Gavop's guide to buying homeowners insurance in Fulton County, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $32,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $91,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $109,000 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $131,000 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $179,000 | $170,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$61 | $614 |
| Home and Two Car | -$115 | $560 |
| Home and Three Car | -$169 | $506 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fulton County | $700 | $667 | $1,367 | $485 | $1,185 | $182 |
| Fulton County, IN | $700 | $667 | $1,367 | $485 | $1,185 | $182 |
| Macy, IN | $500 | $458 | $958 | $333 | $833 | $125 |
| Bethlehem, IN | $1,500 | $793 | $2,293 | $577 | $2,077 | $217 |
| Mentone, IN | $200 | $646 | $846 | $470 | $670 | $177 |
| Star City, IN | $1,500 | $636 | $2,136 | $462 | $1,962 | $174 |
| Kosciusko County, IN | $200 | $844 | $1,044 | $614 | $814 | $231 |
| Chester, IN | $2,500 | $678 | $3,178 | $493 | $2,993 | $185 |
| Medaryville, IN | $500 | $581 | $1,081 | $422 | $922 | $159 |
| Somerset, IN | $1,500 | $857 | $2,357 | $623 | $2,123 | $234 |
| Columbia, IN | $400 | $669 | $1,069 | $486 | $886 | $183 |
| Tippecanoe, IN | $1,500 | $829 | $2,329 | $603 | $2,103 | $227 |
| Home Insurance Company Fulton County, IN | Homeowners Insurance Agency Fulton County, IN | Address | Popularity Score | Distance from Fulton County (miles) |
|---|---|---|---|---|
| State Farm | Lisa Yoder | 23809 Us Highway 33, Elkhart, IN, 46517-3509 | 44.2 | |
| State Farm | Calvin Johnson | 812 E Jefferson Blvd, South Bend, IN, 46617-2905 | 43.1 | |
| Liberty Mutual Independent | Smith Sawyer & Smith Inc | 124 E 8th Street, Rochester, IN, 46975 | 2.8 | |
| Liberty Mutual Independent | Inguard | 231 W Canal St, Wabash, IN, 46992 | 29.0 | |
| Liberty Mutual Independent | Dan Berry Insurance Agency | 54101 Ironwood Road , South Bend, IN, 46635 | 45.4 | |
| State Farm | Jake Stroup | 1352 Etna Ave, Huntington, IN, 46750-3638 | 41.9 | |
| Liberty Mutual Independent | Smith Sawyer & Smith Inc | 124 E 8th St, Rochester, IN, 46975 | 2.8 | |
| Erie | Hoffman Insurance Group | 6005 N Fir Road, Granger, IN, 46530 | 46.2 | |
| Farmers | Diana Killingbeck | 506 J St, La Porte, IN, 46350 | 45.2 | |
| State Farm | Ron Donelson | 23598 Western Ave Ste 2, South Bend, IN, 46619-1520 | 43.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $580 | $1,160 | $580 |
| Fulton County, IN | $93,600 | $675 | $470 | $950 | $480 |
| Fulton County, IN | $93,600 | $675 | $470 | $960 | $490 |
| Macy, IN | $36,900 | $464 | $320 | $640 | $320 |
| Bethlehem, IN | $115,600 | $803 | $550 | $1,130 | $580 |
| Mentone, IN | $75,600 | $654 | $440 | $940 | $500 |
| Star City, IN | $73,200 | $644 | $470 | $880 | $410 |
| Kosciusko County, IN | $142,700 | $855 | $610 | $1,210 | $600 |
| Chester, IN | $96,700 | $686 | $500 | $980 | $480 |
| Medaryville, IN | $60,800 | $588 | $410 | $840 | $430 |
| Somerset, IN | $137,500 | $867 | $620 | $1,220 | $600 |
| Columbia, IN | $116,700 | $677 | $480 | $940 | $460 |
| Tippecanoe, IN | $194,900 | $839 | $580 | $1,200 | $620 |