Gavop tells you how to get the best homeowners insurance in Helena, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Helena, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Russet Hill Cir, McGhee Dr, Peachwood Cir, Sandy Ridge Cir, Sanders Dr, Twin Oaks Dr, Pecan Dr, Russet Bend Dr, Hilltop Rd SE, Green Leaf Cir | $269,500 | $250,000 | $250,000-$300,000 | $210,500 | $190,000 | $200,000-$250,000 |
| Lucy Dr, S Run Cir, Russet Meadows Ter, Willow Lake Dr, Shinnecock Cir, Top O Tree Ln, Candle Brook Ter, Lakefront Trl, Whitewing Rd, Empire Ln | $125,000 | $110,000 | $125,000-$150,000 | $200,000 | $170,000 | $200,000-$250,000 |
| Glen Gate Way, Peeble Beach Cir, Shades Pointe Ln, Greenleaf Way, Lakeview Way, Southcrest Ter, Hillview Rd, Twin Brook Ln, Oakmont Cir, Edge St | $294,000 | $240,000 | $200,000-$250,000 | $260,000 | $210,000 | $200,000-$250,000 |
| Kings Ct, Longmeadow Ln, Highland Gate Ct, Greendale Dr, Hillcrest Dr, Hillcrest Cir, Memaws Rd, Winged Foot Way, Promenade Pkwy, Candle Brook Pl | $270,500 | $250,000 | $250,000-$300,000 | $326,500 | $270,000 | $300,000-$350,000 |
| Twin Oaks Cir, Oakhill Dr, Letson Farms Dr, Greenmor Dr, Frances Dr, Waterside Cir, Silver Leaf Dr, Cedarwood Ln, Russet Meadows Dr, Shade Tree Ln | $245,500 | $210,000 | $200,000-$250,000 | $299,500 | $280,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$80 | $918 |
| Home and Two Car | -$160 | $838 |
| Home and Three Car | -$249 | $748 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $1,000 | $1,148 | $2,148 | $834 | $1,834 | $314 |
| Helena, AL | $1,500 | $986 | $2,486 | $716 | $2,216 | $269 |
| Rock Creek, AL | $300 | $1,085 | $1,385 | $788 | $1,088 | $296 |
| Westover, AL | $1,000 | $1,360 | $2,360 | $989 | $1,989 | $372 |
| Wilsonville, AL | $300 | $1,220 | $1,520 | $887 | $1,187 | $333 |
| Vance, AL | $700 | $1,168 | $1,868 | $849 | $1,549 | $319 |
| Jemison, AL | $200 | $819 | $1,019 | $595 | $795 | $224 |
| Graysville-Adamsville, AL | $2,500 | $809 | $3,309 | $588 | $3,088 | $221 |
| Dunnavant, AL | $400 | $1,119 | $1,519 | $813 | $1,213 | $306 |
| West Jefferson, AL | $2,500 | $925 | $3,425 | $672 | $3,172 | $253 |
| Fayetteville, AL | $200 | $883 | $1,083 | $642 | $842 | $241 |
| Grayson Valley, AL | $700 | $781 | $1,481 | $568 | $1,268 | $213 |
| Home Insurance Company Helena, AL | Homeowners Insurance Agency Helena, AL | Address | Popularity Score | Distance from Helena (miles) |
|---|---|---|---|---|
| Allstate | Ryan Powell | 2415 12th St, Tuscaloosa, AL, 35401 | 40.5 | |
| State Farm | Stan Faulkner | 1747 Oxmoor Rd, Homewood, AL, 35209-4048 | 14.0 | |
| Allstate | Preston Rhodes | 2107 Martin St S Ste 102, Pell City, AL, 35128 | 39.8 | |
| Allstate | Corkren Insurance | 1516 9th Ave N Ste 112, Bessemer, AL, 35020 | 9.6 | |
| State Farm | Jarrod Gibson | 4290 Highway 52 W Ste F, Helena, AL, 35080-5002 | 0.9 | |
| Nationwide | Ken Caldwell Insurance Agency Inc. | 3926 Lorna Rd, Birmingham, AL, 35244-1004 | 6.9 | |
| State Farm | Shane Lewis | 4760 Eastern Valley Rd Ste 110, Mc Calla, AL, 35111-3457 | 7.9 | |
| Allstate | Karen Ross Miller | 5210 Highway 17, Helena, AL, 35080 | 1.6 | |
| Allstate | The Family Agency | 37 Buck Creek Plz Ste 100, Alabaster, AL, 35007 | 5.5 | |
| Farmers | Sam Gannaway | 1957 Hoover Ct Ste 105, Hoover, AL, 35226 | 8.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $840 | $1,620 | $780 |
| Jefferson County, AL | $149,000 | $1,162 | $780 | $1,640 | $860 |
| Helena, AL | $186,900 | $997 | $730 | $1,370 | $640 |
| Rock Creek, AL | $118,900 | $1,098 | $740 | $1,500 | $760 |
| Westover, AL | $180,100 | $1,377 | $990 | $1,970 | $980 |
| Wilsonville, AL | $146,000 | $1,235 | $900 | $1,770 | $870 |
| Vance, AL | $135,000 | $1,182 | $860 | $1,670 | $810 |
| Jemison, AL | $99,700 | $829 | $560 | $1,180 | $620 |
| Graysville-Adamsville, AL | $97,800 | $819 | $570 | $1,120 | $550 |
| Dunnavant, AL | $125,400 | $1,133 | $760 | $1,560 | $800 |
| West Jefferson, AL | $91,600 | $936 | $650 | $1,280 | $630 |
| Fayetteville, AL | $85,200 | $894 | $600 | $1,260 | $660 |
| Grayson Valley, AL | $121,400 | $791 | $530 | $1,090 | $560 |