Gavop shows you how to buy homeowners insurance in Belle Haven, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $98,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $211,500 | $200,000 | $175,000-$200,000 |
| 3 Bedroom | $359,500 | $300,000 | $350,000-$400,000 |
| 4 Bedroom | $358,000 | $290,000 | $350,000-$400,000 |
| 5 Bedroom | $658,500 | $530,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$178 | $813 |
| Superior Protection Discount | -$99 | $892 |
| Fire & Security Discount | -$99 | $892 |
| Hail Resistant Roof Discount | -$20 | $971 |
| Newly Constructed Home Discount | -$228 | $763 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Fairfax County | $2,000 | $1,370 | $3,370 | $996 | $2,996 | $374 |
| Belle Haven, VA | $1,500 | $979 | $2,479 | $711 | $2,211 | $268 |
| Dunn Loring, VA | $400 | $1,125 | $1,525 | $818 | $1,218 | $308 |
| North Brentwood, MD | $2,000 | $899 | $2,899 | $653 | $2,653 | $246 |
| Rockville, MD | $400 | $1,210 | $1,610 | $879 | $1,279 | $331 |
| Arden on the Severn, MD | $700 | $1,178 | $1,878 | $856 | $1,556 | $322 |
| Falmouth, VA | $300 | $821 | $1,121 | $596 | $896 | $224 |
| Battlefield, VA | $1,500 | $814 | $2,314 | $592 | $2,092 | $222 |
| Solomons, MD | $400 | $1,706 | $2,106 | $1,240 | $1,640 | $466 |
| Spring Ridge, MD | $2,500 | $854 | $3,354 | $621 | $3,121 | $233 |
| Westmoreland County, VA | $400 | $727 | $1,127 | $528 | $928 | $199 |
| Home Insurance Company Belle Haven, VA | Homeowners Insurance Agency Belle Haven, VA | Address | Popularity Score | Distance from Belle Haven (miles) |
|---|---|---|---|---|
| State Farm | Lynn Heinrichs | 6842 Elm Street, Mclean, VA, 22101-3856 | 12.8 | |
| State Farm | Rodney M. Louis | 6422 Grovedale Dr Ste 102b, Alexandria, VA, 22310-2534 | 4.9 | |
| Allstate | Hui Mei Tai | 5017c Backlick Rd, Annandale, VA, 22003 | 7.4 | |
| State Farm | Blake Manhart | 8322 Traford Ln Ste B, Springfield, VA, 22152-1669 | 9.4 | |
| Allstate | Ernesto Bandini | 2605 Mount Vernon Ave Ste B, Alexandria, VA, 22301 | 3.5 | |
| State Farm | Kemper Collins | 5501 Cherokee Ave Ste 206, Alexandria, VA, 22312-2305 | 6.1 | |
| Travelers | My Insurance Agency | 712 W Broad St Ste B-2, Falls Church, VA, 22046 | 10.1 | |
| Travelers | Kwak & Chang Financial Inc | 7369 Mcwhorter Place Unit 420, Annandale, VA, 22003 | 8.4 | |
| State Farm | Chris Umbel | 50 S Pickett St Ste 203, Alexandria, VA, 22304-7208 | 4.2 | |
| Allstate | Sadek Omary | 5144 Leesburg Pike, Alexandria, VA, 22302 | 5.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,310 | $620 |
| Fairfax County, VA | $534,800 | $1,387 | $940 | $1,960 | $1,020 |
| Belle Haven, VA | $485,100 | $991 | $660 | $1,360 | $700 |
| Dunn Loring, VA | $710,700 | $1,139 | $810 | $1,620 | $810 |
| North Brentwood, MD | $252,100 | $910 | $720 | $1,150 | $430 |
| Rockville, MD | $498,200 | $1,224 | $970 | $1,540 | $570 |
| Arden on the Severn, MD | $361,700 | $1,192 | $940 | $1,500 | $560 |
| Falmouth, VA | $288,000 | $831 | $560 | $1,190 | $630 |
| Battlefield, VA | $280,900 | $824 | $550 | $1,130 | $580 |
| Solomons, MD | $483,500 | $1,727 | $1,360 | $2,180 | $820 |
| Spring Ridge, MD | $304,900 | $864 | $680 | $1,090 | $410 |
| Westmoreland County, VA | $203,100 | $736 | $520 | $1,050 | $530 |