Gavop's guide to buying homeowners insurance in Crow Wing County, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Crow Wing County, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cooley Dr, Lake St, Mud Lake Rd N, E Cullen Lake Rd, Agate Shores Rd, Bur Oak Dr, Riley Ln, Tamarac Trl, Ski Chalet Dr, Erin Rd | $200,500 | $160,000 | $175,000-$200,000 | $162,500 | $140,000 | $125,000-$150,000 |
| Hwy 25 S, Rosewood St, Old Co Rd 4 E, Pine Grove St, Cranberry Ln, Shoreview Dr, Wilderness Rd, Clover St W, Glenn Ave, 3rd Ave | $168,500 | $140,000 | $175,000-$200,000 | $136,500 | $120,000 | $125,000-$150,000 |
| Fawn St, Brown Blvd, Bay Lake Trl, Old 371, 4th Ave NE, D St NE, Sandy Shores Ln, Yellow Birch Ln, 175th Ave, Co Hwy 41 | $229,000 | $210,000 | $200,000-$250,000 | $209,000 | $180,000 | $175,000-$200,000 |
| Eaglewood Dr, Sandy Trl, Co Rd 29, Gould Gray Rd, Southbay Shrs, Five Mile Rd, N 3rd St, 1st Ave NW, St Mathias Rd, Sioux Dr | $193,000 | $160,000 | $200,000-$250,000 | $213,500 | $200,000 | $175,000-$200,000 |
| S Sebie Lake Rd, White Pine Dr, Co Rd 114, E Sibley St, N Young Lk Rd, Co Rd 4, Pine Rocks Ln, Cross Ave, Co Rd 23, Ariell Dr SW | $230,500 | $190,000 | $250,000-$300,000 | $131,000 | $110,000 | $125,000-$150,000 |
| Wetherbee Rd SW, Green Scene Dr, W Cree Bay Cir, Timber Oaks Rd, 2nd Ave SW, Co Rd 23 SE, Evans Rd, Soder Rd, Birchwood Ln, Gabrielson Rd | $116,000 | $100,000 | $100,000-$125,000 | $107,500 | $90,000 | $100,000-$125,000 |
| Elk St, Hummingbird Ln, Old Co Rd 3, Paradise Beach Trl, Aspen Dr S, G St NE, Oak Dr S, Co Rd 132, Cullen Cove Rd, Seagull Ln | $244,000 | $210,000 | $250,000-$300,000 | $132,000 | $110,000 | $125,000-$150,000 |
| Nokasippi River Rd, Pelican Lake Rd, Co Rd 113, Co Hwy 37, Scott Lake Rd, Old Grade Trl, 43rd St SW, Fuschia Dr S, Bell Ave, Cranberry Ln | $182,000 | $170,000 | $150,000-$175,000 | $116,000 | $100,000 | $125,000-$150,000 |
| Tate Rd, Birchdale Ln S, Crust Rd SE, Madson Ave, W Mayo Ln, Warrior Ave, Butternut Dr SE, Eagle Ave, Maple Ridge Rd, East St | $178,000 | $160,000 | $175,000-$200,000 | $200,500 | $190,000 | $175,000-$200,000 |
| Summit Ave, Blue Acres Ln, Maple Ln, Dogwood Dr, Barbara Ln, Echo Bay Rd, Washington St, Pine Creek Trl, Clearwater Rd N, Cannon Dr | $315,500 | $270,000 | $350,000-$400,000 | $220,500 | $190,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$204 | $870 |
| Superior Protection Discount | -$107 | $967 |
| Fire & Security Discount | -$107 | $967 |
| Hail Resistant Roof Discount | -$21 | $1,053 |
| Newly Constructed Home Discount | -$312 | $763 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Crow Wing County | $1,000 | $1,061 | $2,061 | $771 | $1,771 | $290 |
| Crow Wing County, MN | $1,000 | $1,061 | $2,061 | $771 | $1,771 | $290 |
| East Gull Lake, MN | $400 | $1,470 | $1,870 | $1,068 | $1,468 | $402 |
| Garrison, MN | $700 | $1,196 | $1,896 | $869 | $1,569 | $327 |
| Wealthwood, MN | $200 | $1,213 | $1,413 | $882 | $1,082 | $332 |
| Thunder Lake, MN | $2,000 | $1,381 | $3,381 | $1,004 | $3,004 | $377 |
| South Harbor, MN | $200 | $1,155 | $1,355 | $839 | $1,039 | $316 |
| Hay Brook, MN | $2,000 | $882 | $2,882 | $641 | $2,641 | $241 |
| Sobieski, MN | $200 | $850 | $1,050 | $617 | $817 | $232 |
| Eagle Valley, MN | $2,000 | $1,033 | $3,033 | $751 | $2,751 | $282 |
| Bertha, MN | $200 | $524 | $724 | $381 | $581 | $143 |
| Automba, MN | $2,500 | $1,010 | $3,510 | $734 | $3,234 | $276 |
| Home Insurance Company Crow Wing County, MN | Homeowners Insurance Agency Crow Wing County, MN | Address | Popularity Score | Distance from Crow Wing County (miles) |
|---|---|---|---|---|
| State Farm | Brett Laugen | 13341 Cypress Dr Ste 102, Baxter, MN, 56425-8546 | 12.7 | |
| State Farm | Jake Brandt | 525 Washington St, Brainerd, MN, 56401-3307 | 11.1 | |
| State Farm | Lori Kush | 15594 Highway 27 Ste 1, Little Falls, MN, 56345-6625 | 37.8 | |
| Allstate | Insurance Brokers Of Mn | 43 E Broadway Ste 101, Little Falls, MN, 56345 | 38.2 | |
| Travelers | Insurance Brokers Of Mn | 31061 Front St, Pequot Lakes, MN, 56472 | 14.0 | |
| Farmers | Marty Johnson | 11284 State Highway 210, Brainerd, MN, 56401 | 9.4 | |
| Travelers | Rg Insurance | 14091 Baxter Dr Ste 114, Baxter, MN, 56425 | 11.9 | |
| Farmers | Guy Henkensiefken | 14084 Baxter Dr Ste 1, Baxter, MN, 56425 | 11.9 | |
| State Farm | Paul Gazelka | 15229 Edgewood Dr Ste 100, Brainerd, MN, 56401-6927 | 11.7 | |
| Travelers | Security State Agency | 402 Minnesota Ave N, Aitkin, MN, 56431 | 17.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $850 | $1,680 | $830 |
| Crow Wing County, MN | $188,100 | $1,074 | $740 | $1,480 | $740 |
| Crow Wing County, MN | $188,100 | $1,074 | $740 | $1,480 | $740 |
| East Gull Lake, MN | $302,900 | $1,488 | $1,030 | $2,050 | $1,020 |
| Garrison, MN | $205,800 | $1,211 | $880 | $1,730 | $850 |
| Wealthwood, MN | $211,400 | $1,228 | $900 | $1,760 | $860 |
| Thunder Lake, MN | $271,700 | $1,398 | $1,010 | $1,940 | $930 |
| South Harbor, MN | $192,500 | $1,169 | $830 | $1,620 | $790 |
| Hay Brook, MN | $121,900 | $893 | $620 | $1,230 | $610 |
| Sobieski, MN | $115,000 | $860 | $620 | $1,200 | $580 |
| Eagle Valley, MN | $157,600 | $1,046 | $760 | $1,470 | $710 |
| Bertha, MN | $59,700 | $530 | $380 | $730 | $350 |
| Automba, MN | $151,300 | $1,022 | $680 | $1,440 | $760 |