Gavop's guide to buying homeowners insurance in Whitewater, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Whitewater, WI - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Vannoy Dr, N 4th St, Yandry St, Carlin Trl, Hooper Rd, Tamarack Rd, Shore Dr, S 2nd St, Viele Ln, Jacobson | $182,000 | $160,000 | $175,000-$200,000 | $162,500 | $140,000 | $125,000-$150,000 |
| S 1st St, Trewyn Rd, Young Rd, Co Hwy Z, Wilson St, Hansen Ln, Thayer Rd, W Bluff St, Hillcrest Dr, Geranium St | $120,500 | $110,000 | $125,000-$150,000 | $156,000 | $140,000 | $150,000-$175,000 |
| Beacon St, Park Dr, Little Prairie Rd, Carnes Rd, S Shore Dr, Tower Hill Pass, Piper Rd, Parkview Cir, Co Rd H, S 8th St | $133,000 | $120,000 | $125,000-$150,000 | $176,000 | $160,000 | $150,000-$175,000 |
| Airview Dr, Whitewater Creek, Koch Rd, Pester, Rocky Ridge Rd, Schuyler Rd, Coldspring Rd, Endeavor Dr, W Main St, Bloomingfield Dr | $116,500 | $100,000 | $100,000-$125,000 | $242,000 | $220,000 | $250,000-$300,000 |
| N Blue Spring Lake Dr, Lowland Dr, Carriage Way, 4th St, Moyse Dr, 5th St, W Wisconsin St, County Line Rd, E Main St, Planeview Dr | $114,000 | $100,000 | $125,000-$150,000 | $266,500 | $220,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $523 |
| Superior Protection Discount | -$63 | $567 |
| Fire & Security Discount | -$69 | $560 |
| Hail Resistant Roof Discount | -$19 | $611 |
| Newly Constructed Home Discount | -$164 | $466 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $1,000 | $670 | $1,670 | $487 | $1,487 | $183 |
| Whitewater, WI | $1,500 | $622 | $2,122 | $452 | $1,952 | $170 |
| Ottawa, WI | $400 | $842 | $1,242 | $612 | $1,012 | $230 |
| Bloomfield, WI | $700 | $651 | $1,351 | $473 | $1,173 | $178 |
| Paris, WI | $100 | $828 | $928 | $602 | $702 | $226 |
| Spring Grove, WI | $1,000 | $715 | $1,715 | $520 | $1,520 | $195 |
| Horicon, WI | $100 | $600 | $700 | $436 | $536 | $164 |
| Brown Deer, WI | $1,000 | $600 | $1,600 | $436 | $1,436 | $164 |
| Somers, WI | $100 | $625 | $725 | $454 | $554 | $171 |
| Glendale, WI | $700 | $684 | $1,384 | $497 | $1,197 | $187 |
| Burnett, WI | $400 | $689 | $1,089 | $500 | $900 | $188 |
| Fox Point, WI | $700 | $711 | $1,411 | $517 | $1,217 | $194 |
| Home Insurance Company Whitewater, WI | Homeowners Insurance Agency Whitewater, WI | Address | Popularity Score | Distance from Whitewater (miles) |
|---|---|---|---|---|
| Allstate | Steven Simonovic | 5117 Green Bay Rd Ste B, Kenosha, WI, 53144 | 46.6 | |
| Erie | Midwest Advantage Insurance & Financial | 6830 W Villard Avenue Suite 160, Milwaukee, WI, 53218 | 41.9 | |
| State Farm | Bob Vitt | 161 W Wisconsin Ave Ste 5196, Milwaukee, WI, 53203-2601 | 44.0 | |
| State Farm | Julie Brown | 4818 S 76th St Ste 102, Greenfield, WI, 53220-4341 | 37.8 | |
| Travelers | Frank Marchan Agency Llc | 3931 S Howell Ave, Milwaukee, WI, 53207 | 42.9 | |
| State Farm | Bob Duthie | 9100 Durand Ave, Sturtevant, WI, 53177-2028 | 43.7 | |
| Liberty Mutual Independent | Premier Insurance Services Of Wisconsin Inc | 101 W Evergreen Pkwy Ste 2, Elkhorn, WI, 53121 | 12.7 | |
| Farmers | William Bixby | 23 S Wisconsin St, Elkhorn, WI, 53121 | 15.0 | |
| State Farm | Joan Palmer | 2104 Church St, East Troy, WI, 53120-1304 | 17.1 | |
| Farmers | Ada Tran | 13000 W Bluemound Rd, Elm Grove, WI, 53122 | 36.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $490 | $950 | $460 |
| Jefferson County, WI | $177,500 | $678 | $490 | $930 | $440 |
| Whitewater, WI | $164,400 | $630 | $420 | $890 | $470 |
| Ottawa, WI | $312,500 | $852 | $570 | $1,210 | $640 |
| Bloomfield, WI | $154,400 | $659 | $450 | $940 | $490 |
| Paris, WI | $301,000 | $838 | $570 | $1,180 | $610 |
| Spring Grove, WI | $195,700 | $724 | $510 | $1,020 | $510 |
| Horicon, WI | $130,000 | $607 | $440 | $870 | $430 |
| Brown Deer, WI | $151,200 | $607 | $410 | $870 | $460 |
| Somers, WI | $165,800 | $632 | $430 | $900 | $470 |
| Glendale, WI | $212,000 | $692 | $470 | $950 | $480 |
| Burnett, WI | $176,700 | $697 | $500 | $970 | $470 |
| Fox Point, WI | $316,600 | $720 | $520 | $990 | $470 |