Gavop's guide to buying homeowners insurance in Fallsburg, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $137,500 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $167,500 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $159,500 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $168,500 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$85 | $524 |
| Superior Protection Discount | -$61 | $548 |
| Fire & Security Discount | -$61 | $548 |
| Hail Resistant Roof Discount | -$18 | $591 |
| Newly Constructed Home Discount | -$134 | $475 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sullivan County | $1,500 | $653 | $2,153 | $474 | $1,974 | $178 |
| Fallsburg, NY | $2,500 | $602 | $3,102 | $437 | $2,937 | $164 |
| Mechanicstown, NY | $300 | $649 | $949 | $472 | $772 | $177 |
| Marlborough, NY | $2,000 | $759 | $2,759 | $552 | $2,552 | $208 |
| Cornwall-on-Hudson, NY | $400 | $1,240 | $1,640 | $901 | $1,301 | $339 |
| Vernon Center, NJ | $2,000 | $748 | $2,748 | $544 | $2,544 | $204 |
| Lafayette, NJ | $2,000 | $1,170 | $3,170 | $850 | $2,850 | $320 |
| Lehman, PA | $100 | $611 | $711 | $444 | $544 | $167 |
| Kortright, NY | $700 | $667 | $1,367 | $485 | $1,185 | $182 |
| Millbrook, NY | $400 | $1,512 | $1,912 | $1,099 | $1,499 | $413 |
| Wesley Hills, NY | $700 | $840 | $1,540 | $610 | $1,310 | $229 |
| Home Insurance Company Fallsburg, NY | Homeowners Insurance Agency Fallsburg, NY | Address | Popularity Score | Distance from Fallsburg (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | William A Smith & Son Inc | 380 Broadway, Newburgh, NY, 12550 | 34.1 | |
| Liberty Mutual Independent | Dechristopher Insurance Agency | 956 Washington St, Peekskill, NY, 10566 | 47.4 | |
| State Farm | Bob Nachbaur | 99 Orange Ave, Suffern, NY, 10901-5423 | 48.8 | |
| Allstate | Matt Mathews | 1581 Route 202, Pomona, NY, 10970 | 47.9 | |
| State Farm | Matt Spector | 987 Main St, Peekskill, NY, 10566-2903 | 46.9 | |
| Travelers | The Valley Group Inc | 407 Hurley Ave Ext, Kingston, NY, 12401 | 32.1 | |
| State Farm | Avery Arzu | 1045 Park Street, Suite 101, Peekskill, NY, 10566-3809 | 47.0 | |
| Allstate | Steven Vitiello | 75 Ramapo Rd, Garnerville, NY, 10923 | 48.6 | |
| State Farm | Susan Zaleski | 47 N Plank Rd, Newburgh, NY, 12550-2114 | 33.2 | |
| Nationwide | Charles L. Quick | 13 W Main St, Washingtonville, NY, 10992 | 31.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,650 | $800 |
| Sullivan County, NY | $167,900 | $661 | $480 | $920 | $440 |
| Fallsburg, NY | $156,100 | $609 | $410 | $850 | $440 |
| Mechanicstown, NY | $204,100 | $657 | $440 | $930 | $490 |
| Marlborough, NY | $239,900 | $769 | $510 | $1,100 | $590 |
| Cornwall-on-Hudson, NY | $310,000 | $1,255 | $920 | $1,770 | $850 |
| Vernon Center, NJ | $155,300 | $757 | $550 | $1,080 | $530 |
| Lafayette, NJ | $364,400 | $1,184 | $820 | $1,630 | $810 |
| Lehman, PA | $130,200 | $618 | $450 | $860 | $410 |
| Kortright, NY | $165,600 | $675 | $450 | $940 | $490 |
| Millbrook, NY | $356,400 | $1,530 | $1,030 | $2,160 | $1,130 |
| Wesley Hills, NY | $567,600 | $850 | $600 | $1,200 | $600 |