Gavop's guide to buying homeowners insurance in International Falls, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| International Falls, MN - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 2nd St, 10th Ave E, Ut 285, Town Rd 285, 19th St W, Ut 406, Co Rd 123, 15th Ave, 23rd St E, Ut 286 | $101,000 | $90,000 | $100,000-$125,000 | $100,000 | $80,000 | $75,000-$100,000 |
| Ut 419, Fernwood Ln, 7th Ave W, 1st Ave W, Co Rd 2 S, 15th St W, 12th St W, 13th Ave, 11th St, Beyer Dr | $68,000 | $60,000 | $75,000-$100,000 | $121,500 | $100,000 | $125,000-$150,000 |
| 23rd St W, 6th Ave W, 14th Ave, 20th St E, Keenan Dr, 19th St E, Town Rd 335, 4th Ave, Co Rd 124, Hiway Ln | $94,500 | $80,000 | $75,000-$100,000 | $91,000 | $80,000 | $50,000-$75,000 |
| Co Rd 129, 4th St, River St, Co Rd 129, 12th St E, Van Lynn Rd, 17th St, 3rd Ave E, Co Rd 120/20, 3rd Ave E | $91,000 | $70,000 | $100,000-$125,000 | $123,500 | $100,000 | $100,000-$125,000 |
| US Hwy 71, 18th St W, Ut 403, Main Ave, 9th Ave, Co Rd 116, 6th Ave E, Shorewood Dr, 6th Ave, Town Rd 214 | $93,000 | $80,000 | $75,000-$100,000 | $114,500 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$92 | $563 |
| Superior Protection Discount | -$65 | $589 |
| Fire & Security Discount | -$72 | $583 |
| Hail Resistant Roof Discount | -$20 | $635 |
| Newly Constructed Home Discount | -$144 | $511 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Koochiching County | $2,000 | $686 | $2,686 | $498 | $2,498 | $187 |
| International Falls, MN | $2,500 | $647 | $3,147 | $470 | $2,970 | $177 |
| Littlefork, MN | $500 | $673 | $1,173 | $489 | $989 | $184 |
| Kabetogama, MN | $2,500 | $1,287 | $3,787 | $936 | $3,436 | $352 |
| East Koochiching, MN | $100 | $894 | $994 | $650 | $750 | $244 |
| Koochiching County, MN | $1,500 | $686 | $2,186 | $498 | $1,998 | $187 |
| Northwest St. Louis, MN | $400 | $663 | $1,063 | $482 | $882 | $181 |
| Big Falls, MN | $1,000 | $478 | $1,478 | $348 | $1,348 | $131 |
| Crane Lake, MN | $100 | $1,420 | $1,520 | $1,032 | $1,132 | $388 |
| Leiding, MN | $1,000 | $926 | $1,926 | $673 | $1,673 | $253 |
| Orr, MN | $200 | $754 | $954 | $548 | $748 | $206 |
| Portage, MN | $1,500 | $808 | $2,308 | $587 | $2,087 | $221 |
| Home Insurance Company International Falls, MN | Homeowners Insurance Agency International Falls, MN | Address | Popularity Score | Distance from International Falls (miles) |
|---|---|---|---|---|
| Allstate | Northern Reliable | 1613 2nd Ave, International Falls, MN, 56649 | 0.9 | |
| Allstate | Northern Reliable | 1613 Hwy 53 Po Box 753, International Falls, MN, 56649 | 0.5 | |
| Farmers | Ronna Bastin-Mackay | 825 3rd Ave, International Falls, MN, 56649 | 0.8 | |
| Allstate | Briese Agency | 3563 County Road 21, International Falls, MN, 56649 | 2.7 | |
| Farmers | Carol Schumacher Aai Lutcf | 207 3rd St, International Falls, MN, 56649 | 1.2 | |
| Allstate | Northern Reliable | P O Box 753 Internat'l Falls, International Falls, MN, 56649 | 1.5 | |
| Allstate | Member�Ï�¿�½�Ã�¢�Ï�¿�½�Â�²�Ï�¿�½�Â�°�Ï�¿�½�Ã�¯�Ï�¿�½�Â�¿�Ï�¿�½�Â�½ Truinsure | 601 4th St #201, Intl Falls, MN, 56649 | 1.1 | |
| State Farm | Charles Casanova | 420 3rd St, Intl Falls, MN, 56649-2310 | 1.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $850 | $1,690 | $840 |
| Koochiching County, MN | $108,300 | $694 | $460 | $990 | $530 |
| International Falls, MN | $86,500 | $655 | $480 | $930 | $450 |
| Littlefork, MN | $82,700 | $681 | $470 | $940 | $470 |
| Kabetogama, MN | $237,500 | $1,303 | $900 | $1,850 | $950 |
| East Koochiching, MN | $124,400 | $905 | $650 | $1,280 | $630 |
| Koochiching County, MN | $108,300 | $694 | $490 | $980 | $490 |
| Northwest St. Louis, MN | $81,000 | $671 | $480 | $930 | $450 |
| Big Falls, MN | $53,300 | $484 | $320 | $680 | $360 |
| Crane Lake, MN | $285,700 | $1,437 | $980 | $2,040 | $1,060 |
| Leiding, MN | $131,300 | $937 | $630 | $1,280 | $650 |
| Orr, MN | $96,700 | $763 | $530 | $1,090 | $560 |
| Portage, MN | $106,900 | $818 | $560 | $1,130 | $570 |