Gavop shows you how to buy homeowners insurance in Cayuga County, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$282 | $944 |
| 30 year old | +$18 | $1,244 |
| 40 year old | +$32 | $1,258 |
| 50 year old | +$47 | $1,272 |
| Above 50 year old | +$59 | $1,285 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$196 | $1,030 |
| Superior Protection Discount | -$110 | $1,115 |
| Fire & Security Discount | -$135 | $1,091 |
| Hail Resistant Roof Discount | -$25 | $1,201 |
| Newly Constructed Home Discount | -$282 | $944 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cayuga County | $700 | $1,211 | $1,911 | $880 | $1,580 | $331 |
| Cayuga County, NY | $1,500 | $1,211 | $2,711 | $880 | $2,380 | $331 |
| Throop, NY | $500 | $627 | $1,127 | $456 | $956 | $171 |
| Union Springs, NY | $2,500 | $601 | $3,101 | $437 | $2,937 | $164 |
| Granby, NY | $300 | $957 | $1,257 | $695 | $995 | $261 |
| Sterling, NY | $700 | $584 | $1,284 | $424 | $1,124 | $160 |
| Interlaken, NY | $500 | $584 | $1,084 | $424 | $924 | $160 |
| Scriba, NY | $2,500 | $948 | $3,448 | $689 | $3,189 | $259 |
| Ulysses, NY | $100 | $780 | $880 | $567 | $667 | $213 |
| Dryden, NY | $1,000 | $623 | $1,623 | $453 | $1,453 | $170 |
| Forest Home, NY | $400 | $1,735 | $2,135 | $1,261 | $1,661 | $474 |
| Newfield, NY | $2,000 | $957 | $2,957 | $695 | $2,695 | $261 |
| Home Insurance Company Cayuga County, NY | Homeowners Insurance Agency Cayuga County, NY | Address | Popularity Score | Distance from Cayuga County (miles) |
|---|---|---|---|---|
| Travelers | Masterpole Murphy Agency Inc | 1524 W Fayette St, Syracuse, NY, 13204 | 20.1 | |
| Liberty Mutual Independent | Don Allen Agency Inc | 800 Linden Ave, Rochester, NY, 14625 | 47.6 | |
| Travelers | Ag Gaesser Agency, Inc. | 1220 Rd , Fairport, NY, 14450 | 45.6 | |
| State Farm | Christin Kirkwood | 1833 Penfield Rd, Penfield, NY, 14526-1436 | 46.3 | |
| Travelers | R K Johnson & Associates Insurance Agency | 4921 West Genesee Street, Camillus, NY, 13031 | 16.4 | |
| Allstate | Christina Avery | 14 Perinton Hills Mall, Fairport, NY, 14450 | 44.2 | |
| State Farm | Lino Reale | 98 W Main St, Victor, NY, 14564-1146 | 42.5 | |
| Liberty Mutual Independent | Ashley Insurance | 6336 State Route 21, Williamson, NY, 14589 | 34.5 | |
| Erie | Leighton Insurance Agency Inc. | 1 Grove Street Suite 122b, Pittsford, NY, 14534 | 48.0 | |
| State Farm | Tim Jones | 111 Marsh Rd, Pittsford, NY, 14534-1630 | 46.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,590 | $800 |
| Cayuga County, NY | $120,000 | $1,226 | $830 | $1,740 | $910 |
| Cayuga County, NY | $120,000 | $1,226 | $880 | $1,700 | $820 |
| Throop, NY | $144,800 | $635 | $450 | $900 | $450 |
| Union Springs, NY | $125,000 | $608 | $430 | $860 | $430 |
| Granby, NY | $89,400 | $968 | $660 | $1,370 | $710 |
| Sterling, NY | $99,000 | $591 | $400 | $840 | $440 |
| Interlaken, NY | $83,800 | $591 | $400 | $850 | $450 |
| Scriba, NY | $112,700 | $960 | $660 | $1,320 | $660 |
| Ulysses, NY | $206,200 | $789 | $530 | $1,080 | $550 |
| Dryden, NY | $166,800 | $631 | $420 | $900 | $480 |
| Forest Home, NY | $391,200 | $1,756 | $1,260 | $2,440 | $1,180 |
| Newfield, NY | $130,300 | $968 | $700 | $1,370 | $670 |