Gavop tells you how to get the best homeowners insurance in Lyon County, IA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $100,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $155,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $224,500 | $180,000 | $250,000-$300,000 |
| 5 Bedroom | $105,500 | $90,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $611 |
| Home and Two Car | -$113 | $551 |
| Home and Three Car | -$166 | $498 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lyon County | $700 | $656 | $1,356 | $477 | $1,177 | $179 |
| Lyon County, IA | $2,000 | $656 | $2,656 | $477 | $2,477 | $179 |
| Rock Valley, IA | $400 | $841 | $1,241 | $611 | $1,011 | $230 |
| Little Rock, IA | $1,500 | $472 | $1,972 | $343 | $1,843 | $129 |
| West Holman, IA | $200 | $562 | $762 | $409 | $609 | $154 |
| Delaware, SD | $1,000 | $1,310 | $2,310 | $952 | $1,952 | $358 |
| Ihlen, MN | $100 | $490 | $590 | $356 | $456 | $134 |
| Hartley, IA | $2,000 | $590 | $2,590 | $429 | $2,429 | $161 |
| Centerville, SD | $100 | $731 | $831 | $531 | $631 | $200 |
| Lake Park, IA | $500 | $761 | $1,261 | $553 | $1,053 | $208 |
| Lime Lake, MN | $2,000 | $984 | $2,984 | $715 | $2,715 | $269 |
| Home Insurance Company Lyon County, IA | Homeowners Insurance Agency Lyon County, IA | Address | Popularity Score | Distance from Lyon County (miles) |
|---|---|---|---|---|
| State Farm | Dick Mataloni | 1025 2nd Ave, Sibley, IA, 51249-1506 | 22.9 | |
| State Farm | Tom Menage | 208 1st Ave, Rock Rapids, IA, 51246-1504 | 3.9 | |
| Travelers | Boyden Insurance Agcy | 817 Main St, Boyden, IA, 51234 | 16.8 | |
| Travelers | First Agency | 822 Central Ave, Hawarden, IA, 51023 | 30.3 | |
| Travelers | Thomas E Benz & Son Agency | Main St, Melvin, IA, 51350 | 30.9 | |
| Travelers | Northwest Consultants Inc | 100 N Main St, George, IA, 51237 | 10.7 | |
| Travelers | Isb Insurance Inc | 1036 Main St, Hull, IA, 51239 | 14.0 | |
| Travelers | Isb Insurance Inc | 1036 Main Street, Hull, IA, 51239 | 14.0 | |
| State Farm | Brad Fowler | 330 Reed Street, Akron, IA, 51001 | 42.2 | |
| Travelers | Northwest Consultants Inc | 217 Central Ave Ne, Orange City, IA, 51041 | 27.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,180 | $620 |
| Lyon County, IA | $125,200 | $664 | $460 | $950 | $490 |
| Lyon County, IA | $125,200 | $664 | $480 | $920 | $440 |
| Rock Valley, IA | $144,900 | $851 | $610 | $1,170 | $560 |
| Little Rock, IA | $53,200 | $478 | $340 | $660 | $320 |
| West Holman, IA | $70,700 | $569 | $410 | $800 | $390 |
| Delaware, SD | $263,600 | $1,326 | $900 | $1,820 | $920 |
| Ihlen, MN | $55,000 | $496 | $330 | $700 | $370 |
| Hartley, IA | $76,400 | $597 | $440 | $830 | $390 |
| Centerville, SD | $80,700 | $740 | $500 | $1,010 | $510 |
| Lake Park, IA | $119,200 | $770 | $550 | $1,070 | $520 |
| Lime Lake, MN | $145,000 | $996 | $720 | $1,420 | $700 |