Gavop tells you how to get the best homeowners insurance in Three Chopt, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Three Chopt, VA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Amber Ter, Premier Dr, Elmwood Forest Ct, Rutgers Dr, Broadford Ter, Digby Ct, Tulane Ave, Joseph Dr, Harcourt Ter, Crossfield Rd | $265,500 | $240,000 | $250,000-$300,000 | $400,500 | $380,000 | $400,000-$500,000 |
| Shady Knoll Ct, Lawnmeadow Ct, Brookmont Dr, Chapelwood Ln, Minor Rd, Old Springfield Rd, Mark Lawn Dr, New Trail Ct, Turtle Run Dr, Redmond Pl | $190,000 | $170,000 | $175,000-$200,000 | $430,000 | $390,000 | $400,000-$500,000 |
| Light House Ct, Bush Lake Dr, Devers Rd, Olde Covington Pl, Ashburton Ct, Windy Hollow Ct, Stanwood Ct, Aldeburgh Dr, Harvest Glen Dr, Beacon Tree Ln | $272,500 | $240,000 | $200,000-$250,000 | $802,500 | $690,000 | $900,000-$1,000,000 |
| Three Willows Ct, Park Ave, Sadler Oaks Ct, Ceres Rd, Preston Sq Lp, Stanwood Way, Libbie Ave, Pouncey Tract Rd, Melbury Way, W Franklin St | $395,500 | $320,000 | $350,000-$400,000 | $415,500 | $350,000 | $350,000-$400,000 |
| Asker Ct, Walnut Knoll Ln, Vernelle Ln, Fawn Ln, Old Greenway Dr, Harwin Cir, Sebring Dr, Ashton Park Dr, Chesterbrook Way, Scotsglen Dr | $231,500 | $220,000 | $200,000-$250,000 | $360,500 | $300,000 | $350,000-$400,000 |
| Boardman Ln, Milbrier Pl, Cypress Spring Ct, Beaver Creek Dr, Quarter Creek Ln, Riverchase Pl, Holmbank Ln, Corum Dr, Denford Ct, Holman Ln | $101,000 | $80,000 | $100,000-$125,000 | $344,000 | $280,000 | $400,000-$500,000 |
| Regal Oaks Rd, Morning Creek Rd, Anna Marie Way, January Way, Plum Shade Ct, Sandy Spring Cir, Harvard Rd, Horsepen Rd, Glen Gary Cir, Sadler Place Ct | $162,000 | $130,000 | $125,000-$150,000 | $371,000 | $310,000 | $400,000-$500,000 |
| Hearthstone Rd, Bristol Ln, Evesham Rd, Glen Hollow Ct, Circus Farm Rd, Moorefield Rd, Vanna Ln, Schaaf Dr, Dornoch Rd, Hurley Ct | $186,500 | $170,000 | $200,000-$250,000 | $372,000 | $300,000 | $350,000-$400,000 |
| Lawnmeadow Dr, Three Notches Ln, Old Nuckols Rd, Burrard St, Morestead Ct, Denham Rd, Colthurst Pl, Hillshire Ct, Kenilworth Pl, Girard Ave | $236,000 | $220,000 | $250,000-$300,000 | $793,000 | $640,000 | $900,000-$1,000,000 |
| Courtyard Glen Pl, Harwin Ter, Reinland Dr, Bexley Ct, Ranch Dr, Sadler Green Pl, Cool Brook Dr, Cedar Forest Pl, Hillshire Way, Midvale Rd | $198,500 | $170,000 | $200,000-$250,000 | $436,000 | $390,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $672 |
| Superior Protection Discount | -$71 | $719 |
| Fire & Security Discount | -$87 | $704 |
| Hail Resistant Roof Discount | -$16 | $775 |
| Newly Constructed Home Discount | -$221 | $569 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henrico County | $700 | $863 | $1,563 | $627 | $1,327 | $236 |
| Three Chopt, VA | $2,500 | $781 | $3,281 | $568 | $3,068 | $213 |
| Glen Allen, VA | $400 | $759 | $1,159 | $552 | $952 | $208 |
| Woodlake, VA | $2,000 | $798 | $2,798 | $580 | $2,580 | $218 |
| Chesterfield County, VA | $100 | $863 | $963 | $627 | $727 | $236 |
| Central Garage, VA | $700 | $877 | $1,577 | $638 | $1,338 | $240 |
| Enon, VA | $300 | $764 | $1,064 | $555 | $855 | $209 |
| Bowling Green, VA | $1,500 | $860 | $2,360 | $625 | $2,125 | $235 |
| Columbia, VA | $100 | $882 | $982 | $641 | $741 | $241 |
| Spotsylvania County, VA | $1,000 | $913 | $1,913 | $664 | $1,664 | $250 |
| Lake of the Woods, VA | $200 | $800 | $1,000 | $581 | $781 | $219 |
| King George County, VA | $1,000 | $827 | $1,827 | $601 | $1,601 | $226 |
| Home Insurance Company Three Chopt, VA | Homeowners Insurance Agency Three Chopt, VA | Address | Popularity Score | Distance from Three Chopt (miles) |
|---|---|---|---|---|
| Allstate | Christopher Goodin | 1800 Southcreek One Ste E, Powhatan, VA, 23139 | 14.8 | |
| State Farm | Walt Harris | 3468 Lauderdale Drive, Richmond, VA, 23233-7529 | 2.4 | |
| Nationwide | Coates Insurance Agency | 5372 Twin Hickory Rd, Glen Allen, VA, 23059-5682 | 1.8 | |
| Erie | Mcardle & Associates Insurance Agency Inc. | 101 England Street, Ashland, VA, 23005 | 9.1 | |
| Travelers | Client First Financial Services Inc | 6767 Forest Hill Ave Ste 120, Richmond, VA, 23225 | 8.9 | |
| State Farm | John Staton Jr | 1026 Main St, Dillwyn, VA, 23936 | 48.5 | |
| Allstate | Rob Reece | 7958 Forest Hill Ave, Richmond, VA, 23225 | 8.8 | |
| Travelers | Cox & Company Insurance Agency Inc | 9141 Washington Street, Amelia Court House, VA, 23002 | 30.6 | |
| Travelers | Saunders & Benson Inc | 4901 Cutshaw Avenue, Richmond, VA, 23230 | 7.2 | |
| Nationwide | J R Hart Inc | 508 Libbie Ave Ste 300, Richmond, VA, 23226 | 6.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,300 | $610 |
| Henrico County, VA | $223,900 | $874 | $630 | $1,200 | $570 |
| Three Chopt, VA | $367,800 | $791 | $570 | $1,110 | $540 |
| Glen Allen, VA | $227,200 | $769 | $550 | $1,050 | $500 |
| Woodlake, VA | $264,000 | $807 | $540 | $1,140 | $600 |
| Chesterfield County, VA | $224,200 | $874 | $620 | $1,200 | $580 |
| Central Garage, VA | $210,100 | $888 | $610 | $1,230 | $620 |
| Enon, VA | $158,000 | $773 | $560 | $1,070 | $510 |
| Bowling Green, VA | $199,800 | $870 | $590 | $1,240 | $650 |
| Columbia, VA | $213,400 | $893 | $600 | $1,270 | $670 |
| Spotsylvania County, VA | $265,600 | $924 | $630 | $1,320 | $690 |
| Lake of the Woods, VA | $266,300 | $810 | $580 | $1,130 | $550 |
| King George County, VA | $294,300 | $837 | $590 | $1,180 | $590 |