Gavop's guide to buying homeowners insurance in Pineville, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $87,500 | $70,000 | $100,000-$125,000 |
| 3 Bedroom | $155,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $246,500 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $455,500 | $420,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $661 |
| Superior Protection Discount | -$82 | $735 |
| Fire & Security Discount | -$82 | $735 |
| Hail Resistant Roof Discount | -$24 | $792 |
| Newly Constructed Home Discount | -$163 | $653 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,344 |
| Hail Damage | $4,524 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,218 |
| Home Insurance Company Pineville, NC | Homeowners Insurance Agency Pineville, NC | Address | Popularity Score | Distance from Pineville (miles) |
|---|---|---|---|---|
| Allstate | Mcdaniel-Scott Agency | 404 Cherryville Rd, Shelby, NC, 28150 | 37.6 | |
| State Farm | Daniela Melendez | 5811 Fairview Rd Ste 102, Charlotte, NC, 28209-3623 | 5.0 | |
| State Farm | Sarah Harris | 7845 Colony Road Ste C5, Charlotte, NC, 28226-7678 | 4.9 | |
| Travelers | Movement Insurance | 13840 Ballantyne Corp Pl Ste 125, Charlotte, NC, 28277 | 3.1 | |
| Liberty Mutual Independent | Ecm Solutions | 4000 Park Rd, Charlotte, NC, 28209 | 6.2 | |
| Allstate | Kim Fewell | 1037 Providence Rd Ste C, Charlotte, NC, 28207 | 8.0 | |
| State Farm | Kyle Fadeley | 13551 Steelecroft Pkwy Ste 120, Charlotte, NC, 28278-7564 | 5.8 | |
| Liberty Mutual Independent | Ecm Solutions | 4000 Park Rd, Charlotte, NC, 28209 | 6.3 | |
| Allstate | Luther Carter Jr. | 10801 Johnston Rd Ste 110, Charlotte, NC, 28226 | 2.3 | |
| Allstate | Alan Carpenter | 110 W King St Ste 3, Kings Mountain, NC, 28086 | 27.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,240 | $620 |
| Mecklenburg County, NC | $203,900 | $998 | $680 | $1,380 | $700 |
| Pineville, NC | $183,100 | $816 | $600 | $1,150 | $550 |
| Richburg, SC | $118,500 | $813 | $550 | $1,150 | $600 |
| Locust, NC | $164,700 | $907 | $620 | $1,260 | $640 |
| Grover, NC | $102,600 | $637 | $430 | $900 | $470 |
| Denver, NC | $147,300 | $841 | $570 | $1,160 | $590 |
| Mountain Creek, NC | $256,600 | $849 | $600 | $1,170 | $570 |
| Earl, NC | $105,100 | $650 | $440 | $900 | $460 |
| Granite Quarry, NC | $159,700 | $889 | $640 | $1,220 | $580 |
| New London, NC | $143,200 | $824 | $590 | $1,150 | $560 |
| Carlisle, SC | $78,300 | $533 | $360 | $750 | $390 |
| Mountain View, NC | $115,100 | $699 | $500 | $990 | $490 |