How Can I Make My New York, NY Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in New York, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your New York, NY Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $180,000 | $160,000 | $175,000-$200,000 |
| 2 Bedroom | $399,000 | $370,000 | $400,000-$500,000 |
| 3 Bedroom | $623,500 | $540,000 | $600,000-$700,000 |
| 4 Bedroom | $673,000 | $600,000 | $600,000-$700,000 |
| 5 Bedroom | $714,500 | $620,000 | $700,000-$800,000 |
Estimate your Savings with Home Insurance Discounts in New York, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $951 |
| Superior Protection Discount | -$100 | $1,007 |
| Fire & Security Discount | -$77 | $1,029 |
| Hail Resistant Roof Discount | -$22 | $1,084 |
| Newly Constructed Home Discount | -$321 | $785 |
Choose the Right Deductible for your New York, NY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New York County | $1,500 | $1,112 | $2,612 | $808 | $2,308 | $304 |
| New York, NY | $700 | $1,093 | $1,793 | $794 | $1,494 | $299 |
| Newark, NJ | $200 | $853 | $1,053 | $620 | $820 | $233 |
| Saddle Rock, NY | $2,500 | $1,152 | $3,652 | $837 | $3,337 | $315 |
| Clifton, NJ | $400 | $1,014 | $1,414 | $737 | $1,137 | $277 |
| Freeport, NY | $700 | $1,192 | $1,892 | $866 | $1,566 | $326 |
| Hazlet, NJ | $300 | $879 | $1,179 | $639 | $939 | $240 |
| Aberdeen, NJ | $2,500 | $885 | $3,385 | $643 | $3,143 | $242 |
| Bethpage, NY | $500 | $1,101 | $1,601 | $800 | $1,300 | $301 |
| South Farmingdale, NY | $1,500 | $1,718 | $3,218 | $1,249 | $2,749 | $470 |
| Port Jefferson Station, NY | $100 | $1,049 | $1,149 | $762 | $862 | $287 |
| Green, NJ | $2,000 | $1,142 | $3,142 | $830 | $2,830 | $312 |
Identify Top Home Insurance Agents near New York, NY | Back to Top
| Home Insurance Company New York, NY | Homeowners Insurance Agency New York, NY | Address | Popularity Score | Distance from New York (miles) |
|---|---|---|---|---|
| Travelers | Narrows Insurance Agency Inc | 9201 4th Ave 7th Fl, Brooklyn, NY, 11209 | 6.7 | |
| Allstate | Sarah Sibadan | 10205 101st Ave, Ozone Park, NY, 11416 | 8.9 | |
| Travelers | Lawley Westchester Group | 565 Taxter Road, Elmsford, NY, 10523 | 25.5 | |
| Travelers | Resource Group Inc | 111 East 85th St - Ste 14c, New York, NY, 10028 | 5.3 | |
| Allstate | Nazim Khan | 17217 Hillside Ave, Jamaica, NY, 11432 | 11.4 | |
| Travelers | General Marine Inc | 1325 Sixth Ave Ste 2800, New York, NY, 10019 | 3.7 | |
| State Farm | Brian Levitt | 704 5th Ave, Brooklyn, NY, 11215-7098 | 3.6 | |
| State Farm | Dick Flanagan | 146 E 78th St, New York, NY, 10075-0351 | 4.9 | |
| State Farm | Darryl Dodson | 17215 Hillside Ave, Jamaica, NY, 11432-4643 | 11.4 | |
| Allstate | Darwin Wong | 1103 Lexington Ave, New York, NY, 10075 | 4.9 |
Compare Rates for New York, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,620 | $830 |
| New York County, NY | $915,300 | $1,126 | $800 | $1,550 | $750 |
| New York, NY | $538,700 | $1,106 | $800 | $1,560 | $760 |
| Newark, NJ | $222,800 | $863 | $620 | $1,200 | $580 |
| Saddle Rock, NY | $1,375,000 | $1,166 | $840 | $1,600 | $760 |
| Clifton, NJ | $331,800 | $1,027 | $730 | $1,460 | $730 |
| Freeport, NY | $317,400 | $1,206 | $860 | $1,680 | $820 |
| Hazlet, NJ | $310,600 | $890 | $650 | $1,250 | $600 |
| Aberdeen, NJ | $313,700 | $895 | $640 | $1,240 | $600 |
| Bethpage, NY | $432,700 | $1,114 | $790 | $1,530 | $740 |
| South Farmingdale, NY | $388,700 | $1,739 | $1,180 | $2,420 | $1,240 |
| Port Jefferson Station, NY | $355,800 | $1,061 | $770 | $1,480 | $710 |
| Green, NJ | $353,800 | $1,156 | $840 | $1,580 | $740 |
Research Home Insurance Companies Reviews in New York, NY Before Buying | Back to Top
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USAA Home Insurance Reviews
Date: September 23, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Date: April 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: April 13, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: April 04, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: February 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: February 15, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: February 11, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: February 08, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: December 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 22, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 20, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: September 19, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: September 18, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 17, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 15, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 14, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 02, 2018 Age: Above 60 Gender: Male Marital Status: Married
Date: September 01, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: August 31, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 24, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: August 21, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 17, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: August 07, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: August 06, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 01, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 23, 2017 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Progressive Home Insurance Reviews
Date: July 26, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: November 22, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 18, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: October 04, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: October 03, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: September 29, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 23, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 19, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 04, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: August 26, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: June 01, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 18, 2017 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Farmer's Insurance Home Insurance Reviews
Date: September 29, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: September 22, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 20, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 04, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: August 09, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 07, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: July 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: July 26, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Date: June 08, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: December 22, 2017 Age: 40 to 49 Gender: Female Marital Status: Married
State Farm Home Insurance Reviews
Date: April 06, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: April 01, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: December 07, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: October 17, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: October 04, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: June 07, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: May 13, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: March 09, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Allstate Home Insurance Reviews
Date: December 02, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 22, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 05, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: August 11, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: July 31, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Homesite Insurance Home Insurance Reviews
Date: March 29, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 10, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: July 29, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: May 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: November 19, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Feltner Group Home Insurance Reviews
Date: September 19, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 14, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: September 03, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: July 27, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: June 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Erie Insurance Home Insurance Reviews
Date: December 31, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: October 01, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 06, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 14, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 07, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Narragansett Bay Insurance Company Home Insurance Reviews
Date: October 02, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 11, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 03, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 25, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: November 18, 2017 Age: 20 to 29 Gender: Male Marital Status: Unmarried
AAA Home Insurance Reviews
Date: September 29, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Date: September 22, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 30, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: August 21, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
American National Property and Casualty Company Home Insurance Reviews
Date: September 30, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 22, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: January 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Liberty Mutual Home Insurance Reviews
Date: November 30, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Ameriprise Home Insurance Reviews
Date: January 02, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Nationwide Home Insurance Reviews
Date: November 25, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
GEICO Home Insurance Reviews
Date: December 06, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
The Hartford Home Insurance Reviews
Date: February 04, 2019 Age: Above 60 Gender: Female Marital Status: Married
Amica Mutual Insurance Home Insurance Reviews
Date: November 21, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried