Gavop tells you how to get the best homeowners insurance in San Miguel County, CO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $121,500 | $100,000 | $100,000-$125,000 |
| 2 Bedroom | $230,000 | $210,000 | $200,000-$250,000 |
| 3 Bedroom | $319,500 | $260,000 | $350,000-$400,000 |
| 4 Bedroom | $671,000 | $600,000 | $700,000-$800,000 |
| 5 Bedroom | $860,500 | $790,000 | $800,000-$900,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$227 | $969 |
| Superior Protection Discount | -$120 | $1,076 |
| Fire & Security Discount | -$132 | $1,064 |
| Hail Resistant Roof Discount | -$36 | $1,160 |
| Newly Constructed Home Discount | -$287 | $909 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Miguel County | $2,500 | $1,182 | $3,682 | $859 | $3,359 | $323 |
| San Miguel County, CO | $700 | $1,182 | $1,882 | $859 | $1,559 | $323 |
| Norwood, CO | $100 | $1,385 | $1,485 | $1,007 | $1,107 | $379 |
| Redvale, CO | $1,500 | $1,152 | $2,652 | $837 | $2,337 | $315 |
| Naturita, CO | $200 | $925 | $1,125 | $672 | $872 | $253 |
| Rico, CO | $700 | $1,442 | $2,142 | $1,048 | $1,748 | $394 |
| Dolores County, CO | $100 | $824 | $924 | $599 | $699 | $225 |
| Sawpit, CO | $2,500 | $2,376 | $4,876 | $1,727 | $4,227 | $649 |
| Dove Creek, CO | $100 | $955 | $1,055 | $694 | $794 | $261 |
| Ouray County, CO | $1,500 | $1,034 | $2,534 | $751 | $2,251 | $283 |
| Pleasant View, CO | $400 | $1,352 | $1,752 | $982 | $1,382 | $369 |
| Home Insurance Company San Miguel County, CO | Homeowners Insurance Agency San Miguel County, CO | Address | Popularity Score | Distance from San Miguel County (miles) |
|---|---|---|---|---|
| State Farm | Tim Tinaza | 219 E Main St Apt A, Montrose, CO, 81401-3665 | 44.0 | |
| State Farm | Adam Hancock | 1425 Hawk Parkway, Montrose, CO, 81401-6452 | 43.0 | |
| Travelers | Garver Insurance Agency | 17404 Hwy 145, Dolores, CO, 81323 | 38.1 | |
| State Farm | Mike Trujillo | 2019 S Townsend Ave, Montrose, CO, 81401-5444 | 43.8 | |
| Travelers | Insurance Of The San Juans | 1825 E Main St Ste B, Montrose, CO, 81401 | 45.2 | |
| State Farm | Dennis Morita | 25 N Harrison St, Cortez, CO, 81321-3313 | 46.3 | |
| Allstate | Mtn Agency Montrose | 540 East Main, Montrose, CO, 81401 | 44.3 | |
| Travelers | Co-West Of Cortez | 301 W Montezuma Ave, Cortez, CO, 81321 | 46.3 | |
| State Farm | Ricky King | 303 E Main St, Cortez, CO, 81321-3241 | 46.3 | |
| Travelers | Woods Insurance Service | 2204 E Main, Cortez, CO, 81321 | 46.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| San Miguel County, CO | $485,000 | $1,196 | $840 | $1,570 | $730 |
| San Miguel County, CO | $485,000 | $1,196 | $840 | $1,570 | $730 |
| Norwood, CO | $272,300 | $1,402 | $980 | $1,840 | $860 |
| Redvale, CO | $176,400 | $1,166 | $820 | $1,530 | $710 |
| Naturita, CO | $107,400 | $936 | $660 | $1,230 | $570 |
| Rico, CO | $295,500 | $1,460 | $1,020 | $1,910 | $890 |
| Dolores County, CO | $122,000 | $834 | $580 | $1,090 | $510 |
| Sawpit, CO | $512,500 | $2,405 | $1,680 | $3,150 | $1,470 |
| Dove Creek, CO | $115,100 | $967 | $680 | $1,270 | $590 |
| Ouray County, CO | $420,600 | $1,046 | $730 | $1,370 | $640 |
| Pleasant View, CO | $258,200 | $1,368 | $960 | $1,790 | $830 |