Gavop shows you how to buy homeowners insurance in Olivehurst, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $109,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $213,500 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $206,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $237,500 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $503 |
| Superior Protection Discount | -$56 | $565 |
| Fire & Security Discount | -$56 | $565 |
| Hail Resistant Roof Discount | -$19 | $603 |
| Newly Constructed Home Discount | -$130 | $491 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,537 |
| Hail Damage | $4,476 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $15,884 |
| Home Insurance Company Olivehurst, CA | Homeowners Insurance Agency Olivehurst, CA | Address | Popularity Score | Distance from Olivehurst (miles) |
|---|---|---|---|---|
| Farmers | Michael Carey | 3875 Taylor Rd Ste 3a, Loomis, CA, 95650 | 23.7 | |
| Travelers | Sanchez Insurance Services Inc | 440 Palora Ave N Ste A, Yuba City, CA, 95991 | 8.6 | |
| State Farm | Dan Normoyle | 1835 Iron Point Rd Ste 100, Folsom, CA, 95630-8771 | 34.0 | |
| Farmers | Warren Jackson | 621 B St Ste B, Marysville, CA, 95901 | 8.5 | |
| State Farm | Jim Hilliard | 451 1st St, Woodland, CA, 95695-4023 | 26.6 | |
| State Farm | Eric Bader | 317 Court St, Woodland, CA, 95695-3982 | 26.5 | |
| Farmers | Vickie Mcdougal | 830 Lincoln Way, Auburn, CA, 95603 | 27.4 | |
| Farmers | Abdul Shah | 9240 Laguna Springs Dr Ste 101, Elk Grove, CA, 95758 | 42.2 | |
| State Farm | Daren Anderson | 601 Mcbean Park Dr Ste 100, Lincoln, CA, 95648-1891 | 16.7 | |
| State Farm | Angel Reynoso | 1137 Franklin Ave, Yuba City, CA, 95991-5321 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Yuba County, CA | $207,100 | $640 | $470 | $870 | $400 |
| Olivehurst, CA | $212,700 | $621 | $460 | $840 | $380 |
| Meridian-Robbins, CA | $237,200 | $701 | $520 | $950 | $430 |
| Knights Landing, CA | $202,300 | $654 | $480 | $890 | $410 |
| Meridian, CA | $208,800 | $663 | $490 | $900 | $410 |
| Orangevale, CA | $331,400 | $848 | $630 | $1,150 | $520 |
| Colusa County, CA | $223,600 | $634 | $470 | $860 | $390 |
| Vineyard, CA | $343,900 | $761 | $560 | $1,040 | $480 |
| Durham, CA | $398,200 | $911 | $670 | $1,240 | $570 |
| Courtland, CA | $334,000 | $881 | $650 | $1,200 | $550 |
| Vacaville, CA | $367,700 | $937 | $690 | $1,270 | $580 |