How Can I Make My Polk County, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Polk County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Polk County, TX Home Insurance Coverage Levels | Back to Top

Polk County, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Braford Dr, Raven, Wahoo Trl, W 1st St, Eucalyptus St, Lacy Ln, Pine Hollow Loop S, Rocky Rd, Hecklers Rd, Misty Ln $92,000 $80,000 $75,000-$100,000 $56,500 $50,000 $50,000-$75,000
Murphy Rd, N Pine Ave, Powell Ln, Oakhurst, Pine Ridge, Satisfied Rd, Herslow Rd, W Lone Oak Rd, Crystal Lakes W, S Marsh Dr $95,000 $80,000 $100,000-$125,000 $93,500 $90,000 $100,000-$125,000
Walters Loop N, Debbie Ct, W D Boyce Rd, New Cove Dr, Stewart Rd, W Swann Dr, Old Hwy 35 S, Bob-O-Link St, E West St, Pinwah Pine St $128,500 $120,000 $100,000-$125,000 $140,500 $130,000 $100,000-$125,000
Cloverdale, Ferguson Rd, Mae Rd, FM 1988 W, Lucille Dr, Martin Luther King Dr, Galloway Ln, Bigfoot Wallace Trl, Antelope St, Ernest Cochran Rd $159,500 $140,000 $150,000-$175,000 $110,500 $100,000 $75,000-$100,000
Bonnie Blue Ln, Tom Marsh Rd, Clyde Clifton Rd, Cathy Path, Tyler Village St, 2nd St, Devine, Sycamore Ridge, Frenchy, Floydene Dr $114,500 $110,000 $100,000-$125,000 $57,000 $50,000 $50,000-$75,000
Carolyn Dr, Tallow St, E Caney Loop, Lusco Ln, Lakeshore, Brown Wolf Trl, Bud Jones Rd, Preston St, Coy Dodson Rd, Creeklake Dr $80,000 $70,000 $75,000-$100,000 $43,000 $40,000 $25,000-$50,000
Green Leaf Dr, E Feagin St, N Beatty Ave, Menard Chapel Rd, Morris Dr, FM 2610, Meece Ave, Oil Well 2, Longleaf, The Ole Don Rd $125,000 $110,000 $125,000-$150,000 $79,500 $70,000 $50,000-$75,000
Pixley Ln, Bayside St, Young St, Oats Rd, Laurel Rd, Adams Cemetery Rd, Travis Ave, Dove Island, Haskell Rd, S Washington Ave $127,000 $120,000 $100,000-$125,000 $108,000 $100,000 $100,000-$125,000
Jimmie Dean Trl, W Harrison St, Sugar Forest Ln, Offshore Ln, H Wilson Rd, Bentwood Bend, Prescott, Carl Smith Rd, Kristoff Ave, Holiday Ln $85,500 $80,000 $75,000-$100,000 $63,000 $50,000 $50,000-$75,000
Primrose, Moore Rd, Lakeshore Dr, Old Ridge Rd, Pine Grove, Beech Creek Rd, Pine Grove Rd, Clyde Clifton, Theriot Rd, Big Foot Wallace $91,500 $80,000 $50,000-$75,000 $58,000 $50,000 $50,000-$75,000

Choose the Best Polk County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job Up to 499 Credit Score $25 to 50,000 1 Pet, Smoker $600
Unemployed 800-850 Credit Score <$25,000 No Pets, Smoker $770
Retired 500-549 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $780

Choose the Right Deductible for your Polk County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $300 $640 $940 $560 $860 $80
Polk County, TX $1,000 $430 $930 $360 $1,360 $-430
Polk County, TX $2,500 $310 $810 $260 $2,760 $-1,950
Cedar Point, TX $300 $410 $710 $350 $650 $60
Corrigan, TX $2,500 $320 $820 $270 $2,770 $-1,950
Pleasant Hill, TX $300 $110 $410 $100 $400 $10
Coldspring, TX $2,000 $590 $1,090 $490 $2,490 $-1,400
San Jacinto County, TX $500 $350 $850 $290 $790 $60
Diboll, TX $700 $420 $920 $350 $1,050 $-130
Apple Springs, TX $500 $280 $780 $240 $740 $40
Lufkin, TX $1,500 $330 $830 $290 $1,790 $-960
Cut and Shoot, TX $200 $540 $740 $460 $660 $80
Kennard, TX $1,500 $250 $750 $220 $1,720 $-970

Identify Top Home Insurance Agents near Polk County, TX | Back to Top

Home Insurance Company Polk County, TX Homeowners Insurance Agency Polk County, TX Address Popularity Score Distance from Polk County (miles)
Travelers Glenn Insurance Agency 800 Houston St, Conroe, TX, 77301
49.3
State Farm Matt Springer 1140 N Fm 3083 Rd W Ste 400, Conroe, TX, 77304-4566
46.8
Travelers Glenn Insurance Agency 800 Houston Street, Conroe, TX, 77301
49.3
Farmers Robert Powell 114 W Lewis St, Conroe, TX, 77301
49.1
Travelers Professional Agencies Llc 440 Fm 2821 W Ste D, Huntsville, TX, 77320
42.0
State Farm Joe Monteleone 130 Col Etheredge Blvd Ste D1, Huntsville, TX, 77340-4222
43.9
Allstate Irene Guajardo 2508 W Davis St Ste 101, Conroe, TX, 77304
50.0
Liberty Mutual Independent Soules Insurance Agency Lp 701 N. San Jacinto, Conroe, TX, 77301
49.2
Farmers Joseph Holt 2355 N Main St, Liberty, TX, 77575
49.1
Allstate Tatom Insurance 882 Robb St., Trinity, TX, 75862
34.3

Compare Rates for Polk County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $550 $360 $850 $490
Polk County, TX $77,700 $370 $240 $570 $330
Polk County, TX $77,700 $330 $220 $510 $290
Cedar Point, TX $75,100 $370 $240 $570 $330
Corrigan, TX $68,800 $280 $180 $430 $250
Pleasant Hill, TX $27,300 $130 $90 $200 $110
Coldspring, TX $116,800 $500 $330 $770 $440
San Jacinto County, TX $84,800 $470 $310 $720 $410
Diboll, TX $77,800 $370 $240 $570 $330
Apple Springs, TX $61,800 $350 $230 $540 $310
Lufkin, TX $86,500 $420 $280 $650 $370
Cut and Shoot, TX $107,600 $470 $310 $720 $410
Kennard, TX $46,100 $210 $140 $320 $180

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