Gavop shows you how to buy homeowners insurance in Richton Park, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $146,000 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $229,000 | $210,000 | $200,000-$250,000 |
| 4 Bedroom | $292,000 | $250,000 | $250,000-$300,000 |
| 5 Bedroom | $482,000 | $410,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$97 | $551 |
| Superior Protection Discount | -$58 | $590 |
| Fire & Security Discount | -$58 | $590 |
| Hail Resistant Roof Discount | -$19 | $629 |
| Newly Constructed Home Discount | -$175 | $473 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,344 |
| Hail Damage | $4,476 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,556 |
| Home Insurance Company Richton Park, IL | Homeowners Insurance Agency Richton Park, IL | Address | Popularity Score | Distance from Richton Park (miles) |
|---|---|---|---|---|
| State Farm | Liane Williams | 3143 W 71st St, Chicago, IL, 60629-3049 | 19.7 | |
| Travelers | Merit Insurance Group | 8041 W 186th Street Ste. D , Tinley Park, IL, 60487 | 6.5 | |
| State Farm | Ian Mcpartlin | 8005 183rd St Ste I, Tinley Park, IL, 60487-9274 | 6.7 | |
| State Farm | Linda Mitchell | 106 N Halsted St, Chicago, IL, 60661-1015 | 28.2 | |
| Allstate | Angelo Barone | 17732 Oak Park Ave Ste H, Tinley Park, IL, 60477 | 6.6 | |
| State Farm | Spencer Williams | 19501 Governors Hwy, Flossmoor, IL, 60422-2097 | 4.3 | |
| Allstate | Lonnie Primavera | 15127 S 73rd Ave Ste A3, Orland Park, IL, 60462 | 9.9 | |
| State Farm | Cater Minnis | 6824 S Pulaski Rd, Chicago, IL, 60629-4121 | 19.9 | |
| State Farm | Lori Koehler | 6006 159th St Bldg D Unit 1e, Oak Forest, IL, 60452-2904 | 8.6 | |
| State Farm | Carl Henderson | 21470 Main St Ste 104, Matteson, IL, 60443-3714 | 2.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,200 | $620 |
| Cook County, IL | $227,400 | $892 | $650 | $1,270 | $620 |
| Richton Park, IL | $142,900 | $648 | $430 | $920 | $490 |
| Schererville, IN | $206,300 | $857 | $580 | $1,190 | $610 |
| Custer, IL | $197,500 | $881 | $610 | $1,220 | $610 |
| Lisle, IL | $320,400 | $1,008 | $680 | $1,380 | $700 |
| Burns Harbor, IN | $162,100 | $929 | $670 | $1,320 | $650 |
| Liberty, IN | $216,200 | $872 | $640 | $1,250 | $610 |
| Kendall, IL | $257,500 | $819 | $590 | $1,150 | $560 |
| Park Ridge, IL | $407,100 | $1,202 | $850 | $1,700 | $850 |
| Skokie, IL | $291,200 | $988 | $660 | $1,360 | $700 |
| Glencoe, IL | $940,600 | $731 | $520 | $1,010 | $490 |
| Jasper County, IN | $153,200 | $872 | $580 | $1,250 | $670 |