Gavop shows you how to buy homeowners insurance in Wesley Chapel, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $81,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $192,500 | $150,000 | $200,000-$250,000 |
| 3 Bedroom | $260,500 | $240,000 | $250,000-$300,000 |
| 4 Bedroom | $348,000 | $290,000 | $250,000-$300,000 |
| 5 Bedroom | $703,000 | $620,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$180 | $819 |
| Superior Protection Discount | -$90 | $908 |
| Fire & Security Discount | -$80 | $918 |
| Hail Resistant Roof Discount | -$20 | $978 |
| Newly Constructed Home Discount | -$220 | $779 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Union County | $2,500 | $987 | $3,487 | $717 | $3,217 | $270 |
| Wesley Chapel, NC | $1,000 | $986 | $1,986 | $717 | $1,717 | $270 |
| Hemby Bridge, NC | $500 | $809 | $1,309 | $588 | $1,088 | $221 |
| Mint Hill, NC | $1,000 | $795 | $1,795 | $578 | $1,578 | $217 |
| Lanesboro, NC | $400 | $853 | $1,253 | $620 | $1,020 | $233 |
| Mount Holly, NC | $2,000 | $729 | $2,729 | $530 | $2,530 | $199 |
| McConnells, SC | $500 | $722 | $1,222 | $525 | $1,025 | $197 |
| Millingport, NC | $700 | $599 | $1,299 | $435 | $1,135 | $164 |
| Grover, NC | $300 | $629 | $929 | $457 | $757 | $172 |
| Mountain Creek, NC | $1,000 | $839 | $1,839 | $610 | $1,610 | $229 |
| Steeles, NC | $200 | $464 | $664 | $337 | $537 | $127 |
| Light Oak, NC | $2,500 | $444 | $2,944 | $322 | $2,822 | $121 |
| Home Insurance Company Wesley Chapel, NC | Homeowners Insurance Agency Wesley Chapel, NC | Address | Popularity Score | Distance from Wesley Chapel (miles) |
|---|---|---|---|---|
| State Farm | Jessica Ross | 7903 Providence Rd Ste 170, Charlotte, NC, 28277-9745 | 8.1 | |
| State Farm | Melanie Stone | 8811 Blakny Prof Dr Ste 110, Charlotte, NC, 28277-6599 | 6.7 | |
| State Farm | Celinda Erickson | 509 W John St, Matthews, NC, 28105-5352 | 8.1 | |
| Allstate | John Brown | 503 E Main St, Cherryville, NC, 28021 | 46.4 | |
| State Farm | John Norris | 2407 Plntatn Ctr Dr Ste 100a, Matthews, NC, 28105-6614 | 7.2 | |
| Travelers | Pruitt Keener Insurance Services Inc | 8832 Blakeney Professional Dr Ste 203, Charlotte, NC, 28277 | 6.7 | |
| State Farm | Travis Snider | 7510 Pnvl Mthws Rd Ste 13b, Charlotte, NC, 28226-4072 | 9.7 | |
| Allstate | Julie Crowell | 2202 W Roosevelt Blvd Ste A, Monroe, NC, 28110 | 7.5 | |
| State Farm | Staci Waters | 203 N Broome St Ste C, Waxhaw, NC, 28173-7482 | 6.2 | |
| Liberty Mutual Independent | Isu Ballantyne Insurance Group | 3420 Toringdon Way Ste 100, Charlotte, NC, 28277 | 9.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,240 | $640 |
| Union County, NC | $215,200 | $999 | $730 | $1,410 | $680 |
| Wesley Chapel, NC | $327,800 | $998 | $720 | $1,420 | $700 |
| Hemby Bridge, NC | $142,100 | $819 | $560 | $1,130 | $570 |
| Mint Hill, NC | $234,800 | $805 | $580 | $1,100 | $520 |
| Lanesboro, NC | $98,500 | $864 | $620 | $1,230 | $610 |
| Mount Holly, NC | $157,200 | $738 | $500 | $1,050 | $550 |
| McConnells, SC | $105,900 | $731 | $490 | $1,020 | $530 |
| Millingport, NC | $96,700 | $606 | $410 | $860 | $450 |
| Grover, NC | $102,600 | $637 | $430 | $890 | $460 |
| Mountain Creek, NC | $256,600 | $849 | $600 | $1,210 | $610 |
| Steeles, NC | $72,800 | $470 | $320 | $650 | $330 |
| Light Oak, NC | $69,500 | $449 | $300 | $630 | $330 |