Gavop's guide to buying homeowners insurance in Boerne, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Boerne, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sun Glo, E Evergreen St, Hein Rd, Ledge Springs, May Ln, N School St, Lehmann St, W Fuller Dr, Redbird Ct, Cordillera Trce | $254,000 | $220,000 | $200,000-$250,000 | $335,500 | $300,000 | $350,000-$400,000 |
| Short St, Desert Gold, Rio Frio Ct, Spencer Rd, Schryver St, W Graham St, Stahl St, Mountain Top Dr, Dove Mountain Dr E, Corley Rd | $214,000 | $170,000 | $200,000-$250,000 | $259,500 | $240,000 | $200,000-$250,000 |
| Ranch Rd, Big Horn, Red Bird Ln, Gilbert Ln, Hidden Haven Dr, Sunland, Katie Ct, Horse Hill, Mattick Ln, Sharon Dr W | $430,000 | $360,000 | $400,000-$500,000 | $402,000 | $380,000 | $350,000-$400,000 |
| Mountaintop Trl, Live Oak Pass, Jo-Ba-Do Ranch Rd, Fabra St, Cibolo Creek Dr, Rosewood Ave, Kaitlin Ln, Lake Side Cir, Glenn Oaks Dr, E High Bluff Cir | $237,000 | $210,000 | $250,000-$300,000 | $474,500 | $410,000 | $500,000-$600,000 |
| Fence Line Post, January Ln, Robins Way, Los Indios Ranch Rd, Venturer Ln, Terrace Trl, Cherry St, Ranch Rd 474, Hampton Cove, Surry Dr | $150,000 | $140,000 | $150,000-$175,000 | $374,500 | $340,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $942 |
| Superior Protection Discount | -$99 | $996 |
| Fire & Security Discount | -$77 | $1,018 |
| Hail Resistant Roof Discount | -$33 | $1,062 |
| Newly Constructed Home Discount | -$230 | $865 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,537 |
| Hail Damage | $4,900 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,556 |
| Home Insurance Company Boerne, TX | Homeowners Insurance Agency Boerne, TX | Address | Popularity Score | Distance from Boerne (miles) |
|---|---|---|---|---|
| State Farm | Betsy Dippo | 19190 Stone Oak Pkwy Ste 112, San Antonio, TX, 78258-3237 | 19.6 | |
| State Farm | Michele Meeks | 8474 Fredericksburg Rd Ste 200, San Antonio, TX, 78229-3317 | 23.2 | |
| Travelers | Expedient Insurance Agency Llc | 19206 Huebner Rd Ste 101b, San Antonio, TX, 78258 | 19.1 | |
| Travelers | D B Insurance Services Llc | 16719 Huebner Rd Ste 201, San Antonio, TX, 78248 | 19.8 | |
| Farmers | Pamela Wise | 6233 Evers Rd Ste 6, San Antonio, TX, 78238 | 24.0 | |
| State Farm | Fernando Massad | 6565 Babcock Rd Ste 16, San Antonio, TX, 78249-2345 | 19.9 | |
| State Farm | Ken Tucker | 15503 Babcock Rd Ste 3-A, San Antonio, TX, 78255-1135 | 17.5 | |
| State Farm | Ruben Cardenas Jr | 410 E San Antonio Ave, Boerne, TX, 78006-2054 | 2.4 | |
| State Farm | Alex Post | 2602 N Loop 1604 W, San Antonio, TX, 78248-1478 | 19.3 | |
| Farmers | Russell Koehler | 12030 Bandera Rd Ste 115, Helotes, TX, 78023 | 19.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Kendall County, TX | $297,700 | $1,398 | $920 | $2,150 | $1,230 |
| Boerne, TX | $316,300 | $1,095 | $720 | $1,690 | $970 |
| Lakehills, TX | $152,400 | $976 | $640 | $1,500 | $860 |
| Comal County, TX | $244,100 | $1,304 | $860 | $2,010 | $1,150 |
| Stonewall, TX | $252,200 | $1,951 | $1,290 | $3,000 | $1,710 |
| LaCoste, TX | $82,400 | $1,433 | $950 | $2,210 | $1,260 |
| Fredericksburg, TX | $285,900 | $1,110 | $730 | $1,710 | $980 |
| Santa Clara, TX | $208,100 | $1,852 | $1,220 | $2,850 | $1,630 |
| China Grove, TX | $210,100 | $1,857 | $1,230 | $2,860 | $1,630 |
| McQueeney, TX | $143,600 | $1,685 | $1,110 | $2,590 | $1,480 |
| Dripping Springs, TX | $313,700 | $2,124 | $1,400 | $3,270 | $1,870 |
| Southwest Guadalupe, TX | $182,400 | $1,792 | $1,180 | $2,760 | $1,580 |