Gavop's guide to buying homeowners insurance in Doctor Phillips, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $97,000 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $176,000 | $160,000 | $175,000-$200,000 |
| 3 Bedroom | $341,500 | $310,000 | $300,000-$350,000 |
| 4 Bedroom | $294,000 | $250,000 | $300,000-$350,000 |
| 5 Bedroom | $871,000 | $740,000 | More than 10,000,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $858 |
| Home and Two Car | -$159 | $774 |
| Home and Three Car | -$215 | $718 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orange County | $700 | $1,507 | $2,207 | $1,095 | $1,795 | $412 |
| Doctor Phillips, FL | $2,500 | $922 | $3,422 | $670 | $3,170 | $252 |
| Bay Hill, FL | $400 | $925 | $1,325 | $672 | $1,072 | $253 |
| Sky Lake, FL | $500 | $848 | $1,348 | $616 | $1,116 | $232 |
| Meadow Woods, FL | $2,000 | $976 | $2,976 | $709 | $2,709 | $267 |
| Mount Plymouth, FL | $1,500 | $1,336 | $2,836 | $971 | $2,471 | $365 |
| Silver Lake, FL | $300 | $1,621 | $1,921 | $1,178 | $1,478 | $443 |
| Umatilla, FL | $2,500 | $893 | $3,393 | $649 | $3,149 | $244 |
| Pittman, FL | $500 | $1,884 | $2,384 | $1,369 | $1,869 | $515 |
| Kathleen, FL | $2,500 | $863 | $3,363 | $627 | $3,127 | $236 |
| Home Insurance Company Doctor Phillips, FL | Homeowners Insurance Agency Doctor Phillips, FL | Address | Popularity Score | Distance from Doctor Phillips (miles) |
|---|---|---|---|---|
| Allstate | Melissa Rosendahl | 5134 Dr Phillips Blvd, Orlando, FL, 32819 | 3.1 | |
| State Farm | Yvette Register | 1716 W Colonial Dr, Orlando, FL, 32804-7010 | 8.8 | |
| Travelers | Southern Family Insurance Services Llc | 101 W Main St Ste 123, Lakeland, FL, 33815 | 40.1 | |
| Travelers | Florida Insurance Center Inc | 414 N Alexander St, Plant City, FL, 33563 | 49.8 | |
| Allstate | David T. Hicks | 5385 Conroy Rd Ste 100, Orlando, FL, 32811 | 3.8 | |
| Allstate | Jeffrey A. Paglialonga | 185 S Westmonte Dr Ste 1208, Altamonte Springs, FL, 32714 | 15.8 | |
| Travelers | Encompass Insurance & Financial Solutions Llc | 2180 Central Florida Parkway Ste A-11, Orlando, FL, 32837 | 5.1 | |
| Allstate | K. Shawn Keiling | 614 W Michigan St, Orlando, FL, 32805 | 7.4 | |
| Travelers | Crowne Private Client Group | 2710 Rew Circle Ste 200, Ocoee, FL, 34761 | 8.0 | |
| Liberty Mutual Independent | Braishfield Associates Inc | 5750 Major Blvd Ste 200, Orlando, FL, 32819 | 2.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Orange County, FL | $192,400 | $1,526 | $1,190 | $2,040 | $850 |
| Doctor Phillips, FL | $309,100 | $933 | $730 | $1,250 | $520 |
| Bay Hill, FL | $490,100 | $936 | $730 | $1,250 | $520 |
| Sky Lake, FL | $119,200 | $858 | $670 | $1,150 | $480 |
| Meadow Woods, FL | $174,600 | $988 | $770 | $1,320 | $550 |
| Mount Plymouth, FL | $140,700 | $1,352 | $1,050 | $1,810 | $760 |
| Silver Lake, FL | $184,100 | $1,641 | $1,280 | $2,200 | $920 |
| Umatilla, FL | $128,800 | $904 | $700 | $1,210 | $510 |
| Pittman, FL | $225,000 | $1,907 | $1,490 | $2,560 | $1,070 |
| Kathleen, FL | $94,600 | $874 | $680 | $1,170 | $490 |