Gavop tells you how to get the best homeowners insurance in Bedford, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedford, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 777, Parkway Dr, Austin Oaks Dr, Giles Rd, Queen Rebecca Way, Lyons Rd, Snow Hill Ln, Barrett Rd, Co Rd 897, Co Rd 231 | $132,000 | $110,000 | $125,000-$150,000 | $88,000 | $70,000 | $75,000-$100,000 |
| Autumn View Ct, Stepanek Rd, Oak Bluff Ct, Blue Bird Hill Rd, State Hwy H, Woodbourne, Co Rd 503, Deer Haven Dr, Surrey Dr, US Hwy 61 | $238,500 | $210,000 | $200,000-$250,000 | $100,000 | $90,000 | $100,000-$125,000 |
| Line Rd, Cypress Ct, Co Rd 893, Arrowhead Ct, Mennemeyer Rd, Crows Nest Dr, Royster Rd, Bishop Dr, Myers Rd, Edgewood Ct | $205,000 | $190,000 | $175,000-$200,000 | $121,000 | $100,000 | $125,000-$150,000 |
| Sweet Tree Ln, Henke Ln, Maple Leaf Ln, Co Rd 443, White Oak Estates Dr, Madden Rd, Rockport Ct, Cuivre St, Millcreek Church Rd, Co Rd 572 | $155,000 | $130,000 | $125,000-$150,000 | $166,500 | $160,000 | $150,000-$175,000 |
| State Hwy 147, Dogwood Hills Dr, Blake Blvd, White Ash Ct, Hickory Ct, S State Hwy W, Los Rancheros Ln, Fair Ct, State Hwy Pp, Cave Farm Rd | $88,500 | $70,000 | $75,000-$100,000 | $91,500 | $80,000 | $75,000-$100,000 |
| Co Rd 453, Co Rd 604, Ethington Ln, Spring House Ln, Co Rd 249, Beechnut Ave, Lamonca Ests, Dee St, Tompkins Ct, Melinda Dr | $206,500 | $170,000 | $200,000-$250,000 | $101,500 | $90,000 | $75,000-$100,000 |
| Rocky Ridge Ln, Key Dr, Old Cap au Gris Rd, Rex Ct, Olney Cemetery Rd, Co Rd 675, State Hwy Kk, Country Dr, Shaw Ln, Heritage Hills Ln | $161,500 | $140,000 | $150,000-$175,000 | $100,000 | $90,000 | $100,000-$125,000 |
| Buchanan St, Parc Forest Trl, Co Rd 655, Shafer Rd, Southland Dr, Bohemian Church Rd, Co Rd 888, Breanna Blvd, Park Rd, Ashley Ln | $163,500 | $150,000 | $150,000-$175,000 | $89,000 | $80,000 | $75,000-$100,000 |
| S Millcreek Rd, Sleepy Ln, Fletcher Ln, Happy Hollow Ln, Edna Ln, Charwood Estates Dr, Lloyd Ln, Co Rd 579, Co Rd 513, Thomas Ln | $182,500 | $170,000 | $175,000-$200,000 | $131,500 | $120,000 | $150,000-$175,000 |
| Hance Ln, Lake Forest Dr, Marvin Dr, Charlie Ct, Co Rd 757, Red Oak Ct, Cheyenne Ln, Spring Branch Rd, Gessman Rd, Hamlet Dr | $200,500 | $180,000 | $200,000-$250,000 | $139,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$161 | $735 |
| Superior Protection Discount | -$81 | $816 |
| Fire & Security Discount | -$90 | $807 |
| Hail Resistant Roof Discount | -$18 | $878 |
| Newly Constructed Home Discount | -$233 | $663 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lincoln County | $1,000 | $1,017 | $2,017 | $739 | $1,739 | $278 |
| Bedford, MO | $2,500 | $886 | $3,386 | $644 | $3,144 | $242 |
| Cuivre, MO | $500 | $811 | $1,311 | $589 | $1,089 | $222 |
| Eldred, IL | $700 | $456 | $1,156 | $332 | $1,032 | $125 |
| Jersey County, IL | $300 | $692 | $992 | $503 | $803 | $189 |
| Shamrock, MO | $2,500 | $1,154 | $3,654 | $839 | $3,339 | $315 |
| Morrison, MO | $500 | $707 | $1,207 | $514 | $1,014 | $193 |
| Gerald, MO | $1,000 | $955 | $1,955 | $694 | $1,694 | $261 |
| Glasgow, IL | $500 | $494 | $994 | $359 | $859 | $135 |
| Rosebud, MO | $2,500 | $879 | $3,379 | $639 | $3,139 | $240 |
| Wilbur Park, MO | $300 | $1,036 | $1,336 | $753 | $1,053 | $283 |
| Cedar Hill Lakes, MO | $1,000 | $883 | $1,883 | $642 | $1,642 | $241 |
| Home Insurance Company Bedford, MO | Homeowners Insurance Agency Bedford, MO | Address | Popularity Score | Distance from Bedford (miles) |
|---|---|---|---|---|
| Travelers | Ahl Insurance Agency | 1480 Woodstone Dr Ste 120, St Charles, MO, 63304 | 29.0 | |
| State Farm | Dan Day | 740 Lakeside Plz, Lake St Louis, MO, 63367-1465 | 19.3 | |
| Travelers | Ahl Insurance Agency | 1480 Woodstone Dr 1480 Woodstone Dr Saint Charles, St Charles, MO, 63304 | 29.0 | |
| Travelers | Insurance Consultants Inc | 111 Westport Plaza Ste 600, St Louis, MO, 63146 | 36.7 | |
| State Farm | Earl Stinnett | 2642 Highway 109 Ste A, Wildwood, MO, 63040-1132 | 35.4 | |
| Liberty Mutual Independent | Insurance Consultants Inc | 1064 So Woods Mill Road, Chesterfield, MO, 63017 | 37.3 | |
| State Farm | Paul Davis | 14370 Olive Blvd, Chesterfield, MO, 63017-2149 | 34.3 | |
| State Farm | Sean Sortor | 1795 Clarkson Rd Ste 300, Chesterfield, MO, 63017-4975 | 34.4 | |
| State Farm | Karen Moore | 815 Hazelwest Dr Ste 100, Hazelwood, MO, 63042-1762 | 37.2 | |
| State Farm | Wade Chase | 884 Woods Mill Rd Ste 101, Ballwin, MO, 63011-3657 | 37.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,550 | $760 |
| Lincoln County, MO | $154,100 | $1,030 | $710 | $1,410 | $700 |
| Bedford, MO | $139,000 | $896 | $600 | $1,240 | $640 |
| Cuivre, MO | $109,300 | $821 | $570 | $1,120 | $550 |
| Eldred, IL | $53,300 | $462 | $310 | $650 | $340 |
| Jersey County, IL | $135,400 | $700 | $510 | $970 | $460 |
| Shamrock, MO | $179,200 | $1,168 | $830 | $1,610 | $780 |
| Morrison, MO | $45,000 | $716 | $490 | $1,010 | $520 |
| Gerald, MO | $106,100 | $967 | $700 | $1,370 | $670 |
| Glasgow, IL | $61,500 | $500 | $360 | $690 | $330 |
| Rosebud, MO | $84,600 | $890 | $640 | $1,220 | $580 |
| Wilbur Park, MO | $132,600 | $1,049 | $770 | $1,500 | $730 |
| Cedar Hill Lakes, MO | $85,800 | $894 | $640 | $1,270 | $630 |