| Travelers | Union State Insurance Inc | 1920 First Ave N Pell City, Pell City, AL, 35125 | 16.3 | |
| Allstate | James Anthony | 48 Chesser Crane Rd Ste F, Chelsea, AL, 35043 | 26.3 | |
| Travelers | Union State Insurance Inc | 1920 1st Ave N, Pell City, AL, 35125 | 16.3 | |
| Travelers | Best Insurance Agency Llc | 122 Chalkville Rd, Trussville, AL, 35173 | 30.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $830 | $1,650 | $820 |
| Talladega County, AL | $95,200 | $921 | $640 | $1,300 | $660 |
| Talladega County, AL | $95,200 | $921 | $630 | $1,310 | $680 |
| Bon Air, AL | $68,300 | $774 | $560 | $1,110 | $550 |
| Stewartville, AL | $45,700 | $595 | $430 | $820 | $390 |
| St. Clair County, AL | $142,800 | $1,135 | $780 | $1,620 | $840 |
| Odenville, AL | $140,800 | $1,210 | $870 | $1,730 | $860 |
| Weaver, AL | $106,200 | $1,026 | $740 | $1,420 | $680 |
| Jefferson County, AL | $149,000 | $1,162 | $800 | $1,610 | $810 |
| Thorsby, AL | $119,300 | $1,100 | $750 | $1,550 | $800 |
| Brighton, AL | $57,700 | $693 | $500 | $980 | $480 |
| Trafford, AL | $83,900 | $885 | $610 | $1,210 | $600 |
| Reece City, AL | $121,200 | $1,111 | $800 | $1,520 | $720 |