Gavop shows you how to buy homeowners insurance in Withamsville, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $99,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $123,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $166,000 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $314,000 | $280,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $560 |
| Superior Protection Discount | -$61 | $614 |
| Fire & Security Discount | -$74 | $601 |
| Hail Resistant Roof Discount | -$14 | $662 |
| Newly Constructed Home Discount | -$189 | $486 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clermont County | $1,500 | $732 | $2,232 | $532 | $2,032 | $200 |
| Withamsville, OH | $1,500 | $667 | $2,167 | $485 | $1,985 | $182 |
| Florence, KY | $1,000 | $947 | $1,947 | $688 | $1,688 | $259 |
| Wetherington, OH | $500 | $1,390 | $1,890 | $1,010 | $1,510 | $380 |
| St. Martin, OH | $1,000 | $759 | $1,759 | $551 | $1,551 | $207 |
| Liberty, OH | $300 | $740 | $1,040 | $538 | $838 | $202 |
| Turtlecreek, OH | $2,000 | $764 | $2,764 | $555 | $2,555 | $209 |
| Kettering, OH | $2,500 | $664 | $3,164 | $483 | $2,983 | $181 |
| Manchester, OH | $100 | $556 | $656 | $404 | $504 | $152 |
| Concord, KY | $700 | $421 | $1,121 | $306 | $1,006 | $115 |
| Home Insurance Company Withamsville, OH | Homeowners Insurance Agency Withamsville, OH | Address | Popularity Score | Distance from Withamsville (miles) |
|---|---|---|---|---|
| Allstate | Alison Doner | 3006 Portsmouth Ave, Cincinnati, OH, 45208 | 9.9 | |
| State Farm | Alison Taylor | 540 Old State Rt 74, Cincinnati, OH, 45244-2125 | 3.1 | |
| Allstate | Robert Nicely | 1369 W Ohio Pike Unit 4, Amelia, OH, 45102 | 3.0 | |
| State Farm | Eric Geiger | 6900 Miami Ave, Cincinnati, OH, 45243-2633 | 9.6 | |
| State Farm | Lonny Key | 1030 Main St, Milford, OH, 45150-1768 | 8.2 | |
| State Farm | Steve Ulmer | 3518 Glenmore Avenue, Cincinnati, OH, 45211-5420 | 18.9 | |
| Travelers | Hylant Group Inc | 50 E Business Way Ste 200, Cincinnati, OH, 45241 | 15.9 | |
| Allstate | Cleta Vining | 524 Old State Route 74, Cincinnati, OH, 45244 | 3.1 | |
| State Farm | Rick Wertz | 7736 Beechmont Ave, Cincinnati, OH, 45255-4214 | 3.4 | |
| State Farm | Harold Jones | 9816 Springfield Pike, Cincinnati, OH, 45215-1433 | 16.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $980 | $470 |
| Clermont County, OH | $160,600 | $741 | $510 | $1,060 | $550 |
| Withamsville, OH | $141,600 | $675 | $470 | $920 | $450 |
| Florence, KY | $163,900 | $958 | $650 | $1,310 | $660 |
| Wetherington, OH | $441,400 | $1,407 | $1,010 | $2,000 | $990 |
| St. Martin, OH | $162,500 | $768 | $510 | $1,080 | $570 |
| Liberty, OH | $238,200 | $749 | $540 | $1,030 | $490 |
| Turtlecreek, OH | $256,600 | $774 | $530 | $1,080 | $550 |
| Kettering, OH | $126,900 | $672 | $490 | $930 | $440 |
| Manchester, OH | $79,600 | $563 | $400 | $800 | $400 |
| Concord, KY | $31,300 | $426 | $290 | $600 | $310 |