Gavop tells you how to get the best homeowners insurance in Alpena County, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $148,500 | $130,000 | $100,000-$125,000 |
| 3 Bedroom | $183,500 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $148,500 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $191,500 | $150,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$60 | $602 |
| Home and Two Car | -$106 | $555 |
| Home and Three Car | -$159 | $503 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Alpena County | $700 | $653 | $1,353 | $475 | $1,175 | $179 |
| Alpena County, MI | $700 | $653 | $1,353 | $475 | $1,175 | $179 |
| Gustin, MI | $400 | $670 | $1,070 | $487 | $887 | $183 |
| Green, MI | $2,000 | $728 | $2,728 | $529 | $2,529 | $199 |
| Krakow, MI | $300 | $807 | $1,107 | $587 | $887 | $221 |
| Metz, MI | $2,000 | $699 | $2,699 | $508 | $2,508 | $191 |
| Wilber, MI | $500 | $729 | $1,229 | $530 | $1,030 | $199 |
| Elmer, MI | $2,500 | $708 | $3,208 | $515 | $3,015 | $194 |
| Baldwin, MI | $400 | $752 | $1,152 | $546 | $946 | $205 |
| Allis, MI | $1,000 | $687 | $1,687 | $499 | $1,499 | $188 |
| Reno, MI | $400 | $727 | $1,127 | $528 | $928 | $199 |
| Ocqueoc, MI | $700 | $763 | $1,463 | $554 | $1,254 | $208 |
| Home Insurance Company Alpena County, MI | Homeowners Insurance Agency Alpena County, MI | Address | Popularity Score | Distance from Alpena County (miles) |
|---|---|---|---|---|
| State Farm | Sean Clarke | 120 S State St, Oscoda, MI, 48750-1633 | 33.1 | |
| Allstate | Tawas Bay Agency | 108 W State St, East Tawas, MI, 48730 | 42.5 | |
| State Farm | Cory Budnick | 176 N 3rd St, Rogers City, MI, 49779-1609 | 41.0 | |
| Travelers | Lappan Agency Inc | 180 South Ripley Blvd, Alpena, MI, 49707 | 10.9 | |
| State Farm | Christi Neubecker | 305 Bennett St, Rose City, MI, 48654-9587 | 47.2 | |
| Allstate | Lois Ann Gibbs | 712 S Brook St, Alpena, MI, 49707 | 10.4 | |
| State Farm | Roger Lemons | 201 E Main St, Harrisville, MI, 48740-9218 | 17.7 | |
| Travelers | Kirtland Agency | 401 Morenci, Mio, MI, 48647 | 38.4 | |
| Travelers | Kirtland Agency | 401 Morenci St, Mio, MI, 48647 | 38.6 | |
| State Farm | Neil Seabase | 1013 S State Ave Ste A, Alpena, MI, 49707-3677 | 10.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,080 | $550 |
| Alpena County, MI | $94,000 | $661 | $460 | $910 | $450 |
| Alpena County, MI | $94,000 | $661 | $470 | $940 | $470 |
| Gustin, MI | $75,700 | $678 | $490 | $960 | $470 |
| Green, MI | $109,900 | $737 | $530 | $1,040 | $510 |
| Krakow, MI | $168,100 | $817 | $560 | $1,160 | $600 |
| Metz, MI | $91,700 | $707 | $520 | $980 | $460 |
| Wilber, MI | $110,500 | $738 | $490 | $1,010 | $520 |
| Elmer, MI | $98,000 | $717 | $510 | $990 | $480 |
| Baldwin, MI | $126,400 | $761 | $530 | $1,050 | $520 |
| Allis, MI | $85,300 | $695 | $490 | $970 | $480 |
| Reno, MI | $109,200 | $736 | $540 | $1,020 | $480 |
| Ocqueoc, MI | $133,800 | $772 | $560 | $1,070 | $510 |