Gavop shows you how to buy homeowners insurance in Raisinville, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $115,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $178,500 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $203,500 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $247,500 | $200,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$62 | $628 |
| Home and Two Car | -$117 | $572 |
| Home and Three Car | -$172 | $517 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monroe County | $2,000 | $760 | $2,760 | $552 | $2,552 | $208 |
| Raisinville, MI | $2,500 | $681 | $3,181 | $495 | $2,995 | $186 |
| Ash, MI | $500 | $664 | $1,164 | $482 | $982 | $181 |
| Ridgeway, MI | $2,000 | $737 | $2,737 | $536 | $2,536 | $201 |
| Gibraltar, MI | $300 | $761 | $1,061 | $553 | $853 | $208 |
| Wayne County, MI | $1,000 | $679 | $1,679 | $493 | $1,493 | $185 |
| Put-in-Bay, OH | $100 | $1,122 | $1,222 | $816 | $916 | $307 |
| Gibsonburg, OH | $1,500 | $592 | $2,092 | $430 | $1,930 | $162 |
| Bay, OH | $500 | $726 | $1,226 | $528 | $1,028 | $198 |
| Michigan Center, MI | $1,000 | $726 | $1,726 | $528 | $1,528 | $198 |
| Pittsford, MI | $300 | $702 | $1,002 | $510 | $810 | $192 |
| Risingsun, OH | $700 | $540 | $1,240 | $393 | $1,093 | $148 |
| Home Insurance Company Raisinville, MI | Homeowners Insurance Agency Raisinville, MI | Address | Popularity Score | Distance from Raisinville (miles) |
|---|---|---|---|---|
| State Farm | Michael Lantzy | 27100 Woodward Ave, Royal Oak, MI, 48067-0925 | 40.8 | |
| Liberty Mutual Independent | Cantor Insurance Group | 26777 Central Park 26777 Central Park, Southfield, MI, 48076 | 38.8 | |
| Liberty Mutual Independent | Mason-Mcbride Inc | 3290 West Big Beaver Ste 503, Troy, MI, 48084 | 44.6 | |
| State Farm | Pam Mowatt | 20369 Mack Ave, Grosse Pointe, MI, 48236-1610 | 45.2 | |
| State Farm | Johan Sutton | 37243 Huron River Drive, New Boston, MI, 48164-9181 | 15.1 | |
| State Farm | Ryan Wagner | 11770 Newburgh Rd, Livonia, MI, 48150-1061 | 28.8 | |
| State Farm | Sandy Meador | 19587 Mack Avenue, Grosse Pointe Woods, MI, 48236-2838 | 44.5 | |
| State Farm | Pam Mowatt | 20563 Mack Avenue, Grosse Pointe Woods, MI, 48236 | 45.3 | |
| State Farm | Brad Budka | 9278 Highland Rd Ste 7, White Lake, MI, 48386-2385 | 48.2 | |
| State Farm | Jim Demko | 22073 West Rd, Woodhaven, MI, 48183-3225 | 18.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $560 | $1,100 | $540 |
| Monroe County, MI | $149,500 | $769 | $560 | $1,070 | $510 |
| Raisinville, MI | $171,100 | $690 | $480 | $980 | $500 |
| Ash, MI | $155,100 | $672 | $460 | $930 | $470 |
| Ridgeway, MI | $116,200 | $746 | $510 | $1,060 | $550 |
| Gibraltar, MI | $132,900 | $770 | $530 | $1,050 | $520 |
| Wayne County, MI | $92,400 | $687 | $470 | $980 | $510 |
| Put-in-Bay, OH | $364,600 | $1,136 | $760 | $1,580 | $820 |
| Gibsonburg, OH | $91,400 | $599 | $410 | $840 | $430 |
| Bay, OH | $146,000 | $735 | $530 | $1,040 | $510 |
| Michigan Center, MI | $108,800 | $735 | $510 | $1,050 | $540 |
| Pittsford, MI | $94,100 | $711 | $480 | $1,010 | $530 |
| Risingsun, OH | $74,800 | $547 | $400 | $770 | $370 |