Gavop tells you how to get the best homeowners insurance in Humphreys County, TN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $99,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $201,000 | $190,000 | $175,000-$200,000 |
| 4 Bedroom | $256,500 | $230,000 | $300,000-$350,000 |
| 5 Bedroom | $418,500 | $370,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $616 |
| Superior Protection Discount | -$74 | $668 |
| Fire & Security Discount | -$52 | $690 |
| Hail Resistant Roof Discount | -$15 | $727 |
| Newly Constructed Home Discount | -$163 | $579 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Humphreys County | $1,000 | $733 | $1,733 | $533 | $1,533 | $200 |
| Humphreys County, TN | $700 | $733 | $1,433 | $533 | $1,233 | $200 |
| New Johnsonville, TN | $100 | $842 | $942 | $612 | $712 | $230 |
| Eva, TN | $2,000 | $908 | $2,908 | $660 | $2,660 | $248 |
| McKenzie, TN | $300 | $690 | $990 | $502 | $802 | $189 |
| New Concord, KY | $1,500 | $844 | $2,344 | $613 | $2,113 | $231 |
| Pegram, TN | $400 | $1,153 | $1,553 | $838 | $1,238 | $315 |
| Cheatham County, TN | $1,000 | $1,004 | $2,004 | $730 | $1,730 | $274 |
| Henderson County, TN | $400 | $698 | $1,098 | $507 | $907 | $191 |
| Lexington, TN | $2,000 | $728 | $2,728 | $529 | $2,529 | $199 |
| Clifton, TN | $400 | $921 | $1,321 | $669 | $1,069 | $252 |
| Atwood, TN | $700 | $732 | $1,432 | $532 | $1,232 | $200 |
| Home Insurance Company Humphreys County, TN | Homeowners Insurance Agency Humphreys County, TN | Address | Popularity Score | Distance from Humphreys County (miles) |
|---|---|---|---|---|
| Erie | Todd Binkley Insurance Llc | 915 S Main Street, Ashland City, TN, 37015 | 43.8 | |
| Allstate | Jackson Insurance | 302 B S Main St, Ashland City, TN, 37015 | 43.8 | |
| Allstate | Steve Blume | 601 Old Hickory Blvd Ste B, Nashville, TN, 37209 | 48.8 | |
| State Farm | Lashawnda Bryant | 7648 Highway 70 S Ste 10, Nashville, TN, 37221-1757 | 47.0 | |
| Travelers | Porch-Stribling-Webb | 132 E Main St, Waverly, TN, 37185 | 2.9 | |
| Allstate | Fred J. Duke Jr. | 171 Belle Forest Cir, Nashville, TN, 37221 | 48.7 | |
| Travelers | First Insurance Partners Llc | 110 Mathis Dr, Dickson, TN, 37055 | 23.3 | |
| Travelers | Epic Insurance Group Llc | 1869 Madison St, Clarksville, TN, 37043 | 42.5 | |
| Travelers | Mann Smith & Cummings | 1997 Madison St, Clarksville, TN, 37043 | 42.9 | |
| State Farm | Mike Bates | 7091 Old Harding Pike Ste 102, Nashville, TN, 37221-2827 | 48.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $700 | $1,480 | $780 |
| Humphreys County, TN | $103,000 | $742 | $530 | $1,020 | $490 |
| Humphreys County, TN | $103,000 | $742 | $540 | $1,030 | $490 |
| New Johnsonville, TN | $95,400 | $852 | $570 | $1,180 | $610 |
| Eva, TN | $112,500 | $919 | $620 | $1,280 | $660 |
| McKenzie, TN | $90,600 | $699 | $500 | $990 | $490 |
| New Concord, KY | $117,700 | $854 | $610 | $1,220 | $610 |
| Pegram, TN | $203,100 | $1,167 | $810 | $1,600 | $790 |
| Cheatham County, TN | $170,500 | $1,016 | $730 | $1,390 | $660 |
| Henderson County, TN | $92,700 | $706 | $490 | $1,010 | $520 |
| Lexington, TN | $101,500 | $737 | $510 | $1,020 | $510 |
| Clifton, TN | $116,100 | $932 | $630 | $1,320 | $690 |
| Atwood, TN | $71,100 | $741 | $530 | $1,060 | $530 |