Gavop tells you how to get the best homeowners insurance in Hardeman County, TN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $56,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $71,000 | $60,000 | $50,000-$75,000 |
| 4 Bedroom | $138,500 | $130,000 | $125,000-$150,000 |
| 5 Bedroom | $282,000 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $564 |
| Superior Protection Discount | -$68 | $612 |
| Fire & Security Discount | -$68 | $612 |
| Hail Resistant Roof Discount | -$20 | $659 |
| Newly Constructed Home Discount | -$197 | $482 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hardeman County | $1,500 | $671 | $2,171 | $488 | $1,988 | $183 |
| Hardeman County, TN | $2,000 | $671 | $2,671 | $488 | $2,488 | $183 |
| Fayette County, TN | $300 | $1,036 | $1,336 | $753 | $1,053 | $283 |
| Henderson, TN | $2,000 | $783 | $2,783 | $569 | $2,569 | $214 |
| Rossville, TN | $500 | $1,239 | $1,739 | $900 | $1,400 | $339 |
| Blue Mountain, MS | $700 | $848 | $1,548 | $616 | $1,316 | $232 |
| Dumas, MS | $400 | $962 | $1,362 | $699 | $1,099 | $263 |
| Henderson County, TN | $1,000 | $698 | $1,698 | $507 | $1,507 | $191 |
| Gibson, TN | $400 | $815 | $1,215 | $592 | $992 | $223 |
| Myrtle, MS | $2,000 | $1,041 | $3,041 | $757 | $2,757 | $285 |
| Henning, TN | $400 | $689 | $1,089 | $500 | $900 | $188 |
| Scotts Hill, TN | $2,000 | $827 | $2,827 | $601 | $2,601 | $226 |
| Home Insurance Company Hardeman County, TN | Homeowners Insurance Agency Hardeman County, TN | Address | Popularity Score | Distance from Hardeman County (miles) |
|---|---|---|---|---|
| Farmers | Anthony Lancaster | 4730 Riverdale Rd Ste 5, Memphis, TN, 38141 | 49.6 | |
| Allstate | James Garcia | 6490 Mem Arlington Rd Ste 110, Bartlett, TN, 38135 | 48.6 | |
| State Farm | Alisha Dumas | 2135 Merchants Row Ste 5, Germantown, TN, 38138-3816 | 47.5 | |
| State Farm | Larry Harris | 2964 Ole Bartlett Ct Ste 9, Bartlett, TN, 38134-8398 | 49.5 | |
| Allstate | Marcus Turner | 3315 Hacks Cross Rd Ste 106, Memphis, TN, 38125 | 46.9 | |
| Travelers | Peterson Insurance Services | 8046 N Brother Blvd Ste 101, Bartlett, TN, 38133 | 45.6 | |
| Travelers | Howell Insurance Agency | 1303 W Market St Ste B, Bolivar, TN, 38008 | 2.9 | |
| Allstate | Tina Clark | 231 Oil Well Rd Apt A, Jackson, TN, 38305 | 33.4 | |
| State Farm | Derrick Hodges | 7249 Winchester Rd, Memphis, TN, 38125-2150 | 48.6 | |
| Erie | Reyle And Associates Llc | 1620 Bonnie Lane Suite 105, Cordova, TN, 38016 | 45.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $710 | $1,470 | $760 |
| Hardeman County, TN | $85,400 | $680 | $500 | $930 | $430 |
| Hardeman County, TN | $85,400 | $680 | $490 | $940 | $450 |
| Fayette County, TN | $185,000 | $1,048 | $710 | $1,460 | $750 |
| Henderson, TN | $119,700 | $793 | $540 | $1,120 | $580 |
| Rossville, TN | $245,000 | $1,254 | $840 | $1,790 | $950 |
| Blue Mountain, MS | $65,600 | $858 | $580 | $1,220 | $640 |
| Dumas, MS | $81,700 | $974 | $710 | $1,390 | $680 |
| Henderson County, TN | $92,700 | $706 | $500 | $1,000 | $500 |
| Gibson, TN | $89,100 | $825 | $570 | $1,150 | $580 |
| Myrtle, MS | $93,300 | $1,054 | $720 | $1,500 | $780 |
| Henning, TN | $62,600 | $697 | $510 | $1,000 | $490 |
| Scotts Hill, TN | $91,800 | $837 | $560 | $1,160 | $600 |