Gavop shows you how to buy homeowners insurance in Kodiak Island census, AK by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $98,500 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $247,500 | $200,000 | $200,000-$250,000 |
| 3 Bedroom | $194,500 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $416,000 | $350,000 | $400,000-$500,000 |
| 5 Bedroom | $270,500 | $230,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$63 | $726 |
| Home and Two Car | -$126 | $663 |
| Home and Three Car | -$197 | $592 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Larsen Bay | $2,500 | $510 | $3,010 | $370 | $2,870 | $139 |
| Kodiak Island, AK | $2,000 | $780 | $2,780 | $567 | $2,567 | $213 |
| Old Harbor, AK | $200 | $477 | $677 | $347 | $547 | $130 |
| Karluk, AK | $2,500 | $586 | $3,086 | $426 | $2,926 | $160 |
| Port Lions, AK | $100 | $679 | $779 | $493 | $593 | $185 |
| Womens Bay, AK | $1,000 | $1,038 | $2,038 | $755 | $1,755 | $284 |
| Akhiok, AK | $2,000 | $340 | $2,340 | $247 | $2,247 | $93 |
| Kodiak, AK | $100 | $735 | $835 | $534 | $634 | $201 |
| Home Insurance Company Kodiak Island, AK | Homeowners Insurance Agency Kodiak Island, AK | Address | Popularity Score | Distance from Kodiak Island (miles) |
|---|---|---|---|---|
| State Farm | Tyler Randolph | 1515a Mill Bay Rd, Kodiak, AK, 99615-6233 | 49.2 | |
| Liberty Mutual Independent | Sweeney Insurance Inc | 122 W Rezanof Dr, Kodiak, AK, 99615 | 48.2 | |
| Liberty Mutual Independent | Sweeney Insurance Inc | 122 W Rezanof Dr, Kodiak, AK, 99615 | 48.2 | |
| Allstate | Sweeney Ins Agency | 122 W Rezanof Dr, Kodiak, AK, 99615 | 48.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alaska | $261,900 | $931 | $630 | $1,330 | $700 |
| Larsen Bay, AK | $86,300 | $516 | $350 | $740 | $390 |
| Kodiak Island, AK | $267,700 | $790 | $540 | $1,130 | $590 |
| Old Harbor, AK | $78,200 | $483 | $330 | $690 | $360 |
| Karluk, AK | $107,100 | $593 | $400 | $850 | $450 |
| Port Lions, AK | $137,500 | $687 | $470 | $980 | $510 |
| Womens Bay, AK | $329,300 | $1,051 | $710 | $1,500 | $790 |
| Akhiok, AK | $48,600 | $344 | $230 | $490 | $260 |
| Kodiak, AK | $233,900 | $744 | $510 | $1,060 | $550 |