Gavop's guide to buying homeowners insurance in Arenac County, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $111,500 | $110,000 | $75,000-$100,000 |
| 3 Bedroom | $98,000 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $124,500 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $279,500 | $250,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$59 | $594 |
| Home and Two Car | -$111 | $542 |
| Home and Three Car | -$163 | $490 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Arenac County | $700 | $645 | $1,345 | $469 | $1,169 | $176 |
| Arenac County, MI | $2,000 | $645 | $2,645 | $469 | $2,469 | $176 |
| Caseville, MI | $500 | $788 | $1,288 | $573 | $1,073 | $215 |
| Cumming, MI | $2,000 | $702 | $2,702 | $510 | $2,510 | $192 |
| Secord, MI | $200 | $772 | $972 | $561 | $761 | $211 |
| Wisner, MI | $700 | $686 | $1,386 | $498 | $1,198 | $187 |
| Billings, MI | $300 | $718 | $1,018 | $522 | $822 | $196 |
| Foster, MI | $1,000 | $718 | $1,718 | $522 | $1,522 | $196 |
| Bad Axe, MI | $400 | $683 | $1,083 | $496 | $896 | $187 |
| Mentor, MI | $1,500 | $669 | $2,169 | $486 | $1,986 | $183 |
| Thomas, MI | $400 | $641 | $1,041 | $466 | $866 | $175 |
| Tuscola, MI | $1,500 | $741 | $2,241 | $539 | $2,039 | $203 |
| Home Insurance Company Arenac County, MI | Homeowners Insurance Agency Arenac County, MI | Address | Popularity Score | Distance from Arenac County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Heritage Wise Group | 6660 Gratiot Rd, Saginaw, MI, 48609 | 45.6 | |
| State Farm | Aaron Lang | 4713 State Street, Saginaw, MI, 48603-3808 | 43.6 | |
| State Farm | John Shankool | 1200 W Jenny St, Bay City, MI, 48706-2954 | 31.5 | |
| State Farm | Karl Briggs | 1244 N Mich Ave, Saginaw, MI, 48602-4728 | 44.7 | |
| Allstate | Thom Cereske | 6185 Tittabawassee Rd Ste 4, Saginaw, MI, 48603 | 41.2 | |
| State Farm | John Drzewicki | 1104 S Madison Ave, Bay City, MI, 48708-7262 | 32.3 | |
| Allstate | Debra Obrien | 55 Harrow Ln Ste 3, Saginaw, MI, 48638 | 45.3 | |
| Farmers | Thomas Keenan | 3755 Wilder Rd, Bay City, MI, 48706 | 29.7 | |
| Liberty Mutual Independent | Mid Valley Insurance | 9080 Gratiot Road, Saginaw, MI, 48608 | 46.3 | |
| Travelers | Kirtland Agency | 401 Morenci St, Mio, MI, 48647 | 46.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,110 | $560 |
| Arenac County, MI | $88,900 | $653 | $460 | $900 | $440 |
| Arenac County, MI | $88,900 | $653 | $450 | $910 | $460 |
| Caseville, MI | $153,000 | $798 | $570 | $1,090 | $520 |
| Cumming, MI | $94,400 | $711 | $510 | $970 | $460 |
| Secord, MI | $140,900 | $781 | $550 | $1,110 | $560 |
| Wisner, MI | $84,300 | $694 | $470 | $990 | $520 |
| Billings, MI | $103,600 | $727 | $490 | $1,040 | $550 |
| Foster, MI | $104,100 | $727 | $490 | $1,040 | $550 |
| Bad Axe, MI | $83,000 | $691 | $490 | $990 | $500 |
| Mentor, MI | $75,500 | $677 | $450 | $930 | $480 |
| Thomas, MI | $133,700 | $648 | $470 | $910 | $440 |
| Tuscola, MI | $118,400 | $750 | $540 | $1,030 | $490 |