How Can I Make My Spartanburg, SC Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Spartanburg, SC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Spartanburg, SC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $43,000 $40,000 $25,000-$50,000
2 Bedroom $76,000 $60,000 $75,000-$100,000
3 Bedroom $169,000 $150,000 $125,000-$150,000
4 Bedroom $222,500 $200,000 $200,000-$250,000
5 Bedroom $196,000 $170,000 $175,000-$200,000

Estimate your Savings with Home Insurance Discounts in Spartanburg, SC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$153 $652
Superior Protection Discount -$72 $733
Fire & Security Discount -$64 $741
Hail Resistant Roof Discount -$16 $789
Newly Constructed Home Discount -$233 $572

Choose your Spartanburg, SC Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,975
Physical Damage $2,368
Hail Damage $4,571
Wind Damage $6,242
Expensive Claims
Fire $42,889
Smoke $15,884

Identify Top Home Insurance Agents near Spartanburg, SC | Back to Top

Home Insurance Company Spartanburg, SC Homeowners Insurance Agency Spartanburg, SC Address Popularity Score Distance from Spartanburg (miles)
Travelers Correll Insurance Group 1066 Asheville Hwy, Spartanburg, SC, 29304
1.5
Allstate Doug Little 30 W Liberty St, York, SC, 29745
39.2
Travelers Correll Insurance Group 1066 Asheville Highway, Spartanburg, SC, 29304
1.3
Travelers Advantage Insurance Agency Llc 115 Southport Rd Unit K, Spartanburg, SC, 29306
3.2
Allstate Gerod Allison 770 Union St, Spartanburg, SC, 29306
1.6
Nationwide Don Lester Agency Inc. 1400 Boiling Springs Rd Ste 1, Spartanburg, SC, 29303-1995
3.6
Allstate Angela Devore 119 Pelham Commons Blvd, Greenville, SC, 29615
24.4
Travelers Powdersville Insurance Agency 209 Siloam Rd, Easley, SC, 29642
33.6
Liberty Mutual Independent George Johnson Insurance Inc 314 S. Pine Street Building 300, Spartanburg, SC, 29302
1.0
Travelers Affordable Insurance Services Inc 2775 Reidville Rd, Spartanburg, SC, 29301
4.8

Compare Rates for Spartanburg, SC Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
South Carolina $148,600 $989 $720 $1,390 $670
Spartanburg County, SC $128,000 $845 $610 $1,200 $590
Spartanburg, SC $121,300 $805 $540 $1,100 $560
Fairmont Mills, SC $180,800 $818 $560 $1,140 $580
Pauline, SC $157,100 $869 $630 $1,210 $580
Wellford, SC $111,500 $645 $450 $920 $470
Five Forks, SC $282,400 $1,066 $780 $1,510 $730
Cliffside, NC $91,400 $577 $400 $820 $420
Forest City, NC $88,500 $856 $610 $1,190 $580
Brackett, NC $59,200 $383 $280 $550 $270
Mountain Home, NC $154,000 $867 $580 $1,190 $610
Crooked Creek, NC $130,400 $769 $530 $1,050 $520
Ware Shoals-Hodges, SC $95,800 $662 $480 $910 $430

Research Home Insurance Companies Reviews in Spartanburg, SC Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: July 17, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
The customer service is alright. Mostly automation and very annoying to navigate but once you get through to a human it's usually a decent conversation.

Date: December 04, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
NO problem with customer service when have a question or request they are good at getting back to us in a timely manner. They answer questions throughly

Date: November 12, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Website/App
It's a decent website that contains basic information for me to turn to if I need. The UI is a bit old looking, but it's still laid out in an organized way. So no real complaints, but it's not amazing either.

Date: October 05, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Website/App
I can recall that it was easy to find out the information I was looking for when I signed up for this policy. I did not think it was difficult to find the coverage levels and to find a contact person near me.

Date: July 27, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
We do not have a very fancy insurance policy. It only covers the basic things that I think are included by all similar insurance policies.


Date: July 27, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
It is less than I was paying on my previous house, and the value of this house is higher. We did switch to a new insurance company when we moved into the new house.

Date: May 03, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
We were able to find a local agent who could help us recognize this issues that might be experienced in our local area. They had suggestions about different types of coverage due to weather and local problems.

State Farm Home Insurance Reviews

Date: January 21, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
Getting insurance for my house was very easy and the person I spoke to was very helpful in explaining all of the different plans to me. Nothings happened to where we've had to file a claim but I'm sure the process will be smooth.

Date: October 01, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Communication
It goes with the last question that I am able to stay in close and quick contact with my agent's office, and they're very responsive.

Date: September 25, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
Damage to the home, storm damage, wind damage, ice/hail damage, water, and fire damage. Loss of stolen property is also covered.


Date: September 22, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Premium
I believe the premium is very reasonable. Since I have auto insurance with them, too, it's bundled and dropped my auto insurance by $50/mo, which was really nice. I didn't shop around as I knew I wanted to bundle with State Farm.

Date: September 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
It's not the most intuitive/user-friendly application, but it gets the job done. Also, my agent's office is in the same city I live in, so I do not need to use the website/application, too much.

Date: August 15, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I can always call my home office, and they always get back to me within a few hours of placing the call. Most of the time, they answer right away and can give me the answers I need.

Liberty Mutual Home Insurance Reviews

Date: December 30, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
The deductible is about the same you can pay extra ever month to lower the amount, but in general since we don't use it that much overall its not worth paying the extra money every month.

Date: September 21, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
I have nothing bad to say about the company's customer service, I haven't yet had to use it so I wouldn't exactly know if there was anything to dislike, and I hope I don't have to find out.

Date: September 15, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
I have nothing bad to say about the company's website or mobile app, I haven't yet had to use it so I wouldn't exactly know if there was anything to dislike

Date: August 07, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Damage to the house and structures attached, living expenses while the home is repaired, medical payments to people hurt on my property while doing work or by my pets


Date: March 15, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
We have had them for so long that I'm positive I'm getting a good rate, we did our research before buying the policy. I have not had a reason to dislike them for anything.

Utica National Insurance Home Insurance Reviews

Date: September 26, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
It's only the immovable property that has been insured. Furniture is not included in it.


Date: August 28, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Premium
The premium I pay is a bit low when compared with other insurance companies as it is a company run by the government.

Date: August 15, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Communication
Never picks up the phone most of the time when in need to get information. The same goes with Email communications.

Date: May 30, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Website/App
My insurance company does not have an app and the website is a bit slow in updating the detail on new policies.

Date: November 18, 2017    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
The customer service is a bit worse could be due to being a government company. Most of the time it never intimates when the premium is to be remitted at the right time which could make us pay fine for the delay

Grange Insurance Home Insurance Reviews

Date: August 31, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Customer Service
Customer service is always best. People always respond to you in the best way and clarify your doubts every time it is necessary on your website. All your contacts come out and they are very attentive.

Date: August 15, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
it has all the content very accessible besides they always leave their contact numbers and they are very attentive

Date: June 08, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
communication as I said before I think it seems very good between me in client and agents and within the company apparently everything is great because employees always swim happy

Date: June 08, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
In general, I have been told that all the equipment covers me and the structure of the house is very effective since once I had a problem and the payment of the affected objects was immediate


Date: February 04, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I had previously insured with another company but I do not end up enjoying it a lot since they were not quick to clear up my doubts and the agents were very bad-tempered then I started to make sure with the current company and I am doing great.

GEICO Home Insurance Reviews

Date: December 25, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I believe my policy offerings are very comparable to offerings of other companies. I assume most companies offer the same types of coverage; same perils, etc.


Date: February 06, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I would rate my insurance as a 4 - I have never had to file a claim, but they have always been able to answer any questions I've had about my coverage.

Date: November 28, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
Geico offers an excellent array of home insurance products especially compared to other providers and it is quite competitive.


Progressive Home Insurance Reviews

Date: June 19, 2019    Age: 30 to 39    Gender: Married    Marital Status: Male

Premium
My deductible could be lower for the same coverage, however I think my premium is extremely competitive. I have talked with several friends of mine and nobody gets more bang for their buck than I do.

Farmer's Insurance Home Insurance Reviews

Date: June 09, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Female

Premium
I don't know the other company's home policies but i know and i personally have the hope on this company's policies.

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