Gavop shows you how to buy homeowners insurance in Midland County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Midland County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Spraberry Dr, Goddard Ct, E Co Rd 105, Blue Haven Dr, Rebel Dr, Dukes Dr, Whitney Dr, S Co Rd 1200, Brentwood Dr, E Co Rd 129 | $140,500 | $130,000 | $100,000-$125,000 | $82,500 | $70,000 | $75,000-$100,000 |
| Emerson St, Timber Ln, Rocky Ln, W Co Rd 57, S Johnston St, N Co Rd 1138, W Spruce Ave, Melville Dr, Blackberry Ct, Chisholm Trl | $146,500 | $130,000 | $125,000-$150,000 | $181,500 | $160,000 | $175,000-$200,000 |
| Edgemont Dr, Ruby Dr, E Co Rd 75, W Co Rd 148, S Co Rd 1193, W Co Rd 59, Ysleta Ct, Cuthbert Ave, S Co Rd 1114, San Lucas | $127,000 | $110,000 | $125,000-$150,000 | $92,500 | $70,000 | $100,000-$125,000 |
| S H St, Evans Ave, S Co Rd 1216, Capistrano Ct, W Co Rd 56, Thames Ct, Bedford Dr, Hereford Blvd, W Co Rd 330, Tattenham Corner | $158,000 | $140,000 | $150,000-$175,000 | $101,000 | $80,000 | $75,000-$100,000 |
| Spring Meadow Ln, Woodland Park Ave, Co Rd 1176, Virginia Ave, S Co Rd 1325, S Dewberry Dr, Carter Ave, S Webster St, S Co Rd 1307 1/2, W Carter Ave | $139,500 | $130,000 | $150,000-$175,000 | $110,500 | $90,000 | $100,000-$125,000 |
| Crescent Pl, Thornridge Dr, San Rafael, W Co Rd 137, Delta, Baybrook Dr, Mission Santiago Dr, Melton Aly, W Co Rd 115 1/2, Quartz Ln | $123,500 | $110,000 | $100,000-$125,000 | $123,000 | $110,000 | $125,000-$150,000 |
| Colima Ln, E Francis Ave, Greathouse Rd, Rosemont Dr, S Co Rd 1180, San Marino, Suffolk Dr, E Co Rd 135, Moran St, Sand Hill Cir | $119,500 | $100,000 | $125,000-$150,000 | $62,000 | $60,000 | $50,000-$75,000 |
| Kingston Dr, Huntington St, Rosita Dr, N Co Rd 1291, W Circle Dr, Downing Ave, Kerry Rd, W Humble Ave, N Co Rd 1298, Erie Dr | $123,000 | $110,000 | $125,000-$150,000 | $105,500 | $90,000 | $100,000-$125,000 |
| S Co Rd 1071, E Co Rd 133, N Crestview Rd, Courtney Ct, Bluebird Ln, Purple Sage Cv, S Hwy 349, Old Bankhead Hwy, Sundance Pl, Connell St | $168,000 | $150,000 | $175,000-$200,000 | $164,000 | $130,000 | $125,000-$150,000 |
| Ranger St, Belaire Dr, S Co Rd 1122, E Co Rd 79, Haynes Dr, E Cr 140, Woodhollow Dr, E New Jersey Ave, E Ohio Ave, Casady Ct | $135,500 | $130,000 | $150,000-$175,000 | $118,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$219 | $999 |
| Superior Protection Discount | -$122 | $1,097 |
| Fire & Security Discount | -$134 | $1,084 |
| Hail Resistant Roof Discount | -$24 | $1,194 |
| Newly Constructed Home Discount | -$292 | $926 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Midland County | $1,000 | $1,204 | $2,204 | $875 | $1,875 | $329 |
| Midland County, TX | $2,000 | $1,204 | $3,204 | $875 | $2,875 | $329 |
| Midland South, TX | $400 | $1,664 | $2,064 | $1,209 | $1,609 | $455 |
| Stanton, TX | $500 | $1,561 | $2,061 | $1,134 | $1,634 | $427 |
| Martin County, TX | $1,000 | $993 | $1,993 | $721 | $1,721 | $271 |
| Big Spring, TX | $400 | $1,270 | $1,670 | $923 | $1,323 | $347 |
| Forsan, TX | $2,000 | $1,356 | $3,356 | $985 | $2,985 | $370 |
| Howard County, TX | $100 | $1,289 | $1,389 | $937 | $1,037 | $352 |
| Andrews County, TX | $700 | $916 | $1,616 | $665 | $1,365 | $250 |
| Crane South, TX | $100 | $1,499 | $1,599 | $1,089 | $1,189 | $410 |
| Home Insurance Company Midland County, TX | Homeowners Insurance Agency Midland County, TX | Address | Popularity Score | Distance from Midland County (miles) |
|---|---|---|---|---|
| State Farm | Barry Smith | 1050 N Dixie Blvd, Odessa, TX, 79761-2806 | 19.9 | |
| State Farm | Eddy Ohlenburg | 2302 West Wadley, Midland, TX, 79705-6342 | 11.6 | |
| State Farm | Andrew Hernandez | 4401 N Grandview Ave, Odessa, TX, 79762-5311 | 19.4 | |
| Liberty Mutual Independent | Edgmon Insurance Agency | 4800 E University Blvd Ste 8, Odessa, TX, 79762 | 17.6 | |
| Farmers | Eric Escamilla | 205 W 15th St, Big Spring, TX, 79720 | 41.2 | |
| Travelers | Insource Insurance Group Llc | 5108 Wayland Dr, Odessa, TX, 79762 | 18.7 | |
| State Farm | Lara Sandlin | 402 Andrews Hwy, Midland, TX, 79701-5836 | 9.8 | |
| State Farm | Lynn Fisher | 201 S Main St, Andrews, TX, 79714-7123 | 43.4 | |
| Allstate | Dan Bertelson | 2123 E 42nd St, Odessa, TX, 79762 | 19.5 | |
| State Farm | Roy Nelson | 910 W Wall St, Midland, TX, 79701-6636 | 9.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Midland County, TX | $187,400 | $1,218 | $800 | $1,880 | $1,080 |
| Midland County, TX | $187,400 | $1,218 | $800 | $1,880 | $1,080 |
| Midland South, TX | $143,400 | $1,684 | $1,110 | $2,590 | $1,480 |
| Stanton, TX | $114,200 | $1,580 | $1,040 | $2,430 | $1,390 |
| Martin County, TX | $120,500 | $1,005 | $660 | $1,550 | $890 |
| Big Spring, TX | $81,500 | $1,285 | $850 | $1,980 | $1,130 |
| Forsan, TX | $71,300 | $1,372 | $910 | $2,110 | $1,200 |
| Howard County, TX | $85,700 | $1,305 | $860 | $2,010 | $1,150 |
| Andrews County, TX | $126,000 | $927 | $610 | $1,430 | $820 |
| Crane South, TX | $99,500 | $1,517 | $1,000 | $2,340 | $1,340 |