Gavop shows you how to buy homeowners insurance in Bienville, LA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bienville, LA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lookout Tower Rd, Watson Rd, B P 653, Hickory Nut Rd, 4th St, Parish Rd 126, Parish Rd 451, Pinecrest Rd, Bp 699-4, State Rte 147 | $73,500 | $60,000 | $75,000-$100,000 | $68,000 | $60,000 | $75,000-$100,000 |
| Bp 763, Flores Rd, Cable St, Parish Rd 194, Wright Rd, Madden Mill Creek Rd, Parish Rd 536, Parish Rd 758, Calloway Rd, 1st St | $73,500 | $70,000 | $50,000-$75,000 | $47,000 | $40,000 | $25,000-$50,000 |
| Sherrard Rd, B P 426, Rev Johnson Rd, Hwy 516, B P 529, Beard Creek Rd, Hall St, Earl White Rd, Wesley Rd, Spring | $76,500 | $70,000 | $75,000-$100,000 | $53,000 | $40,000 | $50,000-$75,000 |
| Ceasar Rd, Bp 715-5, Moses Smith Rd, Parish Rd 248, Parish Rd 457, Bayou Loop, Wimberly Rd, United Gas Co Rd, Bp 655, Bear Creek Rd | $101,000 | $90,000 | $75,000-$100,000 | $80,000 | $80,000 | $75,000-$100,000 |
| W Front St, W 5th St, Arcadia School Rd, Parish Rd 402, Hazel, Catherine Ln, Parish Rd 757, King St, J Brown Rd, Six Mile Rd | $126,000 | $110,000 | $100,000-$125,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Castor Creek Loop, Henson Rd, Bp 531-1, Walnut Ln, Hicks Rd, Mathews Rd, Parish Rd 489, Hwy 147, Bistineau Line Rd, B P 432-13 | $110,000 | $100,000 | $100,000-$125,000 | $94,000 | $80,000 | $75,000-$100,000 |
| Church St, Willard Rd, Parish Rd 671-3, Lard Rd, Fire Sta Rd, Parish Rd 294, Cole Rd, Hwy 151, Parish Rd 676, Parish Rd 520 | $56,000 | $50,000 | $25,000-$50,000 | $73,000 | $70,000 | $50,000-$75,000 |
| S Market, State Rte 792, Hampton St, Cedar St, Parish Rd 754, Morgan Rd, Kennon, Reed St, James Rd, S Hazel St | $65,000 | $60,000 | $50,000-$75,000 | $66,500 | $60,000 | $75,000-$100,000 |
| Crawford Rd, Bp 432-2, Vickers St, Sawmill Rd, Bp 586, Cliff Rd, Franklin Rd, Bp 408-1, Israelite Rd, English Crossing Rd | $63,000 | $50,000 | $50,000-$75,000 | $75,000 | $70,000 | $50,000-$75,000 |
| State Rte 507, Bp 571, Bp 630-1, Davis Rd, Scott St, Firetower Rd, S 8th St, Watkins Rd, Mount Mariah Rd, B P 427 | $92,500 | $80,000 | $75,000-$100,000 | $51,500 | $40,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $671 |
| Superior Protection Discount | -$80 | $719 |
| Fire & Security Discount | -$72 | $727 |
| Hail Resistant Roof Discount | -$24 | $775 |
| Newly Constructed Home Discount | -$200 | $599 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bienville Parish | $1,000 | $789 | $1,789 | $574 | $1,574 | $216 |
| Bienville, LA | $2,500 | $789 | $3,289 | $574 | $3,074 | $216 |
| Jamestown, LA | $1,000 | $841 | $1,841 | $611 | $1,611 | $230 |
| Quitman, LA | $100 | $1,208 | $1,308 | $878 | $978 | $330 |
| North Hodge, LA | $2,000 | $713 | $2,713 | $518 | $2,518 | $195 |
| Martin, LA | $400 | $1,450 | $1,850 | $1,054 | $1,454 | $396 |
| Calvin, LA | $700 | $881 | $1,581 | $640 | $1,340 | $241 |
| Lisbon, LA | $100 | $1,032 | $1,132 | $750 | $850 | $282 |
| Choudrant, LA | $700 | $1,717 | $2,417 | $1,248 | $1,948 | $469 |
| Sarepta, LA | $300 | $853 | $1,153 | $620 | $920 | $233 |
| Natchez, LA | $2,500 | $542 | $3,042 | $394 | $2,894 | $148 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Bienville Parish, LA | $76,000 | $799 | $560 | $1,150 | $590 |
| Bienville, LA | $76,000 | $799 | $560 | $1,150 | $590 |
| Jamestown, LA | $68,100 | $851 | $600 | $1,230 | $630 |
| Quitman, LA | $100,000 | $1,223 | $860 | $1,760 | $900 |
| North Hodge, LA | $58,600 | $722 | $510 | $1,040 | $530 |
| Martin, LA | $126,300 | $1,468 | $1,030 | $2,110 | $1,080 |
| Calvin, LA | $71,300 | $892 | $620 | $1,280 | $660 |
| Lisbon, LA | $83,800 | $1,045 | $730 | $1,500 | $770 |
| Choudrant, LA | $164,600 | $1,738 | $1,220 | $2,500 | $1,280 |
| Sarepta, LA | $69,000 | $863 | $600 | $1,240 | $640 |
| Natchez, LA | $46,700 | $549 | $380 | $790 | $410 |