Gavop tells you how to get the best homeowners insurance in Rocky Hill, CT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $71,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $178,500 | $160,000 | $175,000-$200,000 |
| 3 Bedroom | $172,500 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $356,500 | $320,000 | $350,000-$400,000 |
| 5 Bedroom | $287,500 | $270,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $739 |
| Superior Protection Discount | -$88 | $792 |
| Fire & Security Discount | -$97 | $783 |
| Hail Resistant Roof Discount | -$26 | $853 |
| Newly Constructed Home Discount | -$255 | $624 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,464 |
| Hail Damage | $4,900 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,222 |
| Home Insurance Company Rocky Hill, CT | Homeowners Insurance Agency Rocky Hill, CT | Address | Popularity Score | Distance from Rocky Hill (miles) |
|---|---|---|---|---|
| Allstate | Charles P. Doty | 1492 Post Rd, Fairfield, CT, 6824 | 47.2 | |
| Liberty Mutual Independent | Nicholson Associates Inc | 395 New Haven Ave, Milford, CT, 6460 | 35.8 | |
| Liberty Mutual Independent | United Insurance Group Inc | 569 Boston Post Road, Orange, CT, 6477 | 33.6 | |
| Liberty Mutual Independent | Cdr Insurance Group Inc | 211 Schraffts Dr, Waterbury, CT, 6705 | 18.8 | |
| Travelers | Birarelli Insurance Agency Llc | 55 Cherry Street, Milford, CT, 6460 | 36.0 | |
| State Farm | John Berardino | 1700 Post Rd Ste E9, Fairfield, CT, 06824-5726 | 47.3 | |
| Liberty Mutual Independent | R T Specialty Llc | 20 Church St, Hartford, CT, 6103 | 7.8 | |
| State Farm | Steve Westall | 982 W Main St, New Britain, CT, 06053-3487 | 8.0 | |
| Travelers | The Johnson Agency Inc | 212c New London Turnpike, Glastonbury, CT, 6033 | 4.7 | |
| State Farm | Rick Locicero | 1516 Barnum Ave, Stratford, CT, 06614-5406 | 40.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $910 | $1,720 | $810 |
| Hartford County, CT | $235,300 | $1,076 | $770 | $1,470 | $700 |
| Rocky Hill, CT | $264,100 | $879 | $600 | $1,250 | $650 |
| Plymouth, CT | $193,400 | $865 | $620 | $1,240 | $620 |
| Chester Center, CT | $345,800 | $1,459 | $1,050 | $2,030 | $980 |
| Middlebury, CT | $355,400 | $1,058 | $760 | $1,510 | $750 |
| Morris, CT | $339,000 | $1,439 | $960 | $2,040 | $1,080 |
| Old Lyme, CT | $398,900 | $930 | $620 | $1,280 | $660 |
| Windham County, CT | $196,800 | $1,041 | $700 | $1,490 | $790 |
| Long Hill, CT | $133,600 | $805 | $550 | $1,150 | $600 |
| Woodstock, CT | $247,500 | $847 | $580 | $1,180 | $600 |
| Greenport West, NY | $478,400 | $2,378 | $1,710 | $3,280 | $1,570 |
| Weston, CT | $878,600 | $909 | $610 | $1,260 | $650 |