How Can I Make My McDonough, GA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in McDonough, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your McDonough, GA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $111,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $197,500 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $239,500 | $190,000 | $175,000-$200,000 |
| 5 Bedroom | $159,500 | $140,000 | $125,000-$150,000 |
Estimate your Savings with Home Insurance Discounts in McDonough, GA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$175 | $799 |
| Superior Protection Discount | -$97 | $877 |
| Fire & Security Discount | -$97 | $877 |
| Hail Resistant Roof Discount | -$19 | $955 |
| Newly Constructed Home Discount | -$273 | $702 |
Choose the Right Deductible for your McDonough, GA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henry County | $2,000 | $948 | $2,948 | $689 | $2,689 | $259 |
| McDonough, GA | $700 | $963 | $1,663 | $700 | $1,400 | $263 |
| Conyers, GA | $400 | $930 | $1,330 | $676 | $1,076 | $254 |
| Riverdale, GA | $2,500 | $598 | $3,098 | $435 | $2,935 | $163 |
| College Park, GA | $200 | $828 | $1,028 | $602 | $802 | $226 |
| Jasper County, GA | $700 | $705 | $1,405 | $513 | $1,213 | $193 |
| Madison, GA | $700 | $851 | $1,551 | $619 | $1,319 | $233 |
| Roswell-Alpharetta, GA | $200 | $1,526 | $1,726 | $1,109 | $1,309 | $417 |
| Buford-Sugar Hill, GA | $200 | $1,138 | $1,338 | $827 | $1,027 | $311 |
| Gray-Macon East, GA | $2,000 | $879 | $2,879 | $639 | $2,639 | $240 |
Identify Top Home Insurance Agents near McDonough, GA | Back to Top
| Home Insurance Company McDonough, GA | Homeowners Insurance Agency McDonough, GA | Address | Popularity Score | Distance from McDonough (miles) |
|---|---|---|---|---|
| Travelers | Haven Insurance Group | 2345 Nesbitt Dr, Atlanta, GA, 30319 | 28.1 | |
| State Farm | Trevor Nollner | 881 Ponce D L Ave Ne Ste 17, Atlanta, GA, 30306-4259 | 24.1 | |
| Farmers | Stuart Perry | 11550 Jones Bridge Rd Ste 9, Johns Creek, GA, 30022 | 40.6 | |
| Farmers | Phyllis Brumfield | 297 Country Club Dr, Stockbridge, GA, 30281 | 5.4 | |
| State Farm | Maat Opoku | 1963 Wesley Chapel Road, Decatur, GA, 30035-1904 | 18.2 | |
| Allstate | Daravy Beng | 5299 Jonesboro Rd Ste 105, Morrow, GA, 30260 | 15.3 | |
| State Farm | Jeffrey Bobbitt | 4471 Walt Stephens Rd, Stockbridge, GA, 30281-4267 | 7.4 | |
| Nationwide | Larry Harris Agency | 2361 Dekalb Medical Parkway Ste 101, Lithonia, GA, 30058-4101 | 16.5 | |
| State Farm | Sonny Hall | 2275 Shallowford Rd, Marietta, GA, 30066-2061 | 43.8 | |
| State Farm | Anita Price | 110 Huntington Park Drive Ste A, Fayetteville, GA, 30214-7721 | 17.4 |
Compare Rates for McDonough, GA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $690 | $1,440 | $750 |
| Henry County, GA | $154,900 | $959 | $660 | $1,350 | $690 |
| McDonough, GA | $169,000 | $975 | $710 | $1,370 | $660 |
| Conyers, GA | $150,100 | $942 | $680 | $1,340 | $660 |
| Riverdale, GA | $80,100 | $605 | $430 | $840 | $410 |
| College Park, GA | $154,700 | $838 | $580 | $1,160 | $580 |
| Jasper County, GA | $119,700 | $714 | $510 | $990 | $480 |
| Madison, GA | $230,200 | $862 | $580 | $1,190 | $610 |
| Roswell-Alpharetta, GA | $363,400 | $1,545 | $1,130 | $2,210 | $1,080 |
| Buford-Sugar Hill, GA | $205,100 | $1,152 | $840 | $1,640 | $800 |
| Gray-Macon East, GA | $128,300 | $890 | $630 | $1,270 | $640 |
Research Home Insurance Companies Reviews in McDonough, GA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: January 21, 2019 Age: Above 60 Gender: Male Marital Status: Married
Premium
I really hate the concept of deductibles and premiums but I understand the insurance company has to make money too.
Date: September 22, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
I like the premium that I have now because it was the cheapest at the time, however, I find that the premium doesn't cover as much as I wanted for the price that I am paying.
Date: September 21, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
I like that you can pay online without having to call in, and can also file a claim from the mobile app. I don't like that you can't see your coverages or Dec pages unless you call in and have them email it to you, and I also don't like that from the mobile app if you have a combined payment (paying two months together) it won't let you see the next due date.
Date: September 06, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
Dwelling, fire, flooding, hail and weather, lightning, smoke, personal property (my TV, computer, clothes, furniture, bed, etc), liability and medical
Date: December 01, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
Communication
Again they really call a lot if you are even slightly late on the payment and they will continue to call and email until you pay them even if you are able to pay two months at the same time (as if normal).
Date: November 18, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I like that they are friendly and that you can call and they will take care of it, however, I really don't like that they will continuously call and email you if you are a few days late on a payment especially if you can pay two months at the same time.
Georgia Farm Bureau Insurance Home Insurance Reviews
Date: October 02, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Website/App
when you log on to the site there is no sound, but the video does seem like it promotes a friendly helpful atmosphere
Date: September 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
they are very helpful and friendly and works with you if any problems arise to try to come up with the best solution possible
Date: September 21, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
a couple of years ago we had a flood which took everything from us including my recently deceased aunt and dear mother's belongings which was all I had left of them and to my surprise there was no coverage for that where I have found a few companies that does offer flood insurance
Date: August 28, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
even tho I frown upon some of their policies their employees are very nice and polite and helpful
Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
we have very coverage just incase of a fire, and we also have coverage incase our dog bites anyone I don't exactly know the amount or what the legal terms are for fire and pets my husband usually takes care of that but I will say this that this question has made me rethink about what I should know about our home insurance.
Progressive Home Insurance Reviews
Date: December 23, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
it is hard for me to comment on that since I have not really had any experience with other insurance carriers so far
Date: July 27, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
The deductible and premium for the policy is a little lower than other policies. It is cheaper though and provides almost as much coverage as the others.
Farmer's Insurance Home Insurance Reviews
Date: March 01, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Premium
I find it is comparable as far as other deductibles but the premium was the lowest which makes me quite happy.
GEICO Home Insurance Reviews
Date: November 06, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
so far, so good in regards to customer service. it has been adequate; therefore no complaints.