Gavop's guide to buying homeowners insurance in Fair Lakes, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $153,000 | $140,000 | $125,000-$150,000 |
| 2 Bedroom | $322,000 | $270,000 | $250,000-$300,000 |
| 3 Bedroom | $343,000 | $300,000 | $350,000-$400,000 |
| 4 Bedroom | $470,000 | $440,000 | $500,000-$600,000 |
| 5 Bedroom | $1,060,000 | $920,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $802 |
| Superior Protection Discount | -$93 | $839 |
| Fire & Security Discount | -$84 | $849 |
| Hail Resistant Roof Discount | -$28 | $905 |
| Newly Constructed Home Discount | -$233 | $699 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fairfax County | $2,000 | $1,370 | $3,370 | $996 | $2,996 | $374 |
| Fair Lakes, VA | $1,500 | $921 | $2,421 | $670 | $2,170 | $252 |
| , VA | $100 | $1,302 | $1,402 | $946 | $1,046 | $356 |
| Mount Vernon, VA | $2,000 | $990 | $2,990 | $719 | $2,719 | $270 |
| Marumsco, VA | $500 | $773 | $1,273 | $562 | $1,062 | $211 |
| Adelphi, MD | $2,500 | $788 | $3,288 | $572 | $3,072 | $215 |
| Aquia Harbour, VA | $400 | $875 | $1,275 | $636 | $1,036 | $239 |
| Melwood, MD | $2,000 | $881 | $2,881 | $640 | $2,640 | $241 |
| South Laurel, MD | $100 | $1,049 | $1,149 | $763 | $863 | $287 |
| Fredericksburg, VA | $700 | $881 | $1,581 | $640 | $1,340 | $241 |
| Severn, MD | $400 | $1,038 | $1,438 | $755 | $1,155 | $284 |
| Antietam, MD | $1,500 | $908 | $2,408 | $660 | $2,160 | $248 |
| Home Insurance Company Fair Lakes, VA | Homeowners Insurance Agency Fair Lakes, VA | Address | Popularity Score | Distance from Fair Lakes (miles) |
|---|---|---|---|---|
| Travelers | Abc Insurance Llc | 215 N Royal Avenue, Front Royal, VA, 22630 | 43.6 | |
| Travelers | Coverage Inc | 4460 Brookfield Corporate Drive Suite A, Chantilly, VA, 20151 | 3.5 | |
| Erie | Acl Insurance | 4311 Ridgewood Center Drive, Woodbridge, VA, 22192 | 12.7 | |
| Allstate | Spiro Souliotis | 1020 Elden St Ste 201, Herndon, VA, 20170 | 7.9 | |
| Allstate | Ian Jobson | 228 Elizabeth Dr, Stephens City, VA, 22655 | 46.5 | |
| State Farm | Lynn Wylde | 11868 Sunrse Vly Dr Ste 200, Reston, VA, 20191-3319 | 6.7 | |
| Travelers | The Business Benefits Group Inc | 4023 Chain Bridge Rd, Fairfax, VA, 22030 | 4.5 | |
| Liberty Mutual Independent | Long & Foster Insurance Agency Inc | 14501 George Carter Way, Chantilly, VA, 20151 | 4.0 | |
| Allstate | Joe M. Nadimi | 8212 Old Courthouse Rd Ste C, Vienna, VA, 22182 | 9.6 | |
| Allstate | Eric Burke | 2812 Old Lee Hwy Ste 200, Fairfax, VA, 22031 | 8.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $640 | $1,310 | $670 |
| Fairfax County, VA | $534,800 | $1,387 | $940 | $1,930 | $990 |
| Fair Lakes, VA | $502,000 | $932 | $670 | $1,330 | $660 |
| , VA | $643,300 | $1,318 | $950 | $1,810 | $860 |
| Mount Vernon, VA | $487,800 | $1,002 | $710 | $1,410 | $700 |
| Marumsco, VA | $239,600 | $783 | $540 | $1,110 | $570 |
| Adelphi, MD | $270,700 | $797 | $630 | $1,000 | $370 |
| Aquia Harbour, VA | $336,500 | $885 | $600 | $1,220 | $620 |
| Melwood, MD | $243,100 | $892 | $700 | $1,120 | $420 |
| South Laurel, MD | $317,800 | $1,062 | $840 | $1,340 | $500 |
| Fredericksburg, VA | $341,200 | $891 | $650 | $1,270 | $620 |
| Severn, MD | $341,900 | $1,051 | $830 | $1,320 | $490 |
| Antietam, MD | $256,600 | $919 | $730 | $1,160 | $430 |