How Can I Make My Richfield, MN Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Richfield, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Richfield, MN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $67,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $171,500 | $160,000 | $125,000-$150,000 |
| 3 Bedroom | $269,000 | $250,000 | $250,000-$300,000 |
| 4 Bedroom | $331,500 | $310,000 | $250,000-$300,000 |
| 5 Bedroom | $486,500 | $440,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Richfield, MN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$198 | $904 |
| Superior Protection Discount | -$110 | $992 |
| Fire & Security Discount | -$88 | $1,014 |
| Hail Resistant Roof Discount | -$22 | $1,080 |
| Newly Constructed Home Discount | -$220 | $882 |
Choose the Right Deductible for your Richfield, MN Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hennepin County | $1,500 | $1,217 | $2,717 | $885 | $2,385 | $333 |
| Richfield, MN | $700 | $1,089 | $1,789 | $791 | $1,491 | $298 |
| Apple Valley, MN | $200 | $1,180 | $1,380 | $857 | $1,057 | $322 |
| Spring Park, MN | $700 | $1,756 | $2,456 | $1,276 | $1,976 | $480 |
| North Oaks, MN | $100 | $2,717 | $2,817 | $1,975 | $2,075 | $743 |
| Greenfield, MN | $1,500 | $1,820 | $3,320 | $1,323 | $2,823 | $497 |
| Dundas, MN | $300 | $1,151 | $1,451 | $836 | $1,136 | $315 |
| Wyoming, MN | $1,500 | $860 | $2,360 | $625 | $2,125 | $235 |
| Leon, MN | $200 | $1,403 | $1,603 | $1,020 | $1,220 | $383 |
| Rush River, WI | $1,000 | $782 | $1,782 | $568 | $1,568 | $214 |
| North Branch, MN | $500 | $915 | $1,415 | $665 | $1,165 | $250 |
| Waterville, MN | $2,500 | $927 | $3,427 | $673 | $3,173 | $253 |
Identify Top Home Insurance Agents near Richfield, MN | Back to Top
| Home Insurance Company Richfield, MN | Homeowners Insurance Agency Richfield, MN | Address | Popularity Score | Distance from Richfield (miles) |
|---|---|---|---|---|
| State Farm | Brandon Walter | 222 S 9th St Ste 270, Minneapolis, MN, 55402-3344 | 6.9 | |
| State Farm | Mary Cleary | 8500 Edinbrook Pkwy Ste C, Brooklyn Park, MN, 55443-3735 | 16.3 | |
| Travelers | Advance Insurance Agency | 5241 Viking Dr, Edina, MN, 55435 | 3.3 | |
| Allstate | Mark Sniezek | 12076 Central Ave Ne, Blaine, MN, 55434 | 22.1 | |
| Travelers | Advisornet Property & Casualty | 701 4th Ave S Ste 1500, Minneapolis, MN, 55415 | 6.9 | |
| State Farm | Brent Mohlenhoff | 220 W 98th St, Bloomington, MN, 55420-3859 | 3.3 | |
| Farmers | Yanelis Jinete | Old West Main St Ste 2345, Red Wing, MN, 55066 | 41.6 | |
| Travelers | Kraus Anderson Insurance | 420 Gateway Blvd, Burnsville, MN, 55337 | 7.0 | |
| Liberty Mutual Independent | American Agency Inc | 5851 Cedar Lake Rd S St Louis Park, St. Louis Park, MN, 55416 | 7.2 | |
| Travelers | Richfield State Insurance | 6625 Lyndale Ave South #410, Richfield, MN, 55423 | 0.6 |
Compare Rates for Richfield, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $860 | $1,700 | $840 |
| Hennepin County, MN | $245,400 | $1,232 | $840 | $1,690 | $850 |
| Richfield, MN | $197,500 | $1,102 | $740 | $1,510 | $770 |
| Apple Valley, MN | $230,900 | $1,194 | $870 | $1,680 | $810 |
| Spring Park, MN | $382,400 | $1,777 | $1,210 | $2,450 | $1,240 |
| North Oaks, MN | $580,900 | $2,750 | $1,840 | $3,800 | $1,960 |
| Greenfield, MN | $396,100 | $1,842 | $1,310 | $2,560 | $1,250 |
| Dundas, MN | $191,400 | $1,165 | $800 | $1,650 | $850 |
| Wyoming, MN | $210,500 | $871 | $640 | $1,210 | $570 |
| Leon, MN | $279,800 | $1,420 | $1,010 | $2,000 | $990 |
| Rush River, WI | $256,800 | $791 | $560 | $1,080 | $520 |
| North Branch, MN | $172,500 | $926 | $630 | $1,290 | $660 |
| Waterville, MN | $131,500 | $938 | $680 | $1,330 | $650 |
Research Home Insurance Companies Reviews in Richfield, MN Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: June 10, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Female
Customer Service
My experience with my home insurance customer service represenative was very good. The represenative was very friendly, and very helpful.
Nationwide Home Insurance Reviews
Date: August 10, 2019 Age: Above 60 Gender: Female Marital Status: Unmarried
Customer Service
We contact our insurance company often due to umbrella policy and home policy payments being switched to accounts. Personnel in office usually handle quickly.
Integrity Insurance Home Insurance Reviews
Date: October 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
The customer service of integrity is good from my only experience with them. They were quick to answer all of my questions and were very helpful.
GEICO Home Insurance Reviews
Date: July 19, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premium for my policy was slightly lower than the premium for other companies, but this was due to a discount provided when I bundled coverage with my auto insurance.
Progressive Home Insurance Reviews
Date: September 13, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
My home insurance's premium and deductible rates I would rate as OK. They have a slightly higher deductible and premium than my last insurance company.