Gavop's guide to buying homeowners insurance in Mount Pleasant, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Mount Pleasant, MI - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Plainfield Rd, Larry Ct, S Fancher St, E Wisconsin St, W Michigan St, Vernon Dr, W Pickard St, Kelly Dr, Johnson, N Russell St | $109,000 | $90,000 | $125,000-$150,000 | $104,500 | $90,000 | $75,000-$100,000 |
| E Airport Rd, Buckingham Pl, Edgewood Dr, W River Rd, W Michigan St, North Dr, Concourse Dr, S Franklin St, S Brown St, Flagstone Ct | $89,500 | $80,000 | $100,000-$125,000 | $138,500 | $130,000 | $125,000-$150,000 |
| Pryor Rd, S Lincoln Rd, Palmer St, Chadwick Ct, E Bellows St, Stoneridge Dr, Manor Ln, E Michigan St, Chippewa Way, S Bamber Rd | $129,000 | $110,000 | $150,000-$175,000 | $186,000 | $160,000 | $200,000-$250,000 |
| E Palmer St, S Main St, S Nottawa Rd, Hopkins Ct, W High St, Abbey Ln, S Lyndale Ln, Churchill Blvd, Flynn Ln, Most Dr | $122,500 | $120,000 | $100,000-$125,000 | $118,500 | $100,000 | $125,000-$150,000 |
| W Gaylord St, W Broomfield Rd, Packard Rd, 4 Square Dr, W Broadway Rd, Birchwood St, Thomas St, Garwood St, Pennsylvania St, W Winding River Dr | $110,500 | $100,000 | $100,000-$125,000 | $142,000 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $530 |
| Superior Protection Discount | -$65 | $581 |
| Fire & Security Discount | -$58 | $588 |
| Hail Resistant Roof Discount | -$13 | $633 |
| Newly Constructed Home Discount | -$136 | $510 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Isabella County | $1,500 | $732 | $2,232 | $532 | $2,032 | $200 |
| Mount Pleasant, MI | $2,000 | $638 | $2,638 | $464 | $2,464 | $174 |
| Surrey, MI | $100 | $686 | $786 | $498 | $598 | $187 |
| Canadian Lakes, MI | $2,500 | $821 | $3,321 | $597 | $3,097 | $224 |
| Mecosta County, MI | $400 | $713 | $1,113 | $518 | $918 | $195 |
| Bloomer, MI | $1,500 | $722 | $2,222 | $525 | $2,025 | $197 |
| Bentley, MI | $400 | $713 | $1,113 | $518 | $918 | $195 |
| Frost, MI | $2,500 | $691 | $3,191 | $502 | $3,002 | $189 |
| Fairplain, MI | $100 | $726 | $826 | $528 | $628 | $198 |
| Hersey, MI | $2,000 | $702 | $2,702 | $510 | $2,510 | $192 |
| Bridgeport, MI | $200 | $618 | $818 | $449 | $649 | $169 |
| Tustin, MI | $700 | $701 | $1,401 | $510 | $1,210 | $192 |
| Home Insurance Company Mount Pleasant, MI | Homeowners Insurance Agency Mount Pleasant, MI | Address | Popularity Score | Distance from Mount Pleasant (miles) |
|---|---|---|---|---|
| State Farm | Steve Witt | 4424 N Saginaw Rd, Midland, MI, 48640-2370 | 25.0 | |
| State Farm | Tom Wilcox | 117 N Division St, Carson City, MI, 48811 | 29.2 | |
| State Farm | Rich Sheldon | 217 E Todd Ave, Reed City, MI, 49677-1251 | 41.3 | |
| State Farm | Marc Debusschere | 211 S Main St Ste A, Chesaning, MI, 48616-1534 | 44.1 | |
| State Farm | John Drzewicki | 1104 S Madison Ave, Bay City, MI, 48708-7262 | 44.7 | |
| Allstate | Kenneth D. Pasanski | 227 E Superior St, Alma, MI, 48801 | 16.1 | |
| Farmers | Thomas Keenan | 3755 Wilder Rd, Bay City, MI, 48706 | 43.8 | |
| State Farm | Tony Devolder | 3010 E Midland Rd, Bay City, MI, 48706-2719 | 42.3 | |
| Travelers | Carr Agency Inc | 115 W Main St, Ionia, MI, 48846 | 44.8 | |
| State Farm | Leo Everitt | 209 N M13, Pinconning, MI, 48650 | 44.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $570 | $1,060 | $490 |
| Isabella County, MI | $128,400 | $741 | $510 | $1,060 | $550 |
| Mount Pleasant, MI | $131,900 | $646 | $470 | $900 | $430 |
| Surrey, MI | $84,400 | $694 | $500 | $990 | $490 |
| Canadian Lakes, MI | $178,700 | $831 | $570 | $1,140 | $570 |
| Mecosta County, MI | $114,700 | $722 | $520 | $1,020 | $500 |
| Bloomer, MI | $106,600 | $731 | $530 | $1,010 | $480 |
| Bentley, MI | $100,900 | $722 | $530 | $1,030 | $500 |
| Frost, MI | $87,300 | $699 | $510 | $970 | $460 |
| Fairplain, MI | $108,600 | $735 | $530 | $1,010 | $480 |
| Hersey, MI | $94,400 | $711 | $520 | $990 | $470 |
| Bridgeport, MI | $73,200 | $626 | $430 | $860 | $430 |
| Tustin, MI | $93,800 | $710 | $480 | $1,010 | $530 |