Gavop tells you how to get the best homeowners insurance in Estill County, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Estill County, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Valley Dr, Broadway St, Rose St, Hayden Ave, Oak Valley Ct, Williams No 2 Rd, State Hwy 52, State Hwy 2456, Majestic Dr, Pryse Ln | $126,500 | $120,000 | $100,000-$125,000 | $84,000 | $80,000 | $50,000-$75,000 |
| Grand Ave, Lynch Spr, Powell St, Cs-1008, Strong Ln, Hood Ave, Beattyville Rd, Woods Point Dr, Racetrack Rd, Bingham Rd | $102,500 | $90,000 | $75,000-$100,000 | $59,500 | $50,000 | $50,000-$75,000 |
| Brown Ridge, Cr-1153, Hinton Branch - Peter Mountain Rd, Crooked Creek Rd, Camp St, Cr-1452, Crestview Ct, State Hwy 1182, Daisy Ln, Witt Ridge | $73,000 | $70,000 | $50,000-$75,000 | $71,000 | $60,000 | $75,000-$100,000 |
| Hudson Mill Rd, Lela Ln, Elizabeth St, Stump Rd, Shelton Rd, Mountain Springs Cemetery Rd, Stewart Fork, Locust Branch School Rd, Ivory Hill Church Rd, St Timothys Rd | $60,000 | $50,000 | $50,000-$75,000 | $80,500 | $70,000 | $50,000-$75,000 |
| Whispering Wood Dr, Old Richmond Road Loop 2, Congleton Branch Hollow Rd, Church House Hill, N Stacy Lane Rd, Laurel St, Cr-1382A, Abney Cemetery Rd, Webb Rd, Drowning Creek Ridge | $111,000 | $90,000 | $125,000-$150,000 | $79,000 | $70,000 | $50,000-$75,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$55 | $554 |
| Home and Two Car | -$97 | $512 |
| Home and Three Car | -$140 | $469 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Estill County | $2,500 | $602 | $3,102 | $437 | $2,937 | $164 |
| Estill County, KY | $700 | $602 | $1,302 | $437 | $1,137 | $164 |
| Southeast Clark, KY | $400 | $894 | $1,294 | $650 | $1,050 | $244 |
| Jeffersonville, KY | $2,000 | $634 | $2,634 | $461 | $2,461 | $173 |
| Brodhead, KY | $400 | $664 | $1,064 | $482 | $882 | $181 |
| North Middletown, KY | $2,500 | $699 | $3,199 | $508 | $3,008 | $191 |
| Lexington-Fayette Northeast, KY | $100 | $1,068 | $1,168 | $776 | $876 | $292 |
| Taulbee, KY | $1,000 | $567 | $1,567 | $412 | $1,412 | $155 |
| Owingsville, KY | $400 | $628 | $1,028 | $457 | $857 | $172 |
| Bryantsville, KY | $2,500 | $839 | $3,339 | $610 | $3,110 | $229 |
| Lexington-Fayette Southwest, KY | $100 | $1,108 | $1,208 | $805 | $905 | $303 |
| Ewing, KY | $2,000 | $661 | $2,661 | $480 | $2,480 | $181 |
| Home Insurance Company Estill County, KY | Homeowners Insurance Agency Estill County, KY | Address | Popularity Score | Distance from Estill County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Cambridge Insurance | 2300 Regency Rd, Lexington, KY, 40503 | 37.5 | |
| State Farm | Stewart Perry | 2128 Nicholasville Road, Lexington, KY, 40503 | 37.4 | |
| State Farm | Debra Hensley | 1513 Nicholasville Rd, Lexington, KY, 40503-1409 | 37.7 | |
| Allstate | Chuck Powers | 210 Old Mount Tabor Rd Ste C, Lexington, KY, 40502 | 36.3 | |
| Liberty Mutual Independent | The Randolph Scott Insurance Agency | 1025 Dove Run Rd Ste 302, Lexington, KY, 40502 | 35.8 | |
| Travelers | Professional Insurance Plans | 3197 Brighton Place Dr, Lexington, KY, 40509 | 33.1 | |
| Allstate | Stephen Duncan | 470 Southland Dr, Lexington, KY, 40503 | 38.2 | |
| State Farm | Brad Lacefield | 211 N Main St, Versailles, KY, 40383-1266 | 48.8 | |
| Travelers | Morris Insurance Inc | 218 Main St, Paris, KY, 40361 | 39.2 | |
| State Farm | Dawn Stice | 121 Prosperous Pl Ste 11a, Lexington, KY, 40509-1834 | 33.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $610 | $1,250 | $640 |
| Estill County, KY | $71,000 | $609 | $410 | $870 | $460 |
| Estill County, KY | $71,000 | $609 | $410 | $860 | $450 |
| Southeast Clark, KY | $132,500 | $905 | $620 | $1,290 | $670 |
| Jeffersonville, KY | $94,700 | $642 | $460 | $910 | $450 |
| Brodhead, KY | $74,600 | $672 | $450 | $950 | $500 |
| North Middletown, KY | $81,900 | $707 | $490 | $980 | $490 |
| Lexington-Fayette Northeast, KY | $197,700 | $1,081 | $750 | $1,540 | $790 |
| Taulbee, KY | $55,700 | $574 | $410 | $810 | $400 |
| Owingsville, KY | $77,000 | $636 | $430 | $870 | $440 |
| Bryantsville, KY | $169,000 | $849 | $600 | $1,180 | $580 |
| Lexington-Fayette Southwest, KY | $215,100 | $1,121 | $750 | $1,540 | $790 |
| Ewing, KY | $73,900 | $669 | $470 | $930 | $460 |