Gavop shows you how to buy homeowners insurance in Hancock County, ME by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $71,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $179,000 | $170,000 | $175,000-$200,000 |
| 3 Bedroom | $244,500 | $220,000 | $250,000-$300,000 |
| 4 Bedroom | $322,000 | $280,000 | $300,000-$350,000 |
| 5 Bedroom | $466,000 | $420,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$137 | $625 |
| Superior Protection Discount | -$69 | $694 |
| Fire & Security Discount | -$53 | $709 |
| Hail Resistant Roof Discount | -$23 | $740 |
| Newly Constructed Home Discount | -$152 | $610 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hancock County | $2,500 | $753 | $3,253 | $547 | $3,047 | $206 |
| Hancock County, ME | $2,000 | $753 | $2,753 | $547 | $2,547 | $206 |
| Otis, ME | $400 | $762 | $1,162 | $554 | $954 | $208 |
| Veazie, ME | $1,000 | $675 | $1,675 | $490 | $1,490 | $184 |
| Frankfort, ME | $100 | $565 | $665 | $411 | $511 | $154 |
| Argyle, ME | $2,000 | $567 | $2,567 | $412 | $2,412 | $155 |
| Lincolnville, ME | $300 | $822 | $1,122 | $597 | $897 | $225 |
| Whitneyville, ME | $1,500 | $485 | $1,985 | $353 | $1,853 | $133 |
| Roque Bluffs, ME | $400 | $664 | $1,064 | $482 | $882 | $181 |
| Passadumkeag, ME | $1,500 | $500 | $2,000 | $363 | $1,863 | $137 |
| Lowell, ME | $100 | $565 | $665 | $411 | $511 | $154 |
| Montville, ME | $1,500 | $702 | $2,202 | $510 | $2,010 | $192 |
| Home Insurance Company Hancock County, ME | Homeowners Insurance Agency Hancock County, ME | Address | Popularity Score | Distance from Hancock County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Brown & Milliken Agency | 67 Foster St, Ellsworth, ME, 4605 | 2.9 | |
| Travelers | Dawson Insurance Agency | 417 Main St, Bangor, ME, 4401 | 25.4 | |
| Liberty Mutual Independent | Cross Insurance | 491 Main St, Bangor, ME, 4401 | 25.3 | |
| Liberty Mutual Independent | Brown & Milliken Agency | 67 Foster St, Ellsworth, ME, 4605 | 2.9 | |
| Travelers | Quirk Insurance | 278 Main St, Bangor, ME, 4401 | 25.5 | |
| Travelers | Blackwell Insurance Agency | 139 Spring St , Dexter, ME, 4930 | 44.3 | |
| Travelers | Allen / Freeman / Mcdonnell Agency | 141 N Main St, Brewer, ME, 4412 | 25.1 | |
| Allstate | Lynam Agency | 227 Main St, Bar Harbor, ME, 4609 | 14.8 | |
| State Farm | Jeremy Von Oesen | 270 High St Ste 107b, Ellsworth, ME, 04605-1729 | 3.0 | |
| State Farm | Reyn Ritchie | 228 Northport Ave, Belfast, ME, 04915-6012 | 32.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $520 | $1,030 | $510 |
| Hancock County, ME | $207,300 | $762 | $510 | $1,080 | $570 |
| Hancock County, ME | $207,300 | $762 | $530 | $1,080 | $550 |
| Otis, ME | $198,400 | $771 | $560 | $1,100 | $540 |
| Veazie, ME | $151,200 | $683 | $470 | $980 | $510 |
| Frankfort, ME | $106,300 | $572 | $410 | $810 | $400 |
| Argyle, ME | $107,100 | $574 | $400 | $790 | $390 |
| Lincolnville, ME | $236,200 | $832 | $590 | $1,180 | $590 |
| Whitneyville, ME | $80,800 | $491 | $360 | $690 | $330 |
| Roque Bluffs, ME | $145,800 | $672 | $490 | $960 | $470 |
| Passadumkeag, ME | $85,000 | $506 | $360 | $720 | $360 |
| Lowell, ME | $106,300 | $572 | $420 | $810 | $390 |
| Montville, ME | $164,700 | $711 | $510 | $970 | $460 |