Gavop's guide to buying homeowners insurance in Williamsburg County, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $91,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $145,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $146,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $177,000 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $925 |
| Superior Protection Discount | -$97 | $979 |
| Fire & Security Discount | -$108 | $969 |
| Hail Resistant Roof Discount | -$22 | $1,055 |
| Newly Constructed Home Discount | -$215 | $861 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Williamsburg County | $700 | $1,063 | $1,763 | $773 | $1,473 | $291 |
| Williamsburg County, SC | $2,000 | $1,063 | $3,063 | $773 | $2,773 | $291 |
| Kingstree, SC | $200 | $813 | $1,013 | $591 | $791 | $222 |
| Trio, SC | $1,000 | $578 | $1,578 | $420 | $1,420 | $158 |
| Lake City-Scranton, SC | $500 | $792 | $1,292 | $576 | $1,076 | $216 |
| Plantersville, SC | $700 | $660 | $1,360 | $480 | $1,180 | $180 |
| Centenary, SC | $300 | $360 | $660 | $261 | $561 | $98 |
| Moncks Corner, SC | $1,500 | $787 | $2,287 | $572 | $2,072 | $215 |
| Aynor, SC | $500 | $743 | $1,243 | $540 | $1,040 | $203 |
| Florence, SC | $1,500 | $931 | $2,431 | $677 | $2,177 | $255 |
| Lamar, SC | $100 | $528 | $628 | $383 | $483 | $144 |
| Lake Swamp, SC | $700 | $426 | $1,126 | $309 | $1,009 | $116 |
| Home Insurance Company Williamsburg County, SC | Homeowners Insurance Agency Williamsburg County, SC | Address | Popularity Score | Distance from Williamsburg County (miles) |
|---|---|---|---|---|
| State Farm | Toni Ward | 429 N Longstreet St, Kingstree, SC, 29556-3335 | 7.5 | |
| Allstate | Con Chellis | 437 N Main St Ste C, Summerville, SC, 29483 | 49.1 | |
| Travelers | Tilghman Insurance Of Myrtle Beach Llc | 1215 48th Ave North Myrtle Beach, Myrtle Beach, SC, 29577 | 49.9 | |
| Travelers | Tilghman Insurance Of Myrtle Beach Llc | 1215 48th Avenue North, Myrtle Beach, SC, 29577 | 49.9 | |
| Allstate | Frank L Siau Agency | 433 E Brooks Rd, Andrews, SC, 29510 | 15.6 | |
| Liberty Mutual Independent | Frank L Siau Agency Inc | 1710 Highmarket St, Georgetown, SC, 29440 | 29.9 | |
| State Farm | Bobby Kelly | 1341 44th Ave N Ste 101, Myrtle Beach, SC, 29577-5710 | 49.5 | |
| State Farm | Michael Baker | 854 Jason Blvd Unit F, Myrtle Beach, SC, 29577-6705 | 47.2 | |
| Allstate | Maurice C Stephens | 4763 Highway 17 Byp S, Myrtle Beach, SC, 29577 | 43.5 | |
| State Farm | Stephen Truluck | 401 N Main St Ste C, Hemingway, SC, 29554-9106 | 18.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $660 | $1,400 | $740 |
| Williamsburg County, SC | $68,400 | $1,076 | $760 | $1,470 | $710 |
| Williamsburg County, SC | $68,400 | $1,076 | $760 | $1,540 | $780 |
| Kingstree, SC | $67,400 | $823 | $580 | $1,160 | $580 |
| Trio, SC | $85,200 | $585 | $420 | $800 | $380 |
| Lake City-Scranton, SC | $81,500 | $802 | $550 | $1,140 | $590 |
| Plantersville, SC | $96,700 | $668 | $450 | $940 | $490 |
| Centenary, SC | $57,500 | $364 | $250 | $510 | $260 |
| Moncks Corner, SC | $174,500 | $796 | $540 | $1,100 | $560 |
| Aynor, SC | $131,900 | $752 | $530 | $1,060 | $530 |
| Florence, SC | $147,400 | $943 | $690 | $1,300 | $610 |
| Lamar, SC | $78,500 | $534 | $390 | $760 | $370 |
| Lake Swamp, SC | $65,500 | $431 | $310 | $610 | $300 |