Gavop shows you how to buy homeowners insurance in Lewiston, UT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $63,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $99,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $143,500 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $338,000 | $280,000 | $250,000-$300,000 |
| 5 Bedroom | $243,000 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $538 |
| Superior Protection Discount | -$60 | $605 |
| Fire & Security Discount | -$73 | $591 |
| Hail Resistant Roof Discount | -$13 | $651 |
| Newly Constructed Home Discount | -$179 | $485 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,488 |
| Hail Damage | $4,853 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,054 |
| Home Insurance Company Lewiston, UT | Homeowners Insurance Agency Lewiston, UT | Address | Popularity Score | Distance from Lewiston (miles) |
|---|---|---|---|---|
| State Farm | Tyson Luthi | 1430 N Main St Ste 110, Logan, UT, 84341-3085 | 13.6 | |
| Allstate | Brian Weller | 880 S Main St Ste 130, Logan, UT, 84321 | 16.3 | |
| State Farm | Jay Carnahan | 1294 W 12th St, Ogden, UT, 84404-5416 | 48.4 | |
| State Farm | Lana Powell | 550 North Main Street, Logan, UT, 84321-3957 | 14.6 | |
| Travelers | Quality 1st Insurance Agency Inc | 2129 N Main St Ste A, North Logan, UT, 84341 | 12.8 | |
| Liberty Mutual Independent | Leavitt Group Of Northern Utah | 86 S Main St, Brigham City, UT, 84302 | 30.3 | |
| State Farm | Kaleb Kunz | 135 S Main St Ste 300, Logan, UT, 84321-5284 | 15.5 | |
| Travelers | Advance Insurance | 399 N Main St Ste 140, Logan, UT, 84321 | 14.9 | |
| State Farm | Rigo Chaparro | 30 S Main St, Smithfield, UT, 84335-1937 | 8.8 | |
| State Farm | Kallee Genta | 151 25th St, Ogden, UT, 84401-1371 | 49.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $410 | $850 | $440 |
| Cache County, UT | $202,400 | $699 | $500 | $960 | $460 |
| Lewiston, UT | $179,700 | $665 | $450 | $940 | $490 |
| Richmond, UT | $182,700 | $567 | $380 | $780 | $400 |
| Clarkston, UT | $159,500 | $544 | $380 | $750 | $370 |
| Malad City, ID | $149,100 | $584 | $390 | $800 | $410 |
| Snowville, UT | $148,400 | $531 | $360 | $730 | $370 |
| Pleasant View, UT | $305,300 | $643 | $430 | $920 | $490 |
| Montpelier, ID | $126,300 | $540 | $390 | $770 | $380 |
| Farr West, UT | $259,300 | $591 | $420 | $820 | $400 |
| Lava Hot Springs, ID | $131,900 | $552 | $380 | $780 | $400 |
| Huntsville, UT | $334,000 | $740 | $530 | $1,020 | $490 |
| Randolph-Woodruff, UT | $129,400 | $505 | $360 | $710 | $350 |