Gavop tells you how to get the best homeowners insurance in St. Marys, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| St. Marys, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Zephyr Ct, Key Biscayne Ct, Broookwynd Ct, Cotton Grove Run, Dewars Ln, Woodmeadow Pkwy, Longbay St, Meadowbrook Dr, Sherwee Dr, Auburn Church Rd | $194,000 | $160,000 | $200,000-$250,000 | $222,000 | $180,000 | $250,000-$300,000 |
| S Mountain Dr, Elgin Ct, Diamond Springs Dr, Spring Dr, Clearview Dr, Old Scarborough Ln, Grassy Rio Ln, Gatewood Dr, Gumtree Ct, Gipson Dr | $213,000 | $180,000 | $200,000-$250,000 | $266,500 | $240,000 | $200,000-$250,000 |
| N Sharon Dr, Cobb St, Enid Pl, Roffler St, Hall Blvd, Plum Grove Ln, Mickleson Ridge Dr, King Arthur Rd, Bee Tree Ct, Fletcher Dr | $172,000 | $140,000 | $175,000-$200,000 | $158,500 | $140,000 | $150,000-$175,000 |
| Springshire Ct, Acentala Ct, Simpkins Rd, Elkin Ln, McKnitt Pl, Zaharis Cv, Royal Oak Dr, Villa St, Stapleton Dr, Calloway Dr | $244,500 | $230,000 | $250,000-$300,000 | $348,000 | $300,000 | $300,000-$350,000 |
| Comelia Dr, Link Club Dr, Alabaster Ct, Old Meadowbrook Dr, Spring Rd, Quarryman Rd, Leah Ln, Quarry Ridge Ln, Ryerson Dr, Foggy Morning Ct | $209,500 | $190,000 | $200,000-$250,000 | $230,500 | $210,000 | $200,000-$250,000 |
| Bluegrass Dr, Lakeview Dr, Baucom Rd, Daytona Dr, Oak Cir, Bentpine Dr, Win Rd, Longview St, Bearmont Pl, Wyncote Dr | $132,000 | $110,000 | $125,000-$150,000 | $283,000 | $240,000 | $300,000-$350,000 |
| Crowfield Dr, Carroll Dr, Gussett Dr, Okamato St, State Rd 1006, Old Mill Stream Ct, Saint Ives Ct, Tee Dee St, 7th Ave, Hope Diamond Ct | $158,500 | $130,000 | $150,000-$175,000 | $169,500 | $150,000 | $150,000-$175,000 |
| Falling Water Ct, Hawksbill Pl, Newbold St, Easy Wind Ln, Tardiva Dr, State Rd 1473, Water Lilly Way, Westwood Dr, Laurel Glen Dr, Annaron Ct | $108,500 | $90,000 | $100,000-$125,000 | $228,500 | $210,000 | $200,000-$250,000 |
| Vandora Ave, New Rand Rd, State Rd 2804, Sap Ln, Eastern Branch Rd, Betry Pl, Penny St, Winnie Pl, Colony Dr, Midway Park Ct | $132,500 | $110,000 | $125,000-$150,000 | $217,000 | $180,000 | $250,000-$300,000 |
| State Rd 2585, Eastover Dr, Val del Ct, Disco Ln, Greenvale Rd, Waterford Crystal Ct, Capertree Ln, Southerlund Rd, Rose Ln, Forty-Niner's Rd | $121,500 | $110,000 | $125,000-$150,000 | $166,500 | $150,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $622 |
| Superior Protection Discount | -$73 | $658 |
| Fire & Security Discount | -$66 | $666 |
| Hail Resistant Roof Discount | -$22 | $710 |
| Newly Constructed Home Discount | -$183 | $549 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wake County | $700 | $1,081 | $1,781 | $786 | $1,486 | $296 |
| St. Marys, NC | $700 | $723 | $1,423 | $525 | $1,225 | $198 |
| Wilson's Mills, NC | $200 | $674 | $874 | $490 | $690 | $184 |
| Morrisville, NC | $1,500 | $936 | $2,436 | $680 | $2,180 | $256 |
| New Light, NC | $400 | $987 | $1,387 | $717 | $1,117 | $270 |
| Pine Level, NC | $1,500 | $782 | $2,282 | $569 | $2,069 | $214 |
| Bunn, NC | $400 | $708 | $1,108 | $515 | $915 | $194 |
| Dunn, NC | $700 | $653 | $1,353 | $475 | $1,175 | $179 |
| Taylors, NC | $300 | $810 | $1,110 | $589 | $889 | $221 |
| Mingo, NC | $2,000 | $536 | $2,536 | $390 | $2,390 | $147 |
| South Henderson, NC | $200 | $564 | $764 | $410 | $610 | $154 |
| Sharpsburg, NC | $700 | $492 | $1,192 | $358 | $1,058 | $134 |
| Home Insurance Company St. Marys, NC | Homeowners Insurance Agency St. Marys, NC | Address | Popularity Score | Distance from St. Marys (miles) |
|---|---|---|---|---|
| Travelers | Durfey-Hoover-Bowden Insurance | 3741 Benson Drive, Raleigh, NC, 27609 | 9.9 | |
| Travelers | Bowen Insurance Agency Inc | 1143 G Executive Cir, Cary, NC, 27511 | 12.8 | |
| State Farm | David Hunter | 260 New Fidelity Ct, Garner, NC, 27529-2896 | 3.7 | |
| State Farm | Bruce Adorian | 2726 Nc Highway 55, Cary, NC, 27519-6205 | 18.0 | |
| Travelers | Surevest Insurance Group | 1033 Oberlin Road Suite 210, Raleigh, NC, 27605 | 8.6 | |
| Travelers | Rakestraw Insurance Center Inc | 725 N Hwy St , Madison, NC, 27025 | 18.2 | |
| Allstate | Thomas Bradshaw | 745 W Johnson St Ste C, Raleigh, NC, 27603 | 7.7 | |
| Travelers | Moore & Johnson Agency | 3809 Computer Dr Ste 100, Raleigh, NC, 27609 | 9.9 | |
| Nationwide | Teddy J Byrd Agency | 82 North Raleigh Street, Angier, NC, 27501-6680 | 16.2 | |
| Allstate | Lockamy/Tek Insurance Agency | 1940 Hobbton Hwy, Clinton, NC, 28328 | 48.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,280 | $680 |
| Wake County, NC | $250,700 | $1,095 | $740 | $1,500 | $760 |
| St. Marys, NC | $155,000 | $732 | $520 | $1,050 | $530 |
| Wilson's Mills, NC | $111,600 | $682 | $460 | $980 | $520 |
| Morrisville, NC | $304,500 | $947 | $630 | $1,300 | $670 |
| New Light, NC | $380,000 | $999 | $720 | $1,430 | $710 |
| Pine Level, NC | $135,500 | $792 | $550 | $1,130 | $580 |
| Bunn, NC | $118,800 | $717 | $480 | $1,030 | $550 |
| Dunn, NC | $117,500 | $661 | $480 | $940 | $460 |
| Taylors, NC | $184,300 | $820 | $590 | $1,160 | $570 |
| Mingo, NC | $85,200 | $543 | $370 | $780 | $410 |
| South Henderson, NC | $90,200 | $571 | $410 | $780 | $370 |
| Sharpsburg, NC | $77,500 | $498 | $340 | $680 | $340 |