Gavop shows you how to buy homeowners insurance in Polk County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Polk County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Braford Dr, Raven, Wahoo Trl, W 1st St, Eucalyptus St, Lacy Ln, Pine Hollow Loop S, Rocky Rd, Hecklers Rd, Misty Ln | $92,000 | $80,000 | $75,000-$100,000 | $56,500 | $50,000 | $50,000-$75,000 |
| Murphy Rd, N Pine Ave, Powell Ln, Oakhurst, Pine Ridge, Satisfied Rd, Herslow Rd, W Lone Oak Rd, Crystal Lakes W, S Marsh Dr | $95,000 | $80,000 | $100,000-$125,000 | $93,500 | $90,000 | $100,000-$125,000 |
| Walters Loop N, Debbie Ct, W D Boyce Rd, New Cove Dr, Stewart Rd, W Swann Dr, Old Hwy 35 S, Bob-O-Link St, E West St, Pinwah Pine St | $128,500 | $120,000 | $100,000-$125,000 | $140,500 | $130,000 | $100,000-$125,000 |
| Cloverdale, Ferguson Rd, Mae Rd, FM 1988 W, Lucille Dr, Martin Luther King Dr, Galloway Ln, Bigfoot Wallace Trl, Antelope St, Ernest Cochran Rd | $159,500 | $140,000 | $150,000-$175,000 | $110,500 | $100,000 | $75,000-$100,000 |
| Bonnie Blue Ln, Tom Marsh Rd, Clyde Clifton Rd, Cathy Path, Tyler Village St, 2nd St, Devine, Sycamore Ridge, Frenchy, Floydene Dr | $114,500 | $110,000 | $100,000-$125,000 | $57,000 | $50,000 | $50,000-$75,000 |
| Carolyn Dr, Tallow St, E Caney Loop, Lusco Ln, Lakeshore, Brown Wolf Trl, Bud Jones Rd, Preston St, Coy Dodson Rd, Creeklake Dr | $80,000 | $70,000 | $75,000-$100,000 | $43,000 | $40,000 | $25,000-$50,000 |
| Green Leaf Dr, E Feagin St, N Beatty Ave, Menard Chapel Rd, Morris Dr, FM 2610, Meece Ave, Oil Well 2, Longleaf, The Ole Don Rd | $125,000 | $110,000 | $125,000-$150,000 | $79,500 | $70,000 | $50,000-$75,000 |
| Pixley Ln, Bayside St, Young St, Oats Rd, Laurel Rd, Adams Cemetery Rd, Travis Ave, Dove Island, Haskell Rd, S Washington Ave | $127,000 | $120,000 | $100,000-$125,000 | $108,000 | $100,000 | $100,000-$125,000 |
| Jimmie Dean Trl, W Harrison St, Sugar Forest Ln, Offshore Ln, H Wilson Rd, Bentwood Bend, Prescott, Carl Smith Rd, Kristoff Ave, Holiday Ln | $85,500 | $80,000 | $75,000-$100,000 | $63,000 | $50,000 | $50,000-$75,000 |
| Primrose, Moore Rd, Lakeshore Dr, Old Ridge Rd, Pine Grove, Beech Creek Rd, Pine Grove Rd, Clyde Clifton, Theriot Rd, Big Foot Wallace | $91,500 | $80,000 | $50,000-$75,000 | $58,000 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$195 | $1,106 |
| Superior Protection Discount | -$117 | $1,184 |
| Fire & Security Discount | -$91 | $1,210 |
| Hail Resistant Roof Discount | -$39 | $1,262 |
| Newly Constructed Home Discount | -$325 | $976 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Polk County | $1,000 | $1,286 | $2,286 | $934 | $1,934 | $351 |
| Polk County, TX | $2,500 | $1,286 | $3,786 | $934 | $3,434 | $351 |
| Cedar Point, TX | $300 | $1,342 | $1,642 | $975 | $1,275 | $367 |
| Corrigan, TX | $2,500 | $1,342 | $3,842 | $975 | $3,475 | $367 |
| Pleasant Hill, TX | $300 | $1,201 | $1,501 | $873 | $1,173 | $328 |
| Coldspring, TX | $2,000 | $1,515 | $3,515 | $1,101 | $3,101 | $414 |
| San Jacinto County, TX | $500 | $990 | $1,490 | $720 | $1,220 | $271 |
| Diboll, TX | $700 | $980 | $1,680 | $712 | $1,412 | $268 |
| Apple Springs, TX | $500 | $1,370 | $1,870 | $996 | $1,496 | $374 |
| Lufkin, TX | $1,500 | $1,362 | $2,862 | $990 | $2,490 | $372 |
| Cut and Shoot, TX | $200 | $1,523 | $1,723 | $1,106 | $1,306 | $416 |
| Kennard, TX | $1,500 | $1,174 | $2,674 | $853 | $2,353 | $321 |
| Home Insurance Company Polk County, TX | Homeowners Insurance Agency Polk County, TX | Address | Popularity Score | Distance from Polk County (miles) |
|---|---|---|---|---|
| Travelers | Glenn Insurance Agency | 800 Houston St, Conroe, TX, 77301 | 49.3 | |
| State Farm | Matt Springer | 1140 N Fm 3083 Rd W Ste 400, Conroe, TX, 77304-4566 | 46.8 | |
| Travelers | Glenn Insurance Agency | 800 Houston Street, Conroe, TX, 77301 | 49.3 | |
| Farmers | Robert Powell | 114 W Lewis St, Conroe, TX, 77301 | 49.1 | |
| Travelers | Professional Agencies Llc | 440 Fm 2821 W Ste D, Huntsville, TX, 77320 | 42.0 | |
| State Farm | Joe Monteleone | 130 Col Etheredge Blvd Ste D1, Huntsville, TX, 77340-4222 | 43.9 | |
| Allstate | Irene Guajardo | 2508 W Davis St Ste 101, Conroe, TX, 77304 | 50.0 | |
| Liberty Mutual Independent | Soules Insurance Agency Lp | 701 N. San Jacinto, Conroe, TX, 77301 | 49.2 | |
| Farmers | Joseph Holt | 2355 N Main St, Liberty, TX, 77575 | 49.1 | |
| Allstate | Tatom Insurance | 882 Robb St., Trinity, TX, 75862 | 34.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Polk County, TX | $84,900 | $1,301 | $860 | $2,000 | $1,140 |
| Polk County, TX | $84,900 | $1,301 | $860 | $2,000 | $1,140 |
| Cedar Point, TX | $68,900 | $1,358 | $900 | $2,090 | $1,190 |
| Corrigan, TX | $68,900 | $1,358 | $900 | $2,090 | $1,190 |
| Pleasant Hill, TX | $46,800 | $1,216 | $800 | $1,870 | $1,070 |
| Coldspring, TX | $103,100 | $1,533 | $1,010 | $2,360 | $1,350 |
| San Jacinto County, TX | $95,900 | $1,002 | $660 | $1,540 | $880 |
| Diboll, TX | $75,300 | $992 | $650 | $1,530 | $880 |
| Apple Springs, TX | $74,000 | $1,387 | $920 | $2,140 | $1,220 |
| Lufkin, TX | $102,900 | $1,379 | $910 | $2,120 | $1,210 |
| Cut and Shoot, TX | $105,000 | $1,541 | $1,020 | $2,370 | $1,350 |
| Kennard, TX | $42,900 | $1,188 | $780 | $1,830 | $1,050 |