Gavop's guide to buying homeowners insurance in Cherry Hill, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $116,500 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $297,500 | $250,000 | $300,000-$350,000 |
| 3 Bedroom | $367,000 | $320,000 | $350,000-$400,000 |
| 4 Bedroom | $504,500 | $410,000 | $500,000-$600,000 |
| 5 Bedroom | $327,000 | $270,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$160 | $681 |
| Superior Protection Discount | -$84 | $757 |
| Fire & Security Discount | -$59 | $782 |
| Hail Resistant Roof Discount | -$25 | $816 |
| Newly Constructed Home Discount | -$193 | $647 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Prince William County | $2,500 | $1,003 | $3,503 | $729 | $3,229 | $274 |
| Cherry Hill, VA | $2,500 | $831 | $3,331 | $604 | $3,104 | $227 |
| Stone Ridge, VA | $300 | $936 | $1,236 | $680 | $980 | $256 |
| Forestville, MD | $2,000 | $665 | $2,665 | $483 | $2,483 | $182 |
| Fairmount Heights, MD | $200 | $832 | $1,032 | $605 | $805 | $227 |
| Chevy Chase, MD | $1,000 | $854 | $1,854 | $621 | $1,621 | $233 |
| Livingston, VA | $200 | $834 | $1,034 | $606 | $806 | $228 |
| East Fairfax, VA | $1,000 | $885 | $1,885 | $643 | $1,643 | $242 |
| Broomes Island, MD | $500 | $1,111 | $1,611 | $807 | $1,307 | $303 |
| North Beach, MD | $1,500 | $1,035 | $2,535 | $752 | $2,252 | $283 |
| Montgomery Village, MD | $300 | $939 | $1,239 | $682 | $982 | $257 |
| Chesapeake Ranch Estates, MD | $2,500 | $679 | $3,179 | $493 | $2,993 | $186 |
| Home Insurance Company Cherry Hill, VA | Homeowners Insurance Agency Cherry Hill, VA | Address | Popularity Score | Distance from Cherry Hill (miles) |
|---|---|---|---|---|
| State Farm | Asma Atique | 12751 Marblestone Dr Ste 250, Woodbridge, VA, 22192-8335 | 8.5 | |
| State Farm | Bryce Reeves | 685 Gville Rd Ste 101, Stafford, VA, 22554-3700 | 9.9 | |
| Nationwide | Mike Major Agency | 1384 Old Bridge Rd Ste 101, Woodbridge, VA, 22192-2460 | 7.6 | |
| State Farm | Allen Bristow | 296 Gville Rd Ste 101, Stafford, VA, 22554-1574 | 9.8 | |
| Travelers | Oberryman Insurance Agency | 2500 Hunter Pl Ste 202, Woodbridge, VA, 22192 | 6.5 | |
| State Farm | Michael C Smith | 2789 Jeff Davis Hwy Ste 109, Stafford, VA, 22554-1742 | 9.9 | |
| Allstate | Pamela Coleman | 125 Mill St # 3, Occoquan, VA, 22125 | 8.2 | |
| Travelers | Oberryman Insurance Agency | 2500 Hunter Pl Ste 202 , Woodbridge, VA, 22192 | 6.5 | |
| State Farm | Gary Frantz | 3302 Old Bridge Rd Ste E, Lake Ridge, VA, 22192-5262 | 8.4 | |
| Farmers | Brandon Wince | 1368 Old Bridge Rd Ste 100, Woodbridge, VA, 22192 | 7.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $650 | $1,300 | $650 |
| Prince William County, VA | $358,300 | $1,016 | $740 | $1,430 | $690 |
| Cherry Hill, VA | $298,100 | $841 | $560 | $1,200 | $640 |
| Stone Ridge, VA | $438,000 | $947 | $640 | $1,300 | $660 |
| Forestville, MD | $194,800 | $673 | $530 | $850 | $320 |
| Fairmount Heights, MD | $217,200 | $842 | $670 | $1,060 | $390 |
| Chevy Chase, MD | $897,000 | $865 | $680 | $1,090 | $410 |
| Livingston, VA | $301,600 | $844 | $620 | $1,160 | $540 |
| East Fairfax, VA | $215,100 | $896 | $640 | $1,230 | $590 |
| Broomes Island, MD | $339,700 | $1,124 | $890 | $1,420 | $530 |
| North Beach, MD | $312,300 | $1,048 | $830 | $1,320 | $490 |
| Montgomery Village, MD | $289,000 | $950 | $750 | $1,200 | $450 |
| Chesapeake Ranch Estates, MD | $203,800 | $687 | $540 | $870 | $330 |