Gavop shows you how to buy homeowners insurance in Mount Vernon, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $83,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $155,500 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $135,500 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $307,500 | $260,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $572 |
| Superior Protection Discount | -$69 | $620 |
| Fire & Security Discount | -$76 | $613 |
| Hail Resistant Roof Discount | -$21 | $668 |
| Newly Constructed Home Discount | -$138 | $551 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,392 |
| Hail Damage | $4,853 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,051 |
| Home Insurance Company Mount Vernon, IN | Homeowners Insurance Agency Mount Vernon, IN | Address | Popularity Score | Distance from Mount Vernon (miles) |
|---|---|---|---|---|
| State Farm | Bob Davis | 2727 1st Ave, Evansville, IN, 47710-3172 | 18.1 | |
| State Farm | Amy Higgs | 10933 Highway 66, Evansville, IN, 47712-8612 | 12.3 | |
| State Farm | Martin Woodruff | 2001 W Franklin St, Evansville, IN, 47712-5112 | 16.7 | |
| Erie | Freeman Will & Niemeier Inc. | 1919 W. Franklin St, Evansville, IN, 47712 | 16.8 | |
| State Farm | Kyle Rhone | 421 N Saint Joseph Ave Ste D, Evansville, IN, 47712-5500 | 16.4 | |
| Farmers | Karen Edwards | 100 N Saint Joseph Ave, Evansville, IN, 47712 | 16.4 | |
| Allstate | Jason Henderson | 546 E 4th St, Mount Vernon, IN, 47620 | 0.4 | |
| Allstate | Dan Jost | 2215 W Franklin St, Evansville, IN, 47712 | 16.5 | |
| State Farm | Randy Robertson | 1520 Bellemeade Ave, Evansville, IN, 47714-2016 | 19.7 | |
| Farmers | Carl Fuller | 999 S Kenmore Dr, Evansville, IN, 47714 | 21.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $620 | $1,160 | $540 |
| Posey County, IN | $138,800 | $732 | $500 | $1,000 | $500 |
| Mount Vernon, IN | $97,500 | $689 | $470 | $950 | $480 |
| Emma, IL | $63,300 | $508 | $350 | $700 | $350 |
| Robinson, IN | $154,400 | $911 | $620 | $1,260 | $640 |
| Bethel, IN | $52,500 | $547 | $400 | $760 | $360 |
| Armstrong, IN | $189,000 | $987 | $720 | $1,370 | $650 |
| Evansville, IN | $89,700 | $690 | $500 | $950 | $450 |
| Gallatin County, IL | $71,500 | $828 | $570 | $1,180 | $610 |
| Scott, IN | $188,700 | $829 | $560 | $1,140 | $580 |
| Chandler, IN | $85,100 | $693 | $460 | $960 | $500 |
| Somerville, IN | $81,900 | $680 | $490 | $940 | $450 |
| Masonville, KY | $99,500 | $784 | $540 | $1,120 | $580 |