How Can I Make My Sugar Grove, IL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Sugar Grove, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Sugar Grove, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $83,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $256,000 | $230,000 | $300,000-$350,000 |
| 3 Bedroom | $211,500 | $190,000 | $175,000-$200,000 |
| 4 Bedroom | $447,500 | $370,000 | $400,000-$500,000 |
| 5 Bedroom | $573,500 | $520,000 | $500,000-$600,000 |
Estimate your Savings with Home Insurance Discounts in Sugar Grove, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $693 |
| Superior Protection Discount | -$73 | $742 |
| Fire & Security Discount | -$90 | $726 |
| Hail Resistant Roof Discount | -$16 | $799 |
| Newly Constructed Home Discount | -$196 | $620 |
Choose the Right Deductible for your Sugar Grove, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kane County | $1,000 | $875 | $1,875 | $636 | $1,636 | $239 |
| Sugar Grove, IL | $2,000 | $806 | $2,806 | $586 | $2,586 | $220 |
| Kaneville, IL | $200 | $972 | $1,172 | $707 | $907 | $266 |
| DeKalb County, IL | $2,500 | $791 | $3,291 | $575 | $3,075 | $216 |
| Shabbona, IL | $300 | $805 | $1,105 | $585 | $885 | $220 |
| Preston Heights, IL | $700 | $627 | $1,327 | $456 | $1,156 | $171 |
| La Grange Park, IL | $100 | $782 | $882 | $568 | $668 | $214 |
| Elwood, IL | $2,000 | $794 | $2,794 | $577 | $2,577 | $217 |
| Spring, IL | $200 | $885 | $1,085 | $643 | $843 | $242 |
| Harwood Heights, IL | $2,000 | $948 | $2,948 | $689 | $2,689 | $259 |
| McHenry, IL | $500 | $806 | $1,306 | $586 | $1,086 | $220 |
| Otter Creek, IL | $2,000 | $751 | $2,751 | $546 | $2,546 | $205 |
Identify Top Home Insurance Agents near Sugar Grove, IL | Back to Top
| Home Insurance Company Sugar Grove, IL | Homeowners Insurance Agency Sugar Grove, IL | Address | Popularity Score | Distance from Sugar Grove (miles) |
|---|---|---|---|---|
| State Farm | Scott Queen | 121 S Batavia Ave, Batavia, IL, 60510-2450 | 8.2 | |
| Travelers | Thomas Ward Insurance Group | 707 W Willow Street, Chicago, IL, 60614 | 41.7 | |
| Allstate | Jill Ellis-Craig | 4855 E State St Ste 19, Rockford, IL, 61108 | 45.7 | |
| Liberty Mutual Independent | Wenk Insurance Agency Inc | 600 Central Ave Ste 295, Highland Park, IL, 60035 | 43.4 | |
| State Farm | Bryan Kovach | 5360 W 95th St, Oak Lawn, IL, 60453-2452 | 35.1 | |
| Travelers | Atwood Insurance | 200 E 5th Ave Ste 117e, Naperville, IL, 60563 | 14.9 | |
| Allstate | Anthony Valencia | 26w 269 Geneva Rd, Wheaton, IL, 60187 | 18.7 | |
| Liberty Mutual Independent | Union Insurance Group | 2125 W Roscoe St, Chicago, IL, 60618 | 40.5 | |
| Allstate | Casey Mulcare | 1811 N Main St Ste D, Wheaton, IL, 60187 | 18.5 | |
| Travelers | Parr Insurance Brokerage Inc | 2157 N Damen Ste 2b, Chicago, IL, 60647 | 40.3 |
Compare Rates for Sugar Grove, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,220 | $620 |
| Kane County, IL | $223,400 | $886 | $590 | $1,250 | $660 |
| Sugar Grove, IL | $255,400 | $816 | $550 | $1,120 | $570 |
| Kaneville, IL | $263,400 | $984 | $670 | $1,350 | $680 |
| DeKalb County, IL | $166,800 | $800 | $580 | $1,140 | $560 |
| Shabbona, IL | $162,200 | $815 | $580 | $1,130 | $550 |
| Preston Heights, IL | $95,600 | $635 | $460 | $900 | $440 |
| La Grange Park, IL | $333,700 | $791 | $540 | $1,090 | $550 |
| Elwood, IL | $156,800 | $804 | $580 | $1,140 | $560 |
| Spring, IL | $206,500 | $896 | $600 | $1,230 | $630 |
| Harwood Heights, IL | $248,000 | $960 | $680 | $1,330 | $650 |
| McHenry, IL | $175,000 | $816 | $550 | $1,160 | $610 |
| Otter Creek, IL | $138,100 | $760 | $520 | $1,050 | $530 |
Research Home Insurance Companies Reviews in Sugar Grove, IL Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: February 13, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
The premium is significantly lower than competition. They were roughly half the price of the closest competitor and I think it is due to their streamlined model.
State Farm Home Insurance Reviews
Date: January 17, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
State farm is great. I have been with them 20 years. we have low rates on home and auto insurance. they always answer the phone promptly. I know I can count on them when something happens at home or in a car accident situation.
MetLife Home Insurance Reviews
Date: November 07, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
Dwelling replacement, liability for medical, content replacement, mold coverage, sewer backup, business products coverage, other dwellings on property coverage, fridge content coverage
Safeco Insurance Home Insurance Reviews
Date: November 16, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Customer Service
My experience has been very positive with my insurance company. Paid my claim very quickly following hurricane damage to my home several years ago. I would give them a rating of 5.