How Can I Make My Jamestown, NY Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Jamestown, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Jamestown, NY Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $29,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $55,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $113,500 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $174,000 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $152,500 | $140,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Jamestown, NY | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$229 | $976 |
| Superior Protection Discount | -$120 | $1,084 |
| Fire & Security Discount | -$84 | $1,120 |
| Hail Resistant Roof Discount | -$24 | $1,181 |
| Newly Constructed Home Discount | -$253 | $952 |
Choose the Right Deductible for your Jamestown, NY Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chautauqua County | $700 | $1,211 | $1,911 | $880 | $1,580 | $331 |
| Jamestown, NY | $2,500 | $1,190 | $3,690 | $865 | $3,365 | $325 |
| Stockton, NY | $300 | $583 | $883 | $424 | $724 | $159 |
| Sheffield, PA | $100 | $510 | $610 | $370 | $470 | $139 |
| Carrollton, NY | $1,500 | $593 | $2,093 | $431 | $1,931 | $162 |
| Olean, NY | $200 | $948 | $1,148 | $689 | $889 | $259 |
| Rockdale, PA | $1,500 | $577 | $2,077 | $419 | $1,919 | $158 |
| Marienville, PA | $300 | $551 | $851 | $401 | $701 | $151 |
| McKean, PA | $2,500 | $724 | $3,224 | $526 | $3,026 | $198 |
| Wanakah, NY | $400 | $629 | $1,029 | $457 | $857 | $172 |
| Sardinia, NY | $1,000 | $651 | $1,651 | $473 | $1,473 | $178 |
Identify Top Home Insurance Agents near Jamestown, NY | Back to Top
| Home Insurance Company Jamestown, NY | Homeowners Insurance Agency Jamestown, NY | Address | Popularity Score | Distance from Jamestown (miles) |
|---|---|---|---|---|
| Travelers | Johanson Agency Inc | 513 West Fifth Street, Jamestown, NY, 14702 | 0.6 | |
| Travelers | Gary N Johnson Insurance Agency | 519 Washington St, Jamestown, NY, 14701 | 0.4 | |
| Travelers | The Johanson Agency Inc | 917 Washington St, Jamestown, NY, 14701 | 0.6 | |
| Allstate | Edwin F. Heary | 7170 Boston State Rd, Hamburg, NY, 14075 | 46.9 | |
| Allstate | Both Branch & Hendrix Inc | 128 S Union St, Olean, NY, 14760 | 41.5 | |
| State Farm | Kirk Maberry | 310 Fairmount Ave, Jamestown, NY, 14701-2846 | 1.3 | |
| Allstate | Lawrence Dye Inc | 73 Genesee St, Cuba, NY, 14727 | 50.0 | |
| Allstate | Gray Insurance | 2 Center St Po Box 570, Frewsburg, NY, 14738 | 4.9 | |
| Allstate | William Farr | 812 Foote Ave, Jamestown, NY, 14701 | 1.4 | |
| Liberty Mutual Independent | Carlson Cusimano Agency | 430 Fairmount Ave, Jamestown, NY, 14701 | 1.6 |
Compare Rates for Jamestown, NY Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,620 | $840 |
| Chautauqua County, NY | $85,800 | $1,226 | $820 | $1,750 | $930 |
| Jamestown, NY | $63,900 | $1,205 | $860 | $1,670 | $810 |
| Stockton, NY | $95,900 | $590 | $400 | $810 | $410 |
| Sheffield, PA | $71,100 | $516 | $370 | $730 | $360 |
| Carrollton, NY | $67,300 | $600 | $430 | $820 | $390 |
| Olean, NY | $77,600 | $960 | $660 | $1,370 | $710 |
| Rockdale, PA | $95,700 | $584 | $420 | $830 | $410 |
| Marienville, PA | $85,900 | $558 | $380 | $770 | $390 |
| McKean, PA | $164,300 | $733 | $510 | $1,000 | $490 |
| Wanakah, NY | $146,300 | $637 | $430 | $900 | $470 |
| Sardinia, NY | $158,100 | $659 | $470 | $910 | $440 |
Research Home Insurance Companies Reviews in Jamestown, NY Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: August 15, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I'm satisfied with the customer service at Liberty Mutual. I would give them a rating of 5 for customer service. I always receive quick and friendly service.
Farmer's Insurance Home Insurance Reviews
Date: July 05, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
Farmer's Insurance reverses the traditional insurance model. We treat the premiums you pay as if it's your money, not ours. With Lemonade, everything becomes simple and transparent.
Progressive Home Insurance Reviews
Date: October 18, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
Great Customer Service. No issues with provider. Representives I've spoken with have been up front and friendly. Would recommend to family and friends.
Travelers Home Insurance Reviews
Date: October 07, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The home insurance company in the premium and deducible in very nice and compare with other home insurance company.
USAA Home Insurance Reviews
Date: September 24, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
USAAs premium i do believe is cheaper than other insurance companies. The deductible is about the same as other insurance policies but well worth it for the hassle free interactions with USAA.