Gavop's guide to buying homeowners insurance in Willow Grove, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $75,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $157,000 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $186,000 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $343,000 | $280,000 | $300,000-$350,000 |
| 5 Bedroom | $547,000 | $500,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $631 |
| Superior Protection Discount | -$75 | $676 |
| Fire & Security Discount | -$53 | $698 |
| Hail Resistant Roof Discount | -$15 | $736 |
| Newly Constructed Home Discount | -$188 | $563 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $2,000 | $948 | $2,948 | $689 | $2,689 | $259 |
| Willow Grove, PA | $2,000 | $742 | $2,742 | $539 | $2,539 | $203 |
| Upper Makefield, PA | $400 | $1,172 | $1,572 | $852 | $1,252 | $320 |
| Tullytown, PA | $2,000 | $851 | $2,851 | $618 | $2,618 | $232 |
| Eddystone, PA | $500 | $562 | $1,062 | $409 | $909 | $154 |
| Douglass, PA | $2,000 | $774 | $2,774 | $563 | $2,563 | $212 |
| East Caln, PA | $100 | $1,028 | $1,128 | $747 | $847 | $281 |
| Thorndale, PA | $1,000 | $825 | $1,825 | $600 | $1,600 | $225 |
| Palmer Heights, PA | $100 | $784 | $884 | $570 | $670 | $214 |
| Fleetwood, PA | $1,000 | $696 | $1,696 | $505 | $1,505 | $190 |
| Upper Christiana, DE | $300 | $661 | $961 | $480 | $780 | $181 |
| Silver Ridge, NJ | $700 | $690 | $1,390 | $501 | $1,201 | $188 |
| Home Insurance Company Willow Grove, PA | Homeowners Insurance Agency Willow Grove, PA | Address | Popularity Score | Distance from Willow Grove (miles) |
|---|---|---|---|---|
| State Farm | Sal Vacchiano | 1137 Old York Rd, Abington, PA, 19001-3816 | 2.3 | |
| State Farm | Michael Groves | 1320 Dekalb Pike, Blue Bell, PA, 19422-1830 | 9.5 | |
| Allstate | Lloyd Franks | 17 E Germantown Pike, Plymouth Meeting, PA, 19462 | 9.1 | |
| Erie | Insurance 5000 Inc. | 9456 State Road Suite 4, Philadelphia, PA, 19114 | 9.7 | |
| Allstate | Brian King | 4504a Old Lincoln Hwy, Trevose, PA, 19053 | 8.5 | |
| Erie | M & M Insurance Agency Inc. | 611 Huntingdon Pike Suite B, Rockledge, PA, 19046 | 4.8 | |
| Travelers | R&R Insurance Group Llc | 138 Front St, Quakertown, PA, 18951 | 23.0 | |
| State Farm | Ann J Haviland | 2760 Knights Rd, Bensalem, PA, 19020-3526 | 9.3 | |
| Allstate | Michael A Mccusker | 7975 Oxford Ave, Philadelphia, PA, 19111 | 5.3 | |
| Allstate | Phong Ho | 50 N 9th Street 1st Fl, Philadelphia, PA, 19107 | 13.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $530 | $1,030 | $500 |
| Montgomery County, PA | $299,300 | $960 | $680 | $1,320 | $640 |
| Willow Grove, PA | $250,900 | $751 | $550 | $1,070 | $520 |
| Upper Makefield, PA | $693,500 | $1,186 | $840 | $1,640 | $800 |
| Tullytown, PA | $233,600 | $861 | $620 | $1,220 | $600 |
| Eddystone, PA | $90,000 | $569 | $390 | $790 | $400 |
| Douglass, PA | $269,900 | $784 | $530 | $1,090 | $560 |
| East Caln, PA | $315,000 | $1,040 | $720 | $1,450 | $730 |
| Thorndale, PA | $219,800 | $835 | $590 | $1,160 | $570 |
| Palmer Heights, PA | $196,900 | $794 | $560 | $1,100 | $540 |
| Fleetwood, PA | $149,400 | $704 | $510 | $990 | $480 |
| Upper Christiana, DE | $226,800 | $669 | $530 | $890 | $360 |
| Silver Ridge, NJ | $133,000 | $698 | $480 | $960 | $480 |