Gavop shows you how to buy homeowners insurance in Fort Chiswell, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Fort Chiswell, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pepper Dr, Calhoun St, School St, Powder Mill Rd, Bluebird Rd, Pine Brook Dr, Celtic Dr, Baytree Ln, Payne Town Rd, Alford Rd | $136,500 | $110,000 | $125,000-$150,000 | $101,000 | $90,000 | $75,000-$100,000 |
| State Rte 694, Muskrat Rd, Elmont Ln, Danner Rd, S Main St, Lovers Ln, State Rte 780, Davidson Rd, Bald Meadow Ln, State Rte 743 | $125,500 | $110,000 | $125,000-$150,000 | $71,000 | $60,000 | $50,000-$75,000 |
| Tank Rd, S 3rd St, Grouse Ridge Rd, Lawrence Ln, Rapor Ridge Rd, Alexander Ln, State Rte 634, Graham Robinson Rd, Depot Rd, W Lexington St | $183,500 | $170,000 | $150,000-$175,000 | $114,000 | $90,000 | $100,000-$125,000 |
| Peak Creek Rd, S 7th St, Odell Rd, State Rte 630, E Marshall St, S 8th St, Huddle Rd, Circle Dr, Grayson Tpke, Red Hill Loop | $178,500 | $160,000 | $150,000-$175,000 | $128,000 | $100,000 | $125,000-$150,000 |
| Harmon Rd, Forrest Creek Dr, Echo Valley Rd, State Rte 776, State Rte 604, Wilkins Ln, Stroupe Mnt Rd, Jewell Ln, Lonesome Dove Ln, Dean Plantation Rd | $100,000 | $90,000 | $100,000-$125,000 | $94,000 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$93 | $487 |
| Superior Protection Discount | -$52 | $528 |
| Fire & Security Discount | -$46 | $534 |
| Hail Resistant Roof Discount | -$12 | $569 |
| Newly Constructed Home Discount | -$128 | $453 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wythe County | $700 | $617 | $1,317 | $449 | $1,149 | $169 |
| Fort Chiswell, VA | $1,500 | $573 | $2,073 | $417 | $1,917 | $157 |
| Snowville, VA | $500 | $1,754 | $2,254 | $1,274 | $1,774 | $479 |
| Galax, VA | $2,000 | $782 | $2,782 | $569 | $2,569 | $214 |
| Pearisburg, VA | $400 | $545 | $945 | $396 | $796 | $149 |
| Princeton, WV | $2,000 | $595 | $2,595 | $433 | $2,433 | $163 |
| Mercer County, WV | $300 | $619 | $919 | $450 | $750 | $169 |
| Elliston, VA | $2,000 | $584 | $2,584 | $424 | $2,424 | $160 |
| Hurricane, NC | $400 | $335 | $735 | $243 | $643 | $92 |
| Cedar Bluff, VA | $1,500 | $562 | $2,062 | $409 | $1,909 | $154 |
| Elkin, NC | $500 | $693 | $1,193 | $504 | $1,004 | $189 |
| Home Insurance Company Fort Chiswell, VA | Homeowners Insurance Agency Fort Chiswell, VA | Address | Popularity Score | Distance from Fort Chiswell (miles) |
|---|---|---|---|---|
| State Farm | Jennifer Walters | 865 E Main St, Wytheville, VA, 24382-3303 | 9.0 | |
| Allstate | Snow Insurance | 708 N Main St, Hillsville, VA, 24343 | 17.5 | |
| State Farm | Robby Wingate | 578 E Main St Ste A, Independence, VA, 24348-3880 | 27.6 | |
| Farmers | Leah Huffman-Chase | 665 E Main St, Wytheville, VA, 24382 | 9.2 | |
| State Farm | Chris Turman | 1500 N Main St, Blacksburg, VA, 24060-2524 | 33.5 | |
| Erie | Phipps Insurance Services Inc. | 2243 W Main Street, Salem, VA, 24153 | 49.9 | |
| Farmers | Belinda Blodgett | 1055 E Main St, Radford, VA, 24141 | 22.9 | |
| Travelers | Bankers Insurance Llc | 180 South 4th Street, Wytheville, VA, 24382 | 9.6 | |
| Travelers | Bankers Insurance Llc | 180 S 4th St, Wytheville, VA, 24382 | 9.5 | |
| Erie | Carper Insurance Associates | 210 Professional Park Drive Se Suite 14, Blacksburg, VA, 24060 | 32.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,320 | $630 |
| Wythe County, VA | $127,400 | $625 | $440 | $860 | $420 |
| Fort Chiswell, VA | $115,600 | $580 | $400 | $800 | $400 |
| Snowville, VA | $562,500 | $1,775 | $1,210 | $2,500 | $1,290 |
| Galax, VA | $105,500 | $792 | $540 | $1,130 | $590 |
| Pearisburg, VA | $99,700 | $552 | $390 | $760 | $370 |
| Princeton, WV | $89,800 | $603 | $410 | $860 | $450 |
| Mercer County, WV | $89,400 | $627 | $450 | $860 | $410 |
| Elliston, VA | $108,000 | $591 | $400 | $820 | $420 |
| Hurricane, NC | $52,700 | $339 | $230 | $480 | $250 |
| Cedar Bluff, VA | $103,300 | $569 | $420 | $810 | $390 |
| Elkin, NC | $146,000 | $701 | $510 | $990 | $480 |