Gavop's guide to buying homeowners insurance in Darlington, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $99,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $89,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $171,000 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $133,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $669 |
| Superior Protection Discount | -$82 | $734 |
| Fire & Security Discount | -$73 | $742 |
| Hail Resistant Roof Discount | -$16 | $799 |
| Newly Constructed Home Discount | -$204 | $612 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,392 |
| Hail Damage | $4,900 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,553 |
| Home Insurance Company Darlington, SC | Homeowners Insurance Agency Darlington, SC | Address | Popularity Score | Distance from Darlington (miles) |
|---|---|---|---|---|
| State Farm | Betsy Enzor | 808 W Evans St, Florence, SC, 29501-3440 | 9.5 | |
| Nationwide | Billy Hoylen Insurance Agency Inc. | 305-A 2nd Loop Rd, Florence, SC, 29505-2813 | 11.7 | |
| Allstate | Midgley Agency I | 106 N Liberty St, Bennettsville, SC, 29512 | 22.5 | |
| Travelers | Csp Insurance Services | 2420 Hoffmeyer Rd Ste D, Florence, SC, 29501 | 8.8 | |
| State Farm | Chuck Nash | 1120 Little St, Camden, SC, 29020-3613 | 43.4 | |
| State Farm | Jim Stewart | 2238 W Palmetto St, Florence, SC, 29501-4047 | 9.6 | |
| Allstate | James Potter | 1608 W Palmetto St, Florence, SC, 29501 | 9.5 | |
| Travelers | Langley Agency | 2099 North Irby Street, Florence, SC, 29501 | 8.2 | |
| State Farm | Bill Moore Jr | 200 E Hampton St, Darlington, SC, 29532-3322 | 1.5 | |
| State Farm | Bunn Tyson | 162 S Cashua Dr, Florence, SC, 29501-4080 | 9.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $680 | $1,360 | $680 |
| Darlington County, SC | $84,800 | $1,049 | $750 | $1,480 | $730 |
| Darlington, SC | $79,200 | $816 | $600 | $1,150 | $550 |
| Chesterfield County, SC | $81,200 | $1,076 | $790 | $1,500 | $710 |
| Mayesville, SC | $81,400 | $556 | $390 | $770 | $380 |
| Mount Croghan, SC | $73,800 | $498 | $350 | $690 | $340 |
| McDonald, NC | $80,000 | $513 | $370 | $730 | $360 |
| Camden Northeast, SC | $73,500 | $495 | $360 | $700 | $340 |
| Kingstree, SC | $67,400 | $823 | $600 | $1,180 | $580 |
| Prospect, NC | $100,500 | $626 | $460 | $880 | $420 |
| Wadesboro, NC | $93,400 | $856 | $580 | $1,170 | $590 |
| Fair Bluff, NC | $70,300 | $454 | $300 | $650 | $350 |