Gavop's guide to buying homeowners insurance in Queensbury, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Queensbury, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cross Ct, Co Rd 28, Readon Rd, Carlton Dr, Old Shore Rd, Nathan St, Martindale Rd, Longview Dr, Sylvan Ave, Tall Timbers Rd | $193,500 | $180,000 | $150,000-$175,000 | $142,500 | $120,000 | $125,000-$150,000 |
| Mountain View Ln, Fairwood Dr, Benmost-Bur Ln, Mockingbird Ln, Swan Way, Media Dr, Seelye Rd, Barber Ave, Elizabeth Ln, Rockland Dr | $152,000 | $140,000 | $125,000-$150,000 | $112,500 | $110,000 | $100,000-$125,000 |
| Dean Dr, Morningside Cir, Sunnyside E, Lambert Dr, Pleasant Ln, Assembly Point Rd, Joseph Ct, Cottage Hill Rd, Victoria Dr, Hyde Ct | $235,000 | $190,000 | $175,000-$200,000 | $162,000 | $130,000 | $150,000-$175,000 |
| Greenwood Rd, Vermont Ave Exd, Baker Rd, Hicks Rd, Dartmore Dr, Big Boom Rd, Bullard Ave, Founders Way, Mable Ter, Northway Plz | $203,500 | $170,000 | $175,000-$200,000 | $93,000 | $80,000 | $100,000-$125,000 |
| Sunnyside Rd, Triangle Park Rd, Moorwood Dr, Rainbow Trl, Centennial Dr, Birchfield Dr, Pershing Rd, Elmhurst Dr, Rappaport Dr, Mallory Ave | $207,000 | $200,000 | $175,000-$200,000 | $158,500 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$100 | $615 |
| Superior Protection Discount | -$64 | $651 |
| Fire & Security Discount | -$57 | $658 |
| Hail Resistant Roof Discount | -$14 | $701 |
| Newly Constructed Home Discount | -$179 | $537 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Warren County | $700 | $716 | $1,416 | $520 | $1,220 | $196 |
| Queensbury, NY | $700 | $707 | $1,407 | $514 | $1,214 | $193 |
| South Glens Falls, NY | $500 | $627 | $1,127 | $456 | $956 | $171 |
| Edinburg, NY | $1,500 | $895 | $2,395 | $651 | $2,151 | $245 |
| Hope, NY | $300 | $591 | $891 | $429 | $729 | $161 |
| Putnam, NY | $1,500 | $643 | $2,143 | $467 | $1,967 | $176 |
| Ira, VT | $500 | $774 | $1,274 | $562 | $1,062 | $211 |
| Speculator, NY | $1,500 | $628 | $2,128 | $457 | $1,957 | $172 |
| Moriah, NY | $400 | $586 | $986 | $426 | $826 | $160 |
| Andover, VT | $700 | $862 | $1,562 | $626 | $1,326 | $235 |
| Wardsboro, VT | $300 | $694 | $994 | $504 | $804 | $190 |
| Witherbee, NY | $2,500 | $605 | $3,105 | $439 | $2,939 | $165 |
| Home Insurance Company Queensbury, NY | Homeowners Insurance Agency Queensbury, NY | Address | Popularity Score | Distance from Queensbury (miles) |
|---|---|---|---|---|
| Allstate | John Deutsch | 621 Columbia St, Cohoes, NY, 12047 | 41.8 | |
| Allstate | Kinney Agency | 3027 State Route 4, Hudson Falls, NY, 12839 | 6.1 | |
| Liberty Mutual Independent | Ten Eyck Group | 1924 Western Ave, Albany, NY, 12203 | 47.7 | |
| Erie | Knapp Insurance Agency Llc | 238 S Central Avenue, Mechanicville, NY, 12118 | 32.8 | |
| State Farm | Rob Field | 431 New Scotland Ave, Albany, NY, 12208-2726 | 49.6 | |
| State Farm | Mick Butler | 694 5th Ave, Troy, NY, 12182-2331 | 40.7 | |
| Travelers | Debra Lamay | 2537 Route 9 Ste 200, Malta, NY, 12020 | 27.8 | |
| Liberty Mutual Independent | Associates Of Glens Falls | 228 Glen St Glens Falls, Glens Falls, NY, 12801 | 4.2 | |
| Travelers | Fragomeni Insurance & Financial Inc. | 3257 Rte 9, Saratoga Springs, NY, 12866 | 23.5 | |
| Travelers | Warner & Foley Inc | 43 Mall, West Sand Lake, NY, 12196 | 50.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,640 | $800 |
| Warren County, NY | $192,800 | $725 | $530 | $1,030 | $500 |
| Queensbury, NY | $223,900 | $716 | $520 | $980 | $460 |
| South Glens Falls, NY | $144,900 | $635 | $440 | $880 | $440 |
| Edinburg, NY | $237,700 | $906 | $660 | $1,290 | $630 |
| Hope, NY | $113,100 | $598 | $430 | $830 | $400 |
| Putnam, NY | $153,900 | $651 | $440 | $900 | $460 |
| Ira, VT | $220,400 | $783 | $570 | $1,110 | $540 |
| Speculator, NY | $145,800 | $636 | $460 | $870 | $410 |
| Moriah, NY | $104,300 | $593 | $420 | $820 | $400 |
| Andover, VT | $282,500 | $872 | $600 | $1,230 | $630 |
| Wardsboro, VT | $172,300 | $702 | $510 | $1,000 | $490 |
| Witherbee, NY | $55,700 | $612 | $430 | $860 | $430 |