Gavop shows you how to buy homeowners insurance in Camas County, ID by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $152,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $185,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $214,000 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $245,500 | $210,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$87 | $492 |
| Superior Protection Discount | -$52 | $526 |
| Fire & Security Discount | -$46 | $532 |
| Hail Resistant Roof Discount | -$17 | $561 |
| Newly Constructed Home Discount | -$145 | $434 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Camas County | $1,000 | $572 | $1,572 | $415 | $1,415 | $156 |
| Camas County, ID | $700 | $572 | $1,272 | $415 | $1,115 | $156 |
| East Camas, ID | $300 | $669 | $969 | $486 | $786 | $183 |
| West Camas, ID | $2,500 | $584 | $3,084 | $424 | $2,924 | $160 |
| Fairfield, ID | $200 | $489 | $689 | $355 | $555 | $134 |
| Ketchum, ID | $700 | $1,013 | $1,713 | $736 | $1,436 | $277 |
| Gooding County, ID | $100 | $668 | $768 | $486 | $586 | $183 |
| Gooding, ID | $700 | $674 | $1,374 | $490 | $1,190 | $184 |
| Glenns Ferry, ID | $400 | $518 | $918 | $376 | $776 | $141 |
| Shoshone, ID | $2,000 | $527 | $2,527 | $383 | $2,383 | $144 |
| Dietrich, ID | $400 | $438 | $838 | $318 | $718 | $120 |
| Wendell, ID | $2,500 | $668 | $3,168 | $486 | $2,986 | $183 |
| Home Insurance Company Camas County, ID | Homeowners Insurance Agency Camas County, ID | Address | Popularity Score | Distance from Camas County (miles) |
|---|---|---|---|---|
| State Farm | John Infanger | 1241 Main St, Gooding, ID, 83330-1834 | 36.9 | |
| Farmers | Don Bunn | 116 W Main St, Wendell, ID, 83355 | 47.8 | |
| Allstate | Wood River Ins | 410 N Main St, Hailey, ID, 83333 | 24.8 | |
| State Farm | Patrick Buchanan | 216 N Main St, Hailey, ID, 83333 | 24.8 | |
| State Farm | Patrick Buchanan | 120 N 2nd Ave Ste 207, Ketchum, ID, 83340 | 26.5 | |
| Allstate | Locke Agcy Inc | 333 Main St, Gooding, ID, 83330 | 36.3 | |
| Travelers | Sun Valley Ins | 780 N Main, Ketchum, ID, 83340 | 26.7 | |
| Travelers | Wood River Insurance Inc | 410 N Main St, Hailey, ID, 83333 | 24.8 | |
| Travelers | Bisnett Insurance | 631 2nd St, Ketchum, ID, 83340 | 26.9 | |
| Farmers | Redgy Christensen | 333 Main St S, Ketchum, ID, 83340 | 26.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Idaho | $176,800 | $627 | $450 | $870 | $420 |
| Camas County, ID | $173,300 | $578 | $420 | $800 | $380 |
| Camas County, ID | $173,300 | $578 | $420 | $820 | $400 |
| East Camas, ID | $216,700 | $677 | $480 | $930 | $450 |
| West Camas, ID | $153,100 | $591 | $430 | $810 | $380 |
| Fairfield, ID | $107,400 | $495 | $350 | $700 | $350 |
| Ketchum, ID | $638,600 | $1,025 | $710 | $1,420 | $710 |
| Gooding County, ID | $134,400 | $676 | $450 | $940 | $490 |
| Gooding, ID | $120,700 | $682 | $500 | $940 | $440 |
| Glenns Ferry, ID | $119,200 | $524 | $360 | $750 | $390 |
| Shoshone, ID | $123,200 | $533 | $380 | $740 | $360 |
| Dietrich, ID | $88,800 | $443 | $320 | $630 | $310 |
| Wendell, ID | $126,000 | $676 | $490 | $930 | $440 |